I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Gowerton. My lender is Platform
Platform have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 18/3/2026, the requirements read as follows :
When it comes to lenders such as Barclays, do Gowerton conveyancers face a fee to be on the conveyancing panel?
We are not aware of any mortgage company fees to register on their panel, although some do levy an administration charge to deal with the processing of the conveyancing panel application.
We had chosen conveyancing lawyers located in Gowerton on the Aldermore solicitor panel. They have just billed me a supplemental sum for the legal aspects of the Aldermore mortgage. Is this a supplemental conveyancing fee set by Aldermore?
As unfair as it may appear, as long as it’s in their Terms of Engagement or estimate then yes your conveyancer may levy a fee for this. This fee is not dictated by Aldermore but by your Gowerton conveyancing practitioner. Some firms on the Aldermore panel will levy an ‘acting for lender’ fee and others do not.
I am due to exchange contracts on my house. I had a double glazing fitted in October 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Nationwide are being problematic. The Gowerton solicitor who is on the Nationwide conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Nationwide are insisting on a building regulation certificate. Why do Nationwide have a conveyancing panel if they don't accept advice from them?
It is probably the case that Nationwide have referred the matter to their valuer. The reason why Nationwide may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Should our solicitor be making enquiries regarding flooding as part of the conveyancing in Gowerton.
The risk of flooding is if increasing concern for solicitors carrying out conveyancing in Gowerton. There are those who purchase a property in Gowerton, fully aware that at some time, it may be flooded. However, aside from the physical damage, where a property is at risk of flooding, it may be difficult to obtain a mortgage, adequate building insurance, or dispose of the premises. Steps can be carried out as part of the conveyancing process to forewarn the purchaser.
Solicitors are not best placed to offer advice on flood risk, however there are a various searches that can be initiated by the buyer or on a buyer’s behalf which can figure out the risks in Gowerton. The conventional set of completed inquiry forms supplied to a purchaser’s conveyancer (where the Conveyancing Protocol is adopted) contains a standard question of the vendor to discover whether the premises has historically flooded. In the event that flooding has previously occurred and is not revealed by the vendor, then a buyer may bring a legal claim for losses resulting from an incorrect reply. A buyer’s conveyancers will also order an environmental search. This should indicate if there is any known flood risk. If so, additional investigations should be made.
About to purchase a new build apartment in Gowerton. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Here is a sample of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Gowerton
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Please supply a car parking plan. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme.
I am looking for a ground for flat up to £245,000 and identified one round the corner in Gowerton I like with amenity areas and station nearby, the downside is that it only has 61 years on the lease. I can't really find anything else in Gowerton suitable, so just wondered if I would be making a mistake acquiring a short lease?
If you require a mortgage that many years may be an issue. Reduce the offer by the anticipated lease extension will cost if it has not already been discounted. If the current owner has owned the premises for at least twenty four months you could request that they start the process of the extension and then assign it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should speak to your conveyancing solicitor regarding this.
What type of conveyancing services do Gowerton conveyancing firms deal with?
Almost all Gowerton conveyancing companies can offer a number of assistance to residential and agricultural land owners, vendors, first time buyers, freeholders and tenants such as:
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Domestic sale conveyancing in Gowerton or wider afield
Private residential purchase conveyancing in Gowerton and nationwide
Enfranchisement - including collective acquisitions of freeholds and lease extensions Estate Conveyancing Tenancy and licence agreements Transfers of Equity - varying the property into joint or sole names