Just been in touch with my conveyancing lawyer in Netherley who completed the legal work 18 months ago asking for a conveyancing quote based on an identical type of home move (a leasehold residence and a freehold premises) of similar values with a home loan from Virgin Money. It looks as though am now being quoted twice the amount. Am I right to be tempted to shop around for a cheaper online conveyancer?
The quote is fractionally on the expensive side. If you are happy to invest time comparing prices you could shave off some of the expense by perhaps £100 plus VAT. On the other hand, providing that you were content with the legal work the firm gave you couldcome to regret choosing an a cheaper lawyer. Don't forget to check that the conveyancer can act for Virgin Money. You can utilise our search tool to find a Netherley conveyancing firm on the Virgin Money approved list of lawyers, which can often include conveyancing solicitors in Netherley.
My wife and I are acquiring a new build flat in Netherley and my solicitor is advising me that she is duty bound to the lender to reveal incentives from the builder. The Estate Agents are hassling me to sign contracts and I don't want to prolong matters. Is my lawyer right?
You should not exchange unless you have been advised to do so by your solicitor. A precondition to being on a bank panel is to comply with the UK Finance Lenders’ Handbook provisions. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
As a FTB what is the most important number one tip you can impart regarding purchase conveyancing in Netherley?
Not many law firms shout this from the rooftops but conveyancing in Netherley and elsewhere in Merseyside is often a confrontational process. Put another way, when it comes to conveyancing there is lots of opportunity for confrontation between you and others involved in the house moving process. For example, the vendor, selling agent and on occasion the lender. Selecting a law firm for your conveyancing in Netherley should not be taken lightly as your conveyancer is your adviser, and is the ONE person in the legal process whose interest is to act in your best interests and to keep you safe.
There is a worrying emergence in the "blame" culture- someone has to be at fault for the process taking so long. You your first instinct should be to trust your conveyancer above all other players in the conveyancing process.
Me and my brother have a renovated Victorian property in Netherley. Conveyancing solicitor acted for me and Santander. I happened to do a free search for it on the Land Registry database and I saw two entries: one for freehold, the second leasehold under the matching property. Is it worth asking Santander to clarify?
You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Netherley and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the position with the conveyancing practitioner who conducted the conveyancing.
I decided to have a survey completed on a house in Netherley in advance of retaining lawyers. I have been told that there is a flying freehold aspect to the house. The surveyor advised that some lenders tend refuse to give a mortgage on a flying freehold premises.
It varies from the lender to lender. Santander has different instructions from Birmingham Midshires. If you contact us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Netherley. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Netherley to see if the conveyancing costs will increase in light of this.
Is it possible to change firm as I need to instruct one who is on the Yorkshire Building Society conveyancing panel. I had appointed a local conveyancing solicitor in Netherley five minutes from me but the firm is not accepted by Yorkshire Building Society
It would be our pleasure to help you select a conveyancing solicitor in Netherley on the Yorkshire Building Society panel. Please note that the conveyancers that we list do not pay us commission if you instruct them and are registered with the Solicitors Regulation Authority who oversee all conveyancing solicitors in Netherley. In utilising search facility on this page, you can scrutinise costs for conveyancing solicitors in Netherley and beyond.