We are buying a property and need a conveyancing solicitor in Stockbridge Village who is on the Barclays approved panel. Could you point me in the right direction as regards a conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Barclays . We don't recommend any particular firms conducting conveyancing in Stockbridge Village.
We are purchasing a 3 bedroom semi in Stockbridge Village. We would like to carry out a loft conversion at the house.Will legal work on the property include enquiries to see if these works are allowed?
Your conveyancer will check the deeds as conveyancing in Stockbridge Village can on occasion reveal restrictions in the title documents which prohibit certain works or necessitated the permission of another owner. Certain extensions call for local authority planning consent and approval under the building regulations. Some locations are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. It would be sensible to check these issues with a surveyor prior to committing yourself to a purchase.
I happen to be the sole beneficiary of my late father’s estate with all property in now in my sole name, including the my former home in Stockbridge Village. The Stockbridge Village property was put into my name in June. I now wish to sell up. I understand that there is a CML six month 'rule', meaning my proprietorship will be regarded the same way as though I had purchased the property in June. Will no one buy the property for half a year?
The CML handbook obliges solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you may be caught by that. Most banks would take a pragmatic view as this clause primarily exists to capture the purchase and immediately sell or the quick reselling of properties.
After shopping around on the internet I have found a Stockbridge Village property lawyer having made sure that they are on the Nottingham conveyancing panel. Does my lawyer arrange the survey of the property?
Nottingham will need an independent valuation of the property. Your lawyer will not arrange this. Usually Nottingham will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Stockbridge Village surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
What does a local search inform me regarding the house my wife and I buying in Stockbridge Village?
Stockbridge Village conveyancing often starts with the ordering local authority searches directly from your local Authority or through a personal search company such as Onsearch The local search is essential in every Stockbridge Village conveyancing purchase; as long as you wish to avoid any nasty surprises after you move into your new home. The search should reveal information on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic areas.
Are there restrictive covenants that are commonly identified as part of conveyancing in Stockbridge Village?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Stockbridge Village. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I am buying a new build house in Stockbridge Village with a mortgage from Birmingham Midshires. The sellers would not move on the amount so I negotiated £7000 of extras instead. The house builders rep advised me not disclose to my conveyancer about the side-deal as it would jeopardize my mortgage with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I've recently found out that there is a flying freehold issue on a house I have offered on a fortnight ago in what was supposed to be a straight forward, no chain conveyancing. Stockbridge Village is where the house is located. Is there any advice you can impart?
Flying freeholds in Stockbridge Village are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Stockbridge Village you would need to get your solicitor to go through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Stockbridge Village may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.