Find a Lender-Approved Local Conveyancer in Silsoe

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Cheap conveyancing in Silsoe does not necessarily mean low quality - but the odds are stacked against you

Reasons to use our Silsoe conveyancing solicitors

  • 1 Chances are that the other side’s solicitors are located in Silsoe - if so sets of lawyers are likely to have worked on conveyancing matters in the past
  • 2 Silsoe property lawyer are the linchpin to a successful Silsoe home move, keeping the process under control. They are on your side throughout, offering dedicated advice for the duration of your transaction
  • 3 Silsoe lawyers have a significant edge when it comes to Silsoe conveyancing as they have valuable local knowledge of local authority requirements, planning policies and other issues that will affect your home move
  • 4 The mark of a good conveyancing solicitor in Silsoe is quality not quantity. The level of service offered by conveyancing "factories" (sometimes 'recommended' by national chain estate agents) often falls short of the high standards of professionalism you would hope for.
  • 5 Firms accustomed to conveyancing in Silsoe have a grasp oflocal issues specific to Silsoe and therefore you may benefit from better advice and faster conveyancing.

Examples of recent conveyancing in Silsoe since April 2021*

Recently asked questions about conveyancing in Silsoe

Having been referred to your service we were going to appoint conveyancing solicitor in Silsoe endorsed by you but stumbled across some other quotes on the internet appear cheaper – how come?

There are a variety of conveyancing outfits advertising at first sight what seems to be cut price. Our recommendation is to think twice as to how much you respect your own move to you are willing to take 'cheap' risks concerning the quality of the conveyancing. Many of them accentuate a bargain quote to catch your eye but plant extra fees in the fine print..

My wife and I intend to remortgage our penthouse in Silsoe with TSB. We have a son 19 who lives at home. Our solicitor has asked us to disclose any adults other than ourselves who reside at the property. The solicitor has now sent a form for our son to sign, giving up any rights in the event that the flat is forfeited by the lender. I have a couple of concerns (1) Is this document specific to the TSB conveyancing panel as he never had to sign this form when we remortgaged 4 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?

First, rest assured that your TSB conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to TSB. This is solely used to protect TSB if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of TSB had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.

Can you explain why leasehold purchase conveyancing in Silsoe costs more?

The conveyancing charges for a leasehold premises in Silsoe is inevitably higher when contrasted to a freehold residence. This is due to the extra investigations required in corresponding with the freeholder and management company to obtain information concerning whether the rent and maintenance charges have been paid and whether there are any major works due in the near future on repairs or maintenance of the building.

I purchased my apartment on 8 August and the transaction details is yet to be on the land registry website. Should I be concerned? My conveyancing solicitor in Silsoe advises it will be recorded in a couple of weeks. Are transfers in Silsoe particularly slow to register?

As far as conveyancing in Silsoe registration is no quicker or slower than anywhere else in England and Wales. As opposed to being determined by geographic area, timescales can vary depending on the party submitting the application, whether there are errors and whether the Land registry must send notices to any third parties. As of today roughly three quarters of submission are completed in less than three weeks but some can be subject to extensive hold-ups. Registration is effected after the new owner has moved in to the property so an expedited registration is not always primary concern yet where it is urgent that the the registration takes place urgently then you or your lawyers should communicate with the Registry to express the reasoning for the application to be prioritised.

I'm purchasing a new build house in Silsoe benefiting from help to buy. The developers refused to move on the price so I negotiated 6k of additionals instead. The estate agent told me not inform my solicitor about this side-deal as it could put at risk my loan with the lender. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

How does the Landlord & Tenant Act 1954 impact my business offices in Silsoe and how can you help?

The 1954 Act gives protection to business leaseholders, giving them the a statutory right to make a request to court for a new tenancy and remain in occupation at the end of the lease term. There are certain specified grounds where a landlord can refrain from granting a lease renewal and the rules are complex. We are happy to direct you to commercial conveyancing firms who use the act to your advantage and help with commercial conveyancing in Silsoe

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Sample of conveyancing solicitors in Silsoe regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Silsoe but also conveyancing throughout England and Wales.

  • Rebecca L Faret Solicitors, 1the Avenue, Flitwick, Bedford, Bedfordshire, MK45 1BP

Typically, Silsoe conveyancing for a purchase has some of the following tasks

  • Taking instructions from parties involved
  • Investigating the title unregistered or registered
  • Carrying out Silsoe property searches with respect to the property
  • Assessing draft contract and other papers forwarded by the owner’s conveyancing practitioner
  • Raising questions with the vendor’s conveyancing practitioner
  • Agreeing the wording of the purchase contract
  • Assessing replies supplied by the vendor to pre-contract enquiries
  • Negotiating the Transfer Deed for completion
  • Guiding the buyer in respect of the mortgage offer: (if relevant)
  • Drawing up and sending the buyer a report on title (that is; a breakdown of all findings on the property)
  • Carrying out the key stage of exchanging contracts and then completion of the purchase
  • Completing and submitting to HM Revenue and Customs the correct stamp duty forms and payment
  • Dealing with the registration procedures for the purchase and the home loan (if applicable) at the HMLR.

Conveyancing in Silsoe is a complex business, both legally and administratively. The exact order of events varies slightly, below are some of the tasks in the process.

  • Taking instructions from parties involved
  • Collating the documents evidencing the title to the property
  • Drafting contract and related documents
  • Forwarding draft papers to the conveyancing practitioner acting for the purchaser
  • Finalising the wording for contracts and replying to additional questions from the buyer’s conveyancing practitioner
  • Negotiating the transfer document
  • Responding to requisitions prepared by the purchaser’s conveyancing practitioner
  • Carrying out the key stage of exchanging contracts and then completion formalities
  • Receiving sale proceeds and transferring funds to the vendor, the estate agent and redeeming the home loan (where appropriate)

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.