We were just about to sign contracts for a freehold house in Prescot. We encountered a snag. Our loan offer with Godiva Mortgages Ltd runs out on 21/1/2026 but the sellers are suggesting a completion date of 23/1/2026. Can one extend the loan offer?
The person best placed to deal with your issue is your lawyer who should calculate whether he or she is better off negotiating with the mortgage company, vendor’s solicitors, estate agents or possibly all parties based on what has happend in your conveyancing to date.
3 months have gone by following my purchase conveyancing in Prescot took place. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Just had an offer accepted on a new build flat in Prescot. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Here is a sample of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Prescot
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If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Please provide evidence that the form of Lease proposed has been approved by the Land Registry. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier?
I opted to have a survey carried out on a house in Prescot ahead of instructing lawyers. I have been told that there is a flying freehold overhang to the property. Our surveyor has said that some lenders will not issue a loan on a flying freehold house.
It depends who your proposed lender is. Bank of Scotland has different requirements for example to Halifax. If you e-mail us we can look into this further via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Prescot. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Prescot to see if the conveyancing costs will increase in light of this.
Hoping to buy a property located in Prescot and I am already nervous. I couldn't find anything specific about Prescot. Conveyancing will be needed in due course but do you know about the Prescot area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Prescot. In the meantime here are some basic statistics that we found
My brother-in-law has suggested I instruct a conveyancing solicitor in Prescot. I I would like to check if they are listed on the bank's conveyancing panel. Can you help?
One option is to phone your solicitor and ask them if they are on the bank's panel. If that does not help call us and we can investigate and revert. Should the firm not be on the lender panel we can certainly arrange a reputable conveyancing solicitor in Prescot on the approved list for your lender.