I am expecting a offer of a home loan from Halifax. I hope to enlist the help of a Licensed Conveyancer in Seven Kings. Does the Halifax Solicitor panel allow for conveyancers regulated by the CLC?
The Halifax approved solicitor list is, like many other lenders, associated to the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
My wife and I are getting closer to an exchange on a property in Seven Kings and my mum and dad have transferred the 10% deposit to my lawyer. I am now informed that as the deposit has not arrived from me my conveyancing practitioner needs to disclose this to my mortgage company. I am advised that, in also acting for the bank he must advise them that the balance of the purchase price is coming from anyone other than me. I advised the mortgage company about my parents' contribution when I applied for the mortgage, so is it really appropriate for him to raise this?
The property lawyer is legally required to check with the bank to make sure that they are aware that the balance of the purchase price is not from your own resources. Your solicitor can only reveal this to your lender if you permit them to, failing which, your lawyer must cease to continue acting.
My Solicitor in Seven Kings is not on the Birmingham Midshires Approved Panel. Can I still use my family solicitor notwithstanding that they are not on the Birmingham Midshires list of approved lawyers?
The limited options available to you here include:
- Complete the purchase with your preferred Seven Kings lawyers but Birmingham Midshires will need to use a lawyer on their panel. This will inevitably rack up the total conveyancing charges and cause frustration.
- Choose an alternative solicitor to act in the purchase, obviously checking they are Convince your conveyancer to do everything within their powers to join the Birmingham Midshires conveyancing panel
This question may be naive but I am unexperienced as FTB of a garden flat in Seven Kings. Do I collect the keys to the property on the completion date from my solicitor? If this is the case, I will appoint a local conveyancing solicitor in Seven Kings?
There is no need to visit the lawyers office on the day of completion. Your solicitors will electronically transfer the completion advance to the vendor’s lawyers, and once they have received this, you should be able to pick up the keys from the property Agents and move into your new home. Usually this happens early afternoon.
We are purchasing a terrace house in Seven Kings. We would like to carry out an extension to the side at the property.Will the conveyancing process include checks to determine if these works were previously refused?
Your conveyancer should check the registered title as conveyancing in Seven Kings will sometimes identify restrictions in the title deeds which restrict categories of works or necessitated the permission of another owner. Many works require local authority planning permissions and approval in compliance with building regulations. Some areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. It would be sensible to check these issues with a surveyor before you commit yourself to a purchase.
I recently had an offer accepted on an apartment in Seven Kings. My financial adviser pressured me to appoint their conveyancer. I paid an advanced payment of £200. A few days later, the property lawyer contacted me embarrassingly acknowledging that they were not on the RBS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the RBS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
The estate agent has sent us the confirmation of our purchase of a new build flat in Seven Kings. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Set out below is a sample of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Seven Kings
-
Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Please confirm the Lease plans are surveyor prepared. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified.
I have been searching for Seven Kings conveyancing quotes online. Can I be sure that all the Seven Kings law firms that are identified on your directory are on the mortgage company conveyancing panel?
The solicitor and licensed conveyancing practices listed on our site have assured us via an online form that they are on the bank panel and agreed to advise us to take down their listing in the event of removal off of the lender panel. To date we have not been informed by either a lender or a member of the public that the data about a specific Seven Kings conveyancing solicitor being on the lender conveyancing panel is not accurate.