Is there a reason to instruct a Robertsbridge conveyancing firm when national alternatives are so much cheaper?
To take your time to find scrutinise conveyancing costs in Robertsbridge and you should seek a reasonable quote but don’t become consumed with scouring the internet for the lowest priced Robertsbridge conveyancer. Identifying the right conveyancer can be the difference between a smooth and a frustrating home move. You need to ensure that you have expert advice from a specialist solicitor. Emails can't be as helpful as a telephone call and are no substitute for a one to one consultation. Our partner firms will allocate you a qualified and trusted conveyancing solicitor that will handle your conveyancing from start to finish, giving the sort of hand holding that you rarely receive from an internet conveyancer. He or She will inform you on any developments making sure that you are never in the dark. Should it ever be necessary to call the firm you will know who to ask for and we'll be sure you are in the know.
My partner and I are getting closer to an exchange on a house in Robertsbridge and my mum and dad have transferred the 10% deposit to my solicitor. I am now informed that as the deposit has not come from me my lawyer needs to make a notification to my mortgage company. I am advised that, in also acting for the lender he must inform them that the balance of the purchase price is not just from me. I disclosed to the mortgage company regarding my parents' contribution when I applied for the mortgage, so is it really appropriate for this now to delay the deal?
Your solicitor is obliged to check with the bank to ensure that they understand that the balance of the purchase price is not from your own resources. Your solicitor can only notify this to your bank if you agree, failing which, your lawyer must cease to continue acting.
My solicitor has informed me that lack of right of way insurance is required on my purchase. What is the level of cover for Robertsbridge conveyancing?
The right level of lack of right of way indemnity insurance should be dictated by who your lender. It would differ for example between Accord Mortgages Ltd and Leeds Building Society. Conveyancing solicitors as opposed to members of the public take out such insurances.
How can we tell if a Robertsbridge conveyancing solicitor on the Santander panel is any good?
When it comes to conveyancing in Robertsbridge seeking recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always recommend that you speak with the solicitor conducting your conveyancing.
I can not fathom if my lender requires a lease extension. I have called into my local Robertsbridge bank branch on a couple of occasions and was told it wasn't an issue and they would lend. My Robertsbridge conveyancing solicitor - who is on the lender conveyancing panel- called to say that they would not lend in accordance with their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?
Your lawyer must follow the CML Handbook Part 2 requirements for your bank. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.
I am selling our house in Robertsbridge and the buyers lawyers are claiming that there is a risk of it being built on contaminated land. Any high street Robertsbridge conveyancer would know that there is no such problem. It does beg the question why the purchasers are using a web based conveyancing firm as opposed to a conveyancing solicitor in Robertsbridge. Having lived in Robertsbridge for three years we know that this is a non issue. Do we get in touch with our local Authority to seek clarification that the buyers are looking for.
It sounds as though you may have a conveyancing solicitor already. What do they say? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
I decided to have a survey completed on a house in Robertsbridge in advance of appointing lawyers. I have been advised that there is a flying freehold aspect to the property. My surveyor advised that some banks will not give a loan on such a premises.
It depends who your proposed lender is. HSBC has different requirements from Nationwide. If you e-mail us we can investigate further with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Robertsbridge. Conveyancing may be slightly more expensive based on your lender's requirements.
My brother-in-law has suggested I instruct a conveyancing solicitor in Robertsbridge. I I would like to check if they are on the lender's conveyancing panel. Could you advise?
It’s a good idea call your conveyancer to check if they are on the lender's approved list. Alternatively please call us and we can investigate and revert. If they are not on the lender panel we can certainly arrange a reputable conveyancing solicitor in Robertsbridge on the approved list for your mortgage company.