I am obtaining a offer of a home loan from Lloyds. I would like to retain the legal services of a Licensed Conveyancer in Seven Kings. Does the Lloyds Conveyancing panel allow for Licensed Conveyancers?
The Lloyds approved solicitor list is, like many other lenders, represented by the CML or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
When does exchange of contracts occur in sale conveyancing in Seven Kings and am I required to attend the conveyancers branch?
If you are local to one of the conveyancing solicitors in Seven Kings you are invited in to sign the paperwork. However, the firms we work with provide a countrywide conveyancing service and provide as equally comprehensive and professional a job for you when dealing with you by post or email. The executing of the sale agreement is not the critical part. Signing on the dotted line simply enables the solicitor to address the formalities when the time is right, which will usually be very shortly after signing. The procedure is nowadays normally dealt with by telephone and can be very rapid, although where an extended "chain" is in play, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Seven Kings)to be in the office at the appropriate time.
I have been told that property searches are a common cause of stalling in Seven Kings conveyancing transactions. Is that correct?
The Council of Property Search Organisations (CoPSO) has noted the findings of research by MoveWithUs that conveyancing searches do not figure amongst the common causes of hindrances during the legal transfer of property. Local searches are not likely to be the root cause of slowing down conveyancing in Seven Kings.
Are there restrictive covenants that are commonly identified as part of conveyancing in Seven Kings?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Seven Kings. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I've recently found out that there is a flying freehold element on a house I have offered on two weeks back in what was supposed to be a straight forward, no chain conveyancing. Seven Kings is where the house is located. Can you offer any opinion?
Flying freeholds in Seven Kings are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Seven Kings you would need to get your solicitor to go through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Seven Kings may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
My brother has suggested that I use his conveyancing solicitors in Seven Kings. Should I find my own conveyancer?
Much as we are happy to recommend a Seven Kings conveyancing lawyer the ideal way to choose a conveyancing lawyer is to seek referrals from friends or family who have actually experience in using the solicitor you're are thinking of instructing.