My grandmother passed away last year and as sole heir and executor I was left the property in Stanwick. The house had a relatively small loan remaining of approximately £4500. I want to transfer the title deeds into my name whilst I re-mortgage to Santander, pay off the mortgage. Is this allowed?
If you intend to re-mortgage then Santander will require that you use a conveyancer on the Santander conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Santander conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Santander mortgage is registered as a charge at the Land Registry.
Various web forums that I have frequented warn that are the primary reason for delay in Stanwick house deals. Is that correct?
The Council of Property Search Organisations (CoPSO) has noted the conclusions of research by MoveWithUs that conveyancing searches do not feature within the most frequent causes of delays in the conveyancing process. Local searches are not likely to be the root cause of delay in conveyancing in Stanwick.
The deeds to our house can not be found. The lawyers who did the conveyancing in Stanwick 10 years ago have long since closed. What are my next steps?
In today’s world there are copies made of almost everything, and your conveyancer will know precisely where to look for all the appropriate paperwork so you can purchase or dispose of your property without any difficulty. Where duplicates can’t be located, your lawyer may be able to put in place insurance or indemnities protecting you against future claims on your premises.
About to purchase a new build apartment in Stanwick. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Set out below is a sample of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Stanwick
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Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Please supply a car parking plan. There must be mutual enforceability of lessee’s covenants. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Please confirm the Lease plans are surveyor prepared.
Is there anything unique about your site and alternative online quote calculators when it comes to conveyancing in Stanwick?
At this site obtain an accurate quote from a Solicitor or Licensed Conveyancer that appreciates the issues of your conveyancing in Stanwick. As opposed to estate agents and many comparison sites we do not operate commission deals with solicitors. Many agents and online brokers 'recommend' solicitors paying the most per referral, rather than the best value conveyancing in Stanwick
I have been searching for Stanwick competitive conveyancing fees. Can I be sure that all the Stanwick law firms that are listed on your directory are on the bank conveyancing panel?
The solicitor and licensed conveyancing practices listed on our site have assured us via an online form that they are on the mortgage company panel and agreed to advise us to take down their listing in the event of removal off of the lender panel. To date we have not been informed by either a mortgage company or a member of the public that the data about a specific Stanwick conveyancing solicitor being on the bank conveyancing panel is incorrect.