My mortgage broker has requested my Battle law firm’s panel member for the HSBC conveyancing panel. Can you suggest how I find this out. I have tried my local Battle office but they have not responded to me.
Have you tried contacting your Battle solicitor about this?. They maintain a central record lender panel numbers.
There is lots of information on this site concerning conveyancing in Battle but can you isolate your top tip for appointing the right conveyancer in Battle
It would be unwise to be tempted by the lowest Battle conveyancing fees. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of the deal.
We are purchasing a 3 bedroom semi in Battle. The intention is to an extension at the rear at the house.Will the conveyancing process include checks to ascertain if these works are allowed?
Your solicitor should check the registered title as conveyancing in Battle will on occasion reveal restrictions in the title deeds which restrict certain changes or require the permission of a 3rd party. Certain works call for local authority planning permissions and approval under the building regulations. Certain areas are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. You should check these things with a surveyor ahead of any purchase.
I can not work out if my lender requires a lease extension. I have called into my local Battle building society branch on numerous occasions and was told it does not affect the mortgage offer and they will lend. My Battle conveyancing solicitor - who is on the lender conveyancing panel- called and was told they would not lend based on their published requirements. Who do I believe?
The conveyancer must follow the CML Handbook section two specifications for your bank. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years remaining.
I need some quick conveyancing in Battle as I am under a deadline to complete inside one month. A home loan is not required. Can I avoid the conveyancing searches to save fees and time?
If.Given you are are a mortgage free purchaser you have the choice not to do searches although no conveyancer would recommend that you don't. Drawing on years of experience of conveyancing in Battle the following are examples of issues that can crop up and therefore affect future saleability: Refused Planning Applications, Outstanding Fees, Outstanding Grants, Road Schemes,...
Despite weeks of looking the Title Certificate and documents to our house can not be found. The lawyers who conducted the conveyancing in Battle 5 years ago are no longer around. Will I be able to sell the house?
As long as you have a registered title the information relating to your ownership will be held by the Land Registry under a Title Number. It is easy to conduct a search at the Land Registry, locate your property and secure up to date copies of the Registered Entries for a small fee. If the title is Leasehold then the Land Registry will in most cases retain a certified duplicate of the Registered Lease and again, a copy can be ordered for twenty pounds.
Due to the advice of my in-laws I had a survey completed on a house in Battle ahead of retaining conveyancers. I have been advised that there is a flying freehold element to the property. The surveyor advised that some lenders will refuse to grant a loan on such a house.
It varies from the lender to lender. Lloyds has different instructions for example to Birmingham Midshires. If you call us we can check with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Battle. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Battle to see if the conveyancing will be more expensive.
We're novice buyers - agreed a price, yet the property agent told us that the seller will only issue a contract if we use their chosen solicitors as they want an ‘expedited deal’. We would rather use a local solicitor with experience of conveyancing in Battle
We suspect that the owner is unaware of this request. If they require ‘a quick sale', taking such a hostile approach to a motivated purchaser is likely to cause more damage than good. Speak to the vendors direct and make sure they understand (a)you are genuine purchasers (b)you are ready to progress, with finances arranged © you are unencumbered (d) you intend to proceed fast (e)however you will continue to use your own,trusted Battle conveyancing lawyers - not the ones that will give their negotiator at the agency a introducer fee or meet his conveyancing targets demanded by head office.