It is is a decade since I acquired my house in Langford. Conveyancing lawyers have recently been instructed on the sale but I can't locate the title deeds. Will this jeopardise the sale?
Don’t worry too much. First there is a possibility that the deeds will be with your lender or they may be in the possession of the lawyers who handled your purchase. Secondly the likelihood is that the title will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing lawyers obtaining up to date copy of the land registers. Most conveyancing in Langford relates to registered property but in the rare situation where your property is not registered it is more tricky but is not insurmountable.
My bank has suggested a law firm on their panel based in Langford but I would rather choose a conveyancing lawyer in Langford local to me. Can you assist?
Not all Langford conveyancing practices are listed all banks conveyancing panel. Please make the most of the above find an approved solicitor tool to locate a Langford conveyancing conveyancer on the on the mortgage company panel.
My relative suggested that if I am buying in Langford I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is sometimes included in the estimate for your Langford conveyancing searches. It is a large report of about 40 pages, listing and setting out important information about Langford around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Langford Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Local Education with maps and statistics, Local Amenities and other useful information concerning Langford.
I opted to have a survey completed on a house in Langford prior to appointing lawyers. I have been told that there is a flying freehold overhang to the house. My surveyor has said that some lenders tend refuse to issue a loan on such a house.
It varies from the lender to lender. Bank of Scotland has different requirements from Birmingham Midshires. If you contact us we can investigate further with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Langford. Conveyancing may be slightly more expensive based on your lender's requirements.
In what way does the Landlord & Tenant Act 1954 impact my business property in Langford and how can you help?
The particular law that you refer to provides a safeguard to commercial lessees, granting the legal entitlement to apply to court for a new tenancy and continue in occupation when the lease reaches an end. There are limited grounds that a landlord can refrain from granting a lease renewal and the rules are involved. We are happy to direct you to commercial conveyancing firms who use the act to your advantage and assist with commercial conveyancing in Langford
What makes a Langford lease unmortgageable?
Leasehold conveyancing in Langford is not unique. All leases are unique and legal mistakes in the legal wording can sometimes mean that certain sections are wrong. For example, if your lease is missing any of the following, it could be defective:
-
A duty to insure the building
A defective lease can cause issues when trying to sell a property primarily because it impacts on the ability to obtain a mortgage on the property. HSBC Bank, Skipton Building Society, and Alliance & Leicester all have very detailed conveyancing instructions when it comes to what is expected in a lease. If a mortgage lender believes that the lease does not cover certain provisions they may refuse to provide security, obliging the purchaser to withdraw.
Langford Conveyancing for Leasehold Flats - Sample of Questions you should ask before buying
-
How much is the ground rent and service charge? Can you inform me if there are any major works in the near future that could increase the service fees? What is the name of the managing agents?