I'm in the process of transferring my current homeowner mortgage to a Buy to Let Godiva Mortgages Ltd mortgage. I was told by my mortgage that I require a solicitor as part of the process. I had a chat the same West Ham conveyancing firm who acted on my behalf when I initially purchased the property. The fee calculation sent of £550 is surprising as I am not require purchase conveyancing - it’s simply a straightforward remortgage.
The quote is fractionally on the expensive side. If you shop around you may be able to reduce the fees marginally by as much as a hundred pounds. On the other hand, assuming were happy with the assistance the firm gave you couldcome to rue opting for an an unknown solicitor. If is important to be sure the firm can act for Godiva Mortgages Ltd. You can use our search tool to find a West Ham conveyancing firm on the Godiva Mortgages Ltd member panel, which can often include conveyancing solicitors in West Ham.
My wife and I are purchasing a newly constructed apartment in West Ham and my solicitor is advising me that she has to the mortgage company to disclose incentives from the developer. The Estate Agents are hassling me to exchange contracts and I don't want to prolong matters. is my lawyer playing by the book?
You should not exchange unless you have been advised to do so by your conveyancing practitioner. A precondition to being on a lender panel is to comply with the UK Finance Lenders’ Handbook conditions. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
I need some expedited conveyancing in West Ham as I have an ultimatum to complete in less than 4 weeks. Thankfully I do not need a mortgage. Can I escape the need for conveyancing searches to save money and time?
As you are are a mortgage free purchaser you have the choice not to do searches although no solicitor would suggest that you don't. Drawing on our experience of conveyancing in West Ham the following are examples of what can crop up and therefore impact market value: Enforcement Notices, Outstanding Charges, Outstanding Grants, Unadopted Roads,...
I used Wolstenholmes a few years ago for my conveyancing in West Ham. Now, I need the files but the law firm is no longer operating. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in West Ham of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Is it best to choose a West Ham conveyancing practitioner in close proximity to the house I am purchasing? We have a good friend who can carry out the legal work however his firm is located 200kilometers away.
The benefit of a local West Ham conveyancing firm is that you can visit the firm to sign documents, deliver your identification documents and apply pressure on them where appropriate. They will also have local intelligence which is a bonus. However nothing is more important than finding someone that will do a good and efficient job. If you know people who used your friend and they were impressed that must trump using an unknown West Ham conveyancing solicitor solely due to them being West Ham based.
I need to swap lawyers as my West Ham lawyer is not on the lender's approved list of conveyancing solicitors. Is it advisable to appoint a new law firm?
In the event that you have not formally instructed a conveyancer to do anything for you and have just received quotes, you're perfectly free to choose a different solicitor to carry out your work for you. The best way is to get recommendations from friends or family who have actually used the solicitor or conveyancer in West Ham that you're considering.