It is a dozen years since I acquired my property in Bexhill. Conveyancing lawyers have just been appointed on the sale but I am unable to track down the title deeds. Is this a major issue?
Don’t worry too much. First the deeds may be retained by the mortgage company or they could stored with the solicitor who acted in your purchase. Secondly the likelihood is that the title will be registered at the land registry and you will be able to prove you own the property by your conveyancing solicitors procuring current official copies of the land registers. The vast majority of conveyancing in Bexhill relates to registered property but in the unlikely event that your home is unregistered it adds to the complexity but is not insurmountable.
I had intended to instruct a property lawyer in Bexhill for our house move. Our broker informed us that our bank HSBC Bank won't deal with them. Why is this not regarded as unfair competition?
Mortgage Companies on the whole imposes restrictions either the type or the amount of conveyancing firms on their approved list of lawyers. Typical examples of such restriction(s) being that a law practice must not be a sole practitioner. In addition to restricting the type of firm, a few banks have limited the number of solicitor practices they permit to represent them. Be aware that HSBC Bank have no responsibility for the quality of advice provided by any member of HSBC Bank Conveyancer Panel. Mortgage fraud was a key driver in the reduction of solicitor panels since 2008 even though there remains differing views regarding the level of solicitor engagement in some of that fraud. Data from the Land Registry reveal that plenty of law firms, including some in or near Bexhill only execute very few conveyances a year.
My partner and I are selling our property in Bexhill and according to the buyers it appears that there is a possibility that the property was constructed land that was not decontaminated. Any high street Bexhill lawyer would know this is not the case. For the life of me I don't know why the purchasers instructed a factory type conveyancing outfit as opposed to a conveyancing solicitor in Bexhill. We have lived in Bexhill for 4 years we know that this is a non issue. Do we get in touch with our local Authority to obtain confirmation need.
It sounds as though you may have a conveyancing firm currently acting for you. What do they say? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
Due to the input of my in-laws I had a survey completed on a property in Bexhill prior to appointing conveyancers. I have been told that there is a flying freehold overhang to the property. My surveyor has said that some mortgage companies may not give a loan on such a house.
It varies from the lender to lender. HSBC has different instructions from Birmingham Midshires. Should you wish to telephone us we can check via the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Bexhill. Conveyancing will be smoother if you use a solicitor in Bexhill especially if they are acquainted with such properties in Bexhill.
Hoping to buy a property located in Bexhill and I am already nervous. I couldn't find anything specific about Bexhill. Conveyancing will be needed in due course but do you know about the Bexhill area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Bexhill. In the meantime here are some basic statistics that we found
Online reading suggests that Bexhill solicitors are more expensive than Bexhill conveyancers in Bexhill to use when buying a house. Am I better off using a conveyancer or a solicitor if I am purchasing a property in Bexhill.
When it comes to conveyancing in Bexhill the costs are unlikely to vary dramatically depending on whether the legal expert is a licenced conveyancer or solicitor.