My mortgage broker has requested my Prescot solicitor’s panel reference for the Lloyds conveyancing panel. Can you suggest how I obtain this. I have e-mailed my local Prescot branch but they don't know it.
The sensible thing to do is ask for this information from your Prescot conveyancer . They retain a central record lender panel numbers.
We were just about to sign contracts for a semi detached house in Prescot. We encountered a problem. The loan offer with The Royal Bank of Scotland runs out on 6/1/2026 but the vendors are putting forward a completion date of 8/1/2026. Can one prolong the loan offer?
The person best placed to address this question is your conveyancer who should determine if he or she is corresponding with the bank, seller’s conveyancers, estate agents or indeed all three given what has gone on in your conveyancing to date.
What will a local search inform me about the house my wife and I buying in Prescot?
Prescot conveyancing often commences with the applying for local authority searches directly from your local Authority or via a personal search organisations for example Xpress Legal The local search is essential in every Prescot conveyancing purchase; that is if you wish to avoid any nasty surprises after you move into your property. The search will supply data on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject headings.
Despite weeks of looking the Title Certificate and documents to our home can not be found. The conveyancers who did the conveyancing in Prescot 4 years ago are no longer around. What are my options?
Gone are the days when you need to have the physical original deeds to evidence that you are the registered proprietor of land or premises, given that the Land Registry have everything they need in a digital format.
I decided to have a survey completed on a house in Prescot prior to appointing conveyancers. I have been told that there is a flying freehold element to the property. Our surveyor has said that some mortgage companies may refuse to give a mortgage on a flying freehold house.
It varies from the lender to lender. Bank of Scotland has different instructions for example to Halifax. If you contact us we can check via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Prescot. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Prescot to see if the conveyancing costs will increase in light of this.
My uncle has suggested that I use his conveyancing solicitors in Prescot. Should I choose my own solicitor?
No doubt the best way to choose a conveyancing practitioner is to seek feedback from friends or family who have experience in using the solicitor that you are contemplating using.