I have just started taking steps with the intention of changing my current homeowner mortgage to a Buy to Let Yorkshire Building Society mortgage. I was told by my financial advisor that I require a lawyer for this. I spoke to the same Mottingham conveyancing practitioner who who did the conveyancing when I initially acquired the house. The costs estimate sent of just over five hundred pounds has surprised me as its a refinance than a sale or purchase.
The quote is fractionally on the steep side. If you shop around you may be able to reduce the fees slightly by say £100 plus VAT. That being said, providing that you were satisfied with the service the firm offered you maylive to rue opting for an a cheaper conveyancer. If is important to enquire that the conveyancer can represent Yorkshire Building Society. Do employ our search tool to find a Mottingham conveyancing firm on the Yorkshire Building Society member panel, which can often include conveyancing solicitors in Mottingham.
What can a local search tell me regarding the property my wife and I buying in Mottingham?
Mottingham conveyancing often commences with the ordering local authority searches directly from your local Authority or via a personal search organisations for example Searchflow The local search is essential in every Mottingham conveyancing purchase; as long as you wish to avoid any nasty once you have moved into your property. The search should reveal data on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic headings.
I purchased a 4 bedroom Georgian property in Mottingham. Conveyancing lawyer acted for me and Leeds Building Society. I happened to do a free search for it on the Land Registry database and there are two entries: the first freehold, the second leasehold with the exact same address. I'd like to know for sure, how can I find out??
You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Mottingham and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the situation with the conveyancing practitioner who conducted the conveyancing.
Due to the guidance of my in-laws I had a survey completed on a house in Mottingham in advance of instructing conveyancers. I have been advised that there is a flying freehold element to the house. Our surveyor advised that some mortgage companies tend refuse to issue a mortgage on a flying freehold home.
It depends who your proposed lender is. HSBC has different requirements for example to Nationwide. Should you wish to telephone us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Mottingham. Conveyancing may be slightly more expensive based on your lender's requirements.
My company is hoping to lease a unit on a shopping parade. Can you recommend conveyancers offering competitive costs for commercial conveyancing in Mottingham for below £2000?
We can recommend firms who host a wealth of experience of commercial conveyancing in Mottingham, including the disposal and acquisition of businesses as well as simply property. If you are hoping to purchase or dispose of a shop, pub, restaurant, office, retail premises or a complete business we will find you the right firm. Regarding the charges these will vary based on the structure and nuances of the proposed transaction. Please provide us with your contact information or telephone so as to enable us to furnish you with a detailed commercial conveyancing calculation.
I need to find a conveyancing solicitor for my conveyancing in Mottingham. I've chance upon a web site which seems to have the perfect offering If it is possible to get all formalities completed via phone that would be preferable. Do I need to be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?