I have just started taking steps with the intention of changing my current residential home loan to a Buy to Let Halifax mortgage. I have been informed by my broker that I must appoint a solicitor as part of the process. I spoke to my past Henlow conveyancing solicitor who acted on my behalf when I initially acquired the property. The fee calculation supplied of £470 has surprised me as its a refinance than a sale or purchase.
The estimate does seem a little on the high side. If you shop around you may be able to shave off some of the expense by as much as a hundred pounds. That being said, providing that you were pleased with the conveyancing the firm gave you couldlive to regret choosing an an untested lawyer. Remember to check that the firm can act for Halifax. Do utilise our search tool to select a Henlow conveyancing firm on the Halifax approved list of lawyers, which can often include conveyancing solicitors in Henlow.
Me and my partner are buying a house in Henlow. I might seem paranoid but how we can trust a lawyer? On completion day we have to deposit our life savings into their account. What is the protection we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I am expecting a OIP from Kent Reliance this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Kent Reliance recommend any Henlow solicitors on the Kent Reliance conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Henlow solicitors independently although you'll need to choose one on the Kent Reliance conveyancing panel. The solicitor represents both you and Kent Reliance through the process.
I've digested plenty of house buying guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Henlow solicitor - who is on the Barclays conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
Barclays will need an independent valuation of the property. Your lawyer will not arrange this. Usually Barclays will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Henlow surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
I need some expedited conveyancing in Henlow as I am faced with pressure to sign on the dotted line within 4 weeks. A mortgage is not required. Is it possible to escape the need for conveyancing searches to save fees and time?
As you are are a mortgage free buyer you are at free not to have searches conducted although no lawyer would advise that you don't. Drawing on years of experience of conveyancing in Henlow the following are examples of what can appear and adversely affect market value: Refused Planning Applications, Outstanding Fees, Overdue Grants, Unadopted Roads,...
I've recently found out that there is a flying freehold element on a house I put an offer in two weeks back in what was supposed to be a straight forward, chain free conveyancing. Henlow is where the house is located. Can you offer any opinion?
Flying freeholds in Henlow are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Henlow you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Henlow may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
In my capacity as executor for the estate of my uncle I am disposing of a property in Swansea but live in Henlow. My lawyer (approximately 300 miles from meneeds me to execute a statutory declaration ahead of completion. Can you recommend a conveyancing lawyer in Henlow to witness this legal document for me?
Technically speaking you are not likely to need to have the documents witnessed by a conveyancing solicitor. Normally any notary public or qualified solicitor will suffice regardless of whether they are Henlow based
Can I find out who is the owner of a house in Henlow?
As long as the property is registered with HM Land Registry, and you have the information of the address of the property, you will be able to view results from the the Land Registry of the registered proprietor for a for less than a fiver.