Me and my fiance are purchasing a 2 bedroom flat in Seven Kings with a mortgage. We like our Seven Kings lawyer, but the mortgage company says he's not on their "panel". We have to appoint one of the mortgage company panel conveyancing practices or keep our Seven Kings property lawyer and pay for one of their panel firms to represent them. This feels very unfair; is there anything we can do?
Unfortunately,no. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Seven Kings conveyancing lawyer to apply to be on the conveyancing panel.
In the event thatI were to buy a straightforward homein Seven Kings mortgage fee and have no survey and no conveyancing searches how much should I expect to have to pay for conveyancing in Seven Kings?
Any savings you would gain would be limited to the disbursement for searches. A solicitor still got to do everything else - money laundering, liaising with your sellers property lawyer, stamp duty return, register the property etc. A marginal saving might be made by not having to register a mortgage however it won't be meaningful.
Having sold my house in Seven Kings last July but the buyer keeps Skype messaging me to moan that his lawyer is waiting to hear from mysolicitor. What should my lawyer have done now that I have sold?
Following your sale your conveyancer should send the transfer deeds and all additional paperwork to the purchaser's conveyancer. Depending on the transaction, your solicitor must also send confirmation that the legal charge in favour of the lender has been paid off to the purchasers solicitors. There are no post completion tasks specific conveyancing in Seven Kings.
I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Seven Kings. My lender is Platform
Platform have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 2/11/2025, the requirements read as follows :
I require expedited conveyancing in Seven Kings as I have pressure to sign on the dotted line in less than 3 weeks. A mortgage is not required. Can I decline from having conveyancing searches to save money and time?
As you are not getting a home loan you have the choice not to do searches although no solicitor would advise that you don't. With lots of history conveyancing in Seven Kings the following are instances of what can appear and adversely impact future mortgageability: Enforcement Notices, Overdue Fees, Outstanding Grants, Road Schemes,...
After what seems like an age a loan offer from a mortgage company for the remortgage of my 4 bedroom maisonette is due within the next few days. Are you able to recommend a cheap remortgage conveyancing practitioner in Seven Kings ?
You are on the wrong site if you are in need of the lowest fares for conveyancing in Seven Kings. Our aim is to provide cost effective conveyancing but our intention is not to advertise as being the cheapest. Resist the temptation to appoint brokers offering low cost conveyancing in Seven Kings.At best, in opting for cheap conveyancing, you will get what you pay for and at worst you will end up being stung for extras and still not get the service expected.