My fiancee and I are acquiring our first property. The property lawyer has calledto see if we would like to order supplemental conveyancing searches. We are really unsure what's relevant for conveyancing in Brixton
The scope of Brixton conveyancing searches depends entirely on the property, the location, the possibility of any of these risks, your familiarity of the region and risks, your overall appetite to risk. What is important is that you adequately understand what information the searches could give you. You may then decide if you personally think you need that search. Should you be in doubt, ask the property lawyer to guide you.
My flat in Brixton is up for sale and I have a purchaser. Will my conveyancer have to be on the Virgin Money conveyancing panel in order to deal with paying off my mortgage?
Ordinarily, even if your lawyer is not on the Virgin Money conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their conditions fairly frequently currently.
A colleague recommended that where I am buying in Brixton I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is occasionally quoted for as part of the standard Brixton conveyancing searches. It is a large document of about 40 pages, listing and detailing important information about Brixton around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Brixton Education with maps and statistics, Local Amenities and other useful information about Brixton.
I have been on the look out for a flat up to £195,000 and identified one near me in Brixton I like with a park and railway links in the vicinity, however it only has 52 remaining years left on the lease. I can't really find anything else in Brixton suitable, so just wondered if I would be making a mistake acquiring a lease with such few years left?
If you require a mortgage that many years will be problematic. Discount the offer by the expected lease extension will cost if it has not already been discounted. If the existing proprietor has owned the property for at least twenty four months you could ask them to start the process of the extension and pass it to you. You can add 90 years to the existing lease with a zero ground rent applied. You should consult your conveyancing lawyer regarding this matter.
As co-executor for the estate of my grandmother I am disposing of a house in Cardiff but I am based in Brixton. My solicitor (based 200 kilometers awayhas requested that I sign a statutory declaration before the transaction finalising. Could you suggest a conveyancing lawyer in Brixton to attest this legal document for me?
strictly speaking you are not likely to be required to have the documents attested by a conveyancing solicitor. Normally any notary public or solicitor will suffice regardless of whether they are Brixton based
What advice do you have for searching for reasonably priced conveyancing in Brixton?
Option 1 is to ask the people you trust they would would instruct. Second, look on the internet for conveyancing in Brixton. Call two or three from the list and ask them to send you their conveyancing quote and discuss your needs with the solicitor who will handle your conveyancing before you make your choice. Option 3 is to make use of this site to assist you in finding the right solicitors taking into account your unique requirements including location,speed, complexity and who the proposed lender is.Resist the temptation to appoint lowest cost conveyancing solicitors in Brixton