My husband and I are intent on purchasing a leasehold flat in Brixton. My Solicitor is not on the bank solicitor list. Can I still retain my Brixton conveyancing solicitor even though they are excluded from the mortgage company list of approved lawyers?
One must have a solicitor to deal with the legal work required if you require a loan to purchase your property. The conveyancer will conduct all the essential due diligence on the property, make sure that you’re registered as proprietor and ensure that all the required mortgage documentation is dealt with. One may select a Brixton conveyancing practitioner of your choosing. Nevertheless, where the conveyancer selected is not a member of the mortgage company approved list supplemental charges will be incurred as separate legal representation will be required by them. Conveyancing panel applications may be submitted, so if your conveyancer has not previously sought membership they should take the opportunity to apply.
We have very assertive sellers who has suggested a preliminary agreement with a deposit two thousand pounds. Are such agreements sensible?
This type of contract is unusual in Brixton, conveyancers will often try and steer clients away from them as they detract from focusing on the primary focus, namely conveyancing and if you end up having your deposit forfeited then the lawyer at best left with an upset client and at worst a litigious one. Furthermore, there is no guarantee that just because the vendor has executed an exclusivity agreement they will sell to you. They may be in contravention of the contract if they are offered sufficient offer to do so because an aggrieved party with the benefit of a exclusivity agreement will still be obliged establish consequential losses from the breach and these may not equate the extra amount that your vendor may gain by breaking the agreement, however morally condemnable it undoubtedly is.
Finally the sale completed on my house in Brixton last October yet the purchaser is Skype messaging me to say her solicitor is waiting to hear from mine. What should have happened now that I have sold?
Post completion of your house sale your conveyancer should forward the transfer deeds and all additional paperwork to the buyer’s conveyancer. Where appropriate, your conveyancer should also send confirmation that the home loan has been discharged to the buyers conveyancers. There are no post completion requirements just for conveyancing in Brixton.
I am due to move house in February. Will my conveyancing solicitor call the removal company on the completion day. Incidentally, can you put forward a removal company in Brixton. Conveyancing solicitor was chosen prior to coming across your website.
On the day of completion you will need to pick up the house keys from the estate agent however this can only take place once the sellers lawyers inform the agent that they have the completion monies and the keys can be passed over. Subsequently you should inform the removal men that they can start moving you in. We do not recommend a specific removal organisation but can help you locate a residential property solicitor in Brixton or a legal practice with expertise in conveyancing in Brixton.
Planning on purchasing a apartment in Brixton. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Bank of Ireland conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Brixton property lawyer is on the Bank of Ireland conveyancing panel.
Nottingham have agreed my home loan in principle, my offer on a property in Brixton has been agreed to, what happens next?
Your estate agent will want to know who your solicitors are (make sure the property lawyers are on the lender’s panel). Contact Nottingham or the financial adviser and finish off any outstanding paperwork. Nottingham will sellect a valuer who will get in contact with the selling agent or owners to arrange an appointment. Once conducted (assuming no problems) it takes on average a fortnight for the mortgage offer to be issued. Nottingham will send the offer to you and your conveyancing practitioners. The legal work will then take it’s course according the nature and complexity of the conveyancing in Brixton.
My partner and I are intent on selling our home in Brixton and according to the buyers it appears that there is a possibility that the property was built on contaminated land. Any local lawyer would know this is not the case. For the life of me I don't know why the purchasers instructed a factory type conveyancing practice rather than a conveyancing solicitor in Brixton. Having lived in Brixton for six years we know that this is a non issue. Do we get in touch with our local Authority to obtain clarification that there is no issue.
It would appear that you have a conveyancing solicitor currently acting for you. Are they able to advise? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
I have been sourcing a conveyancing practitioner in Brixton for my house move. Is it possible to review a solicitor's record with the legal regulator?
You can see presented Solicitor Regulator Association (SRA) determinations resulting from investigations commenced on or after Jan 2008. Go to Check a solicitor's record. To find information about the period before 1 January 2008, or to check a solicitors record, ring 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, dial +44 (0)121 329 6800. The regulator sometimes recorded telephone calls for training reasons.