My mortgage broker requires my Robertsbridge law firm’s panel member for the Nat West conveyancing panel. How do I discover this. I have called my local Robertsbridge office but they don't know it.
You are best placed to get this information from your Robertsbridge conveyancer . Most Robertsbridge conveyancing firms will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each mortgage company.
We hope to to buy with Loughborough BS. I visited a couple of local practices but cant to find a Robertsbridge conveyancing firm on the Loughborough BS approved list. Please you help?
Feel free to make the most of the find a lender approved solicitor tool on this page. Please choose the lender and type Robertsbridge or your preferred area and you will be presented with numerous solicitors based in Robertsbridge or near you.
Do I choose a Licenced Conveyancer or Solicitor for conveyancing in Robertsbridge?
There are many registered licenced Conveyancers in Robertsbridge and Solicitor partnerships in Robertsbridge who provide Conveyancing services It is important to make clear that both are supervised by regulatory bodies with both specialising in the legal work in transferring property. Both can handle other property legal work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.
I am purchasing a property in Robertsbridge. A rare aspect is that the roof has a solar panel. Kent Reliance have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that your lender is Kent Reliance your lawyer must comply with the conveyancing instructions outlined in Section 2 of UK Finance Lenders’ Handbook for Kent Reliance. The Council of Mortgage Lenders’ Handbook contains minimum conditions for solar panel roof-space leases, and conveyancers are required to report to Kent Reliance where a lease fails to satisfy these conditions. The conditions relate to the installation of panels on properties nationwide and is not restricted to Robertsbridge.
I recently had an offer agreed on a house in Robertsbridge. My financial adviser pressured me to appoint their property lawyer. I paid an advanced payment of £150. A couple of days later, the solicitor contacted me to say that they were not on the Barclays conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Barclays panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I am buying my first flat in Robertsbridge with a mortgage from Norwich and Peterborough Building Society. The sellers refused to budge the amount so I negotiated 6k of extras instead. The sale representative suggested that I not disclose to my solicitor about the side-deal as it may jeopardize my mortgage with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Am I right to be concerned by estate agents that I am dealing with are encouraging me to use a factory type conveyancing firm rather than a local Robertsbridge conveyancing practice?
As is the case with lots of professional services, often referrals from relatives can be very helpful. Yet there are numerous players in a conveyancing deal; estate agents, mortgage brokers and mortgage companies might all suggest lawyers to choose. On occasion the conveyancers might be known to one of the organisations as experts in their field, but sometimes there behind the scenes financial incentive behind the endorsement. You have the discretion to choose your preferred conveyancer. You need to be aware that most lenders specify a panel list of law firms you must use for the lender related work in your transaction.
Much to my surprise my property lawyer in Robertsbridge has requested from me proof of ID documents saying that this is part of his obligations as a conveyancer on the lender Solicitor panel. This is news to me - can I refuse?
Anti-terror and anti-money-laundering rules require Robertsbridge conveyancing solicitors and licensed conveyancers to verify the identity of the person or body they are dealing with before they can accept their conveyancing business. The Terms and Conditions that you need to sign will no doubt confirm this. Your lawyer is right that the bank also require certain documents to be viewed. If a you refuse to provide ID verification documents, your conveyancer would not be able to accept instructions from you. Your lawyer also has obligations to obtain certain documents in accordance with the mortgage company's UK Finance Lenders’ Handbook requirements