Can I use your services to find a Conveyancing solicitor in Mottingham even if I’m not buying or disposing of a house, for example where I wish to buy an office in Mottingham with a mortgage from Lloyds TSB Bank?
Our comparison service is predominantly utilised to help choose domestic conveyancing solicitors in Mottingham but we have set out towards the end of this page some Mottingham commercial conveyancing firms. You will need to speak with the solicitors directly to see if they can also act for Lloyds TSB Bank
Just bought a semi-detached house in Mottingham , What is the estimated time for the Land Registry to deal with the formalities evidencing the transfer to my name? My Mottingham conveyancing solicitor works at snail pace, so I want to be certain that my ownership is recorded.
There is nothing unique when it comes to conveyancing in Mottingham registration formalities. Rather than based on location, timescales can differ depending on the party submitting the application, whether there are errors and whether the Land registry have to notify any 3rd persons or bodies. Currently in the region of 80% of such applications are fully addressed in less than three weeks but occasionally there can be extensive hold-ups. Registration occurs after the new owner has moved in to the premises so 'speed' is not typically primary concern yet if it is urgent that the the registration takes place urgently then you or your lawyers must contact the land registry and explain the circumstances.
How does conveyancing in Mottingham differ for newly converted properties?
Most buyers of new build residence in Mottingham come to us having been asked by the builder to exchange contracts and commit to the purchase even before the property is constructed. This is because developers in Mottingham usually buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Mottingham or who has acted in the same development.
I opted to have a survey completed on a property in Mottingham ahead of retaining lawyers. I have been informed that there is a flying freehold element to the property. The surveyor advised that some banks will refuse to give a loan on a flying freehold house.
It varies from the lender to lender. Lloyds has different instructions for example to Birmingham Midshires. If you contact us we can investigate further with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Mottingham. Conveyancing may be slightly more expensive based on your lender's requirements.
All being well we will complete our sale of a £425,000 flat in Mottingham in just under a week. The landlords agents has quoted £312 for Landlord’s certificate, building insurance schedule and previous years statements of service charge. Is it legal for a freeholder to charge exorbitant fees for a leasehold conveyance in Mottingham?
Mottingham conveyancing on leasehold apartments usually necessitates the buyer’s conveyancer sending questions for the landlord to address. Although the landlord is under no legal obligation to respond to such questions most will be willing to do so. They are entitled to charge a reasonable charge for answering questions or supplying documentation. There is no set fee. The average fee for the paperwork that you are referring to is over three hundred pounds, in some situations it is in excess of £800. The administration charge demanded by the landlord must be sent together with a summary of rights and obligations in relation to administration fees, without which the charge is technically not due. Reality however dictates that one has no option but to pay whatever is requested of you if you want to complete the sale of your home.
Despite our best endeavours, we have been unsuccessful in negotiating a lease extension in Mottingham. Can the Leasehold Valuation Tribunal adjudicate on premiums?
Where there is a missing freeholder or where there is dispute about the premium for a lease extension, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the First-tier Tribunal (Property Chamber) to decide the amount due.
An example of a Lease Extension matter before the tribunal for a Mottingham property is 49 Woodstock Court Burnt Ash Hill in May 2012. the payment of £64,116 by the leaseholder was the premium which the Tribunal found due for the lease extension in this case. This case affected 1 flat. The number of years remaining on the existing lease(s) was 23.26 years.
Are all Mottingham solicitors on every lender conveyancing panel?
You can use our search tool or you can pop into your high street bank branch in Mottingham. Chances are that they will be in a position to recommend some approved conveyancing solicitors in Mottingham