Find a Lender-Approved Local Conveyancer in Prescot

Ready to buy a new home? Find a law firm approved by your lender.

There is a good reason why you won’t find people saying “if only I would have chosen a cheap national firm”! Go local - instruct a conveyancing solicitor in Prescot

Reasons to use our Prescot conveyancing solicitors

  • 1 The firms listed on our directory have a mix of conveyancing lawyers, legal executives and support staff handling over one hundred thousand cases each year.
  • 2 Experience means that Prescot lawyer have established excellent links with Prescot local estate agents, banks, building societies, landlords and property developers enabling them to liaise at speed with all parties involved in the process of handling your home move in Prescot.
  • 3 Notwithstanding what other on-line conveyancers tell you it could be necessary to pop into your lawyer to sign contracts. There are enough parties involved in a conveyancing transaction without needing to include Royal Mail into the pot.
  • 4 The mark of a good conveyancing solicitor in Prescot is quality not quantity. The level of service offered by conveyancing "factories" (sometimes 'recommended' by national chain estate agents) sometimes falls short of the level of professionalism you would hope for.
  • 5 Our site offers most comprehensive domestic conveyancing directory service identifying mortgage company approved property lawyers carrying out conveyancing in Prescot registered with the SRA or CLC.

Examples of recent conveyancing in Prescot since June 2020*

Recently asked questions about conveyancing in Prescot

Do the conveyancing solicitors highlighted through your search app carry out right to buy conveyancing in Prescot?

We work with plenty of conveyancing specialists carrying out right to buy conveyancing You should call us with a view to obtain a costs illustration.

I own a freehold property in Prescot yet charged rent, why is this and what is this?

It is rare for properties in Prescot and has limited impact for conveyancing in Prescot but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back many centuries, but the Rent Charge Act 1977 barred the generation of new rentcharges post 1977.

Old rentcharges can now be redeemed by making a one off payment under the Act. Any rentcharges that are still in existence after 2037 is to be extinguished.

I am helping my sister sell her property in Prescot. Does the conveyancing solicitor arrange an energy assessment or do I organise this?

Following the demise of Home Packs, energy assessments was maintained a compulsory component of moving property. An EPC needs to be to hand before the property is marketed. It is not as aspect of the sale process that law firms normally arrange. Where you are instructing a Prescot conveyancing lawyer they may be able to arrange energy assessments given their contacts with long established Prescot providers

How can we tell if a Prescot conveyancing solicitor on the Kent Reliance panel is any good?

When it comes to conveyancing in Prescot getting recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advocate that you speak with the solicitor handling your conveyancing.

It is unclear whether my bank requires a lease extension. I have called into my local Prescot bank branch on numerous occasions and was advised it wasn't a problem and they will lend. My Prescot conveyancing solicitor - who is on the lender conveyancing panel- telephoned and was told they refuse to lend in accordance with their specific requirements. I simply don't know who is right.

As long as the conveyancing practitioner is on the bank panel, they must follow the Council of Mortgage Lenders’ Handbook requirements for the bank. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years left on the lease.

I am purchasing my first flat in Prescot with a loan from Halifax. The developers would not move on the amount so I negotiated 6k of extras instead. The estate agent told me not reveal to my conveyancer about this side-deal as it may put at risk my loan with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I decided to have a survey completed on a property in Prescot in advance of retaining solicitors. I have been advised that there is a flying freehold overhang to the property. The surveyor advised that some lenders will not issue a mortgage on such a premises.

It depends who your proposed lender is. Lloyds has different instructions from Nationwide. If you call us we can investigate further with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Prescot. Conveyancing will be smoother if you use a solicitor in Prescot especially if they are accustomed to such properties in Prescot.

I need to appoint a conveyancing solicitor for some conveyancing in Prescot. I have chance upon a web site which seems to have the perfect offering If it is possible to get all formalities done via phone that would be ideal. Do I need to be concerned? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

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Residential Landlord and Tenant Conveyancing solicitors in Prescot

The firms listed below are a non-comprehensive list of solicitors in Prescot practicing in landlord and tenant law and on the regulations governing different types of tenancies. This will likely include advice on Rent Act Protected, Assured and Assured Shorthold tenancies

  • Angels Solicitors, 17 Smithford Walk, Tarbock Green, Prescot, Merseyside, L35 1SF
  • Levins Solicitors, The Willows, 2 Rupert Road, Huyton, Liverpool, Merseyside, L36 9TF
  • Gary Williams Solicitors Limited, Grasmere House, 155 Leathers Lane, Halewood, Liverpool, Merseyside, L26 1XG
  • Mackrell And Thomas Limited, 144 Liverpool Road, Huyton, Liverpool, Merseyside, L36 3RG
  • Simply Social Housing Limited, Oid Bank House, 1a Deacon Road, Widnes, Cheshire, WA8 6EA

Typically, Prescot conveyancing for a sale has some of the following tasks

  • Obtaining instructions from parties involved
  • Collating the documents evidencing the title to the property
  • Drafting contract and associated documents
  • Submitting draft papers to the solicitor retained by the purchaser
  • Finalising the wording for contracts and replying to supplemental enquires from the buyer’s solicitor
  • Negotiating the transfer document
  • Responding to requisitions submitted by the purchaser’s solicitor
  • Carrying out the key stage of exchanging contracts and then completion formalities
  • Accepting the sale proceeds and wiring funds to the owner, the estate agent and other relevant parties (if relevant)

Prescot commercial property solicitors draw on a full range of commercial expertise offering advice on numerous aspects of commercial property law

    Property finance transactions, including disposal and leaseback Subletting, licences and sharing occupation Notices received in respect of alleged breaches of lease Sale or acquisition of commercial property investments, including at auction Granting a licence to assign, sublet or carry out works Commercial finance including remortgages

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.