Find a Lender-Approved Local Conveyancer in Baldock

Ready to buy a new home? Find a law firm approved by your lender.

Conveyancing in Baldock : Keep it Local

Top 5 reasons to let us help you choose a local conveyancing solicitor in Baldock

  • 1 You can gain comfort when you choose the very best, most recommended conveyancing solicitors. Baldock has a number to pick from, but for a truly professional and reliable service many local people have been use the recommendation of this site.
  • 2 Notwithstanding what other solicitors may claim it may be necessary to visit your lawyer to execute documents. There are enough parties involved in a conveyancing transaction without having to add the postman into the mix.
  • 3 Our site offers most comprehensive domestic conveyancing directory listing lender approved property lawyers conducting conveyancing in Baldock governed by the SRA or Council of Licensed Conveyancers.
  • 4 Our site is the first site that enables you the facility to ensure that your property ownership legalities in Baldock will be carried out by a conveyancer on your bank approved panel.
  • 5 Over the years Baldock property lawyer have developed excellent working relationships with Baldock local estate agents, banks, building societies, landlords and house builders enabling them to liaise at speed with all concerned in the process of handling your home move in Baldock.

Examples of recent conveyancing in Baldock since August 2023*

Disposal

of semi premises, Stake Piece Road, SG8 9DN completing on 07/09/2023 at a price of £370,000. The conveyancing process included amongst the various tasks: sending conveyancing papers to buyers representatives, dealing with appropriate requisitions and enquiries, sending title deeds and signed transfer to buyer’s lawyers

Disposal

of semi-detached property, Briary Lane, SG8 9BT completing on 25/08/2023 at a price of £470,000. The legal transfer of property included amongst the various tasks: dealing with appropriate requisitions and enquiries, taking formal instructions from and updating the seller client, agreeing completion date with parties

Sale

of house premises, Normans Lane, SG8 9BS completing on 06/09/2023 at a price of £330,000. The legal transfer of property incorporates some of the following tasks: drafting the sale agreement and Transfer, sending conveyancing papers to buyers representatives, taking formal instructions from and updating the seller client

Sale

of terraced residence, Spring Lane, SG8 5HT completing on 07/09/2023 at a price of £830,000. The conveyancing process incorporates some of the following tasks: dealing with appropriate requisitions and enquiries, sending the transfer to the seller for signature in preparation for completion, agreeing completion date with parties

Recently asked questions about conveyancing in Baldock

Am I correct in assuming that the fact that my solicitor in Baldock is not on my lender's solicitor panel that there is a problem with the quality of his work?

It would be unwise to jump to that conclusion. There are plenty of plausible explanations. A recent report by the solicitors regulator indicated that over three quarters of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) lack of transactions (2) the solicitor is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Should you be concerned you should simply call the Baldock conveyancing practice and enquire why they are no longer on the approved list for your bank.

I have just over seventy years remaining on my lease and require a lease extension for my apartment in Baldock. Conveyancing solicitors on the Accord Mortgages panel can deal with such extensions correct?

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 28/11/2023 the requirements read as follows :

85 years from the date of completion of the mortgage. Please ensure that you explain the implications of a short term lease to the borrower.

Are there restrictive covenants that are commonly identified during conveyancing in Baldock?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Baldock. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

Due to the guidance of my in-laws I had a survey completed on a house in Baldock in advance of instructing conveyancers. I have been advised that there is a flying freehold overhang to the house. My surveyor has said that some banks may refuse to give a loan on this type of property.

It varies from the lender to lender. Lloyds has different instructions for example to Nationwide. Should you wish to call us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Baldock. Conveyancing will be smoother if you use a solicitor in Baldock especially if they are accustomed to such properties in Baldock.

As co-executor for the estate of my uncle I am selling a house in Neath but I am based in Baldock. My solicitor (approximately 235 miles awayrequires that I execute a statutory declaration prior to completion. Can you recommend a conveyancing practitioner in Baldock who can attest and place their company stamp on the document?

Technically speaking you should not be required to have the documents witnessed by a conveyancing solicitor. Normally or notary public or qualified solicitor will do regardless of whether they are based in Baldock

I would be grateful if you would clarify what my options are where my Baldock conveyancing searches reveals detrimental results?

Ordinarily, almost all adverse entries disclosed in Baldock conveyancing search results can be handled before completion or indemnity insurance could possibly be put in place. You need to remember that regardless of the fact that you are purchasing the premises and may be content to live with the search results, your mortgage lender may not, and ultimately the decision rests with them.

Last updated

Sample of conveyancing solicitors in Baldock regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Baldock but also conveyancing throughout England and Wales.

  • The Walkers Partnership, Fish Hill Chambers, 2/3 Fish Hill, Royston, Hertfordshire, SG8 9JY

Typically, Baldock conveyancing for a purchase has some of the following tasks

  • Property lawyer instructed by the purchaser once the offer has been accepted
  • Investigating the title unregistered or registered
  • Conducting Baldock searches with respect to the title
  • Assessing draft sale agreement and other documentation forwarded by the seller’s lawyer
  • Raising questions with the vendor’s lawyer
  • Agreeing the wording of the purchase contract
  • Going through replies provided by the owner to pre-exchange enquiries
  • Agreeing the wording for a Transfer document
  • Advising the purchasing in respect of the loan offer: (where relevant)
  • Preparing and sending the buyer a report on title (that is; reporting to the purchaser on the contents of the contract pack, preliminary enquiries and the result of the searches)
  • Proceeding to exchange of contracts and then completion of the purchase
  • Completing and submitting to HM Revenue and Customs the correct stamp duty forms and payment
  • Registering the change in ownership and the home loan (where relevant) at the HM Land Registry.

Transfer of Equity conveyancing in Baldock almost always consists of the following:

  • Taking instructions from parties involved
  • Investigating the title to the property
  • Acting on behalf of the lender (if relevant)
  • Agreeing the terms of the transaction
  • Drawing up Transfer or approving the Transfer deed
  • Agreeing adjustments to the the Transfer deed
  • Corresponding with parties concerning the Transfer
  • Agreeing and preparing for completion
  • Receiving and transferring funds to the appropriate parties
  • Preparing and submitting to HMRC the correct stamp duty forms and payment
  • Registering the change in proprietorship and the mortgage (where appropriate) at the HM Land Registry.

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.