My wife and I are hoping to acquire a 2 bedroom apartment in Robertsbridge with a mortgage. We wish to retain our Robertsbridge conveyancer, but the lender advise she’s not on their "panel". We have to appoint one of the lender panel solicitors or continue with our Robertsbridge solicitor as well as pay for one of their panel lawyers to represent them. This seems very unfair; are we not able to require that the lender use our Robertsbridge solicitor ?
Unfortunately,no. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Robertsbridge conveyancing lawyer to apply to be on the conveyancing panel.
Is it possible for conveyancing in Robertsbridge to be finalised in 10 days?
In the event that you are under pressure for your conveyancing it is highly recommended that your lawyer is familiar with the location as they will make use of local connections and know-how. It is even conceivable that they may have transacted otherhomes in the same neighbourhood. Therefore consider using a Robertsbridge conveyancing firm. Second, double check that the lawyer is on the on the approved list for your mortgage company. It is estimated that just under twenty per cent of Robertsbridge conveyancing deals are suspended or jeopardised after discovering a purchaser’s conveyancer was not on their mortgage lender’s member panel. In many cases this discovery resulted in the legal process being delayed by an average of 21 days. It is estimated that this issue affects in the region of one hundred thousand home moves annually. Almost all Robertsbridge conveyancing practices can not represent certain mortgage companies so do check at the outset.
I require quick conveyancing in Robertsbridge as I am under pressure to complete in less than one month. A mortgage is not required. Can I escape the need for conveyancing searches to save fees and time?
As you are not obtaining a mortgage you have the choice not to do searches although no lawyer would suggest that you don't. Drawing on years of experience of conveyancing in Robertsbridge the following are examples of what can appear and adversely impact the marketability of the property: Refused Planning Applications, Overdue Fees, Overdue Grants, Railway Schemes,...
It has been five months since my purchase conveyancing in Robertsbridge concluded. I have checked the Land Registry site which shows that I paid £175,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I opted to have a survey completed on a house in Robertsbridge ahead of appointing lawyers. I have been told that there is a flying freehold aspect to the property. My surveyor has said that some mortgage companies will not give a mortgage on this type of house.
It varies from the lender to lender. HSBC has different requirements from Nationwide. If you contact us we can check via the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Robertsbridge. Conveyancing may be slightly more expensive based on your lender's requirements.
Given that I am about to part with hundreds of thousands of pounds on a house in Robertsbridge I would like to have a conversation with the lawyer concerning thehouse move prior to instructing the firm. Can this be arranged?
We could not agree more - it is our preference to talk to you we do not take any clients on without you first talking to the lawyer due to be doing your conveyancing in Robertsbridge.There is no ‘factory style conveyancing’ - every client is unique individual, not a matter reference. The solicitors that we put you in touch with believe that the figure you are quoted for your conveyancing in Robertsbridge should be the figure that you end up paying.