Do lenders provide you with an approved list of Stevenage conveyancing solicitors? How do you know who is on the Yorkshire BS conveyancing panel?
Stevenage conveyancing firms themselves provide us confirmation that they are on the Yorkshire BS conveyancing panel as opposed to being supplied with a list from Yorkshire BS directly.
I have been referred to a conveyancing solicitor in Stevenage. I need to find out whether they are on the Aldermore conveyancing panel. Can you assist?
You should e-mail the conveyancer and ask them if they are on the lender panel. Otherwise you can call Aldermore who may be able to help.
My uncle pointed out to me me that in buying a property in Stevenage there may be a number of restrictions as to what one can do in terms of external changes to a property. Is this right?
There are a number of properties in Stevenage which have some sort of restriction or requirement of consent to execute external changes. Part of the conveyancing in Stevenage should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
We had selected conveyancing lawyers locally in Stevenage on the Co-operative solicitor approved list. They are now charging me a separate sum for dealing with the Co-operative mortgage. Is this a supplemental conveyancing fee specified by Co-operative?
Unfortunately, so long as it is in their Terms and Conditions or Quote then yes your conveyancer can levy a fee for this. The charge is not set by Co-operative but by your Stevenage conveyancing practitioner. Some firms on the Co-operative panel will levy an ‘acting for lender’ fee and others do not.
Completion of my remortgage has taken place for my property in Stevenage. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. How do I make a complaint?
Most lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Department at head office. Ordinarily complaints to a lender are sorted out very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
Are there restrictive covenants that are commonly identified as part of conveyancing in Stevenage?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Stevenage. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Should I be concerned about estate agents that I am dealing with are suggesting a web based conveyancing firm as opposed to a High Street Stevenage conveyancing firm?
As with lots of service providers, often suggestions from connections can be most helpful. Nevertheless there are many parties with a keen interest in a conveyancing transaction; estate agents, mortgage brokers and banks might all suggest lawyers to use. Sometimes these lawyers might be known to one of the organisations as being good in their field, but sometimes there exists a financial incentive behind the endorsement. You are at liberty to appoint your preferred lawyer. You need to be aware that the majority of mortgage providers specify a panel list of lawyers you have to use for the mortgage aspect of your house move.
Whilst your website is a good idea there are many lawyers listed near Stevenage being on the lender conveyancing panel. Can you recommend a specific firm on the conveyancing panel for our mortgage company?
We are not in the business of recommending one firm above another as the right Stevenage conveyancing firm for you depends on where your priorities lie. For example you may require a local firm with Stevenage knowledge or you might be looking for the low cost conveyancing. We recommend that you speak to 3 or 4 lawyers listed before you make your choice..