My wife and I have recently appointed a conveyancing solicitor in Carmarthen. I need to find out if they are on the Chelsea Building Society approved list of lawyers. Could you advise?
You should phone the lawyer and enquire if they are on the lender panel. Alternatively please get in touch with Chelsea Building Society who may be able to assist.
Should commercial conveyancing searches reveal impending roadworks that may affect a commercial premises in Carmarthen?
Its becoming the norm that commercial conveyancing solicitors in Carmarthen will execute a SiteSolutions Highways report as it dramatically cuts the time that conveyancers invest in researching accurate data on highways that impact buildings and development assets in Carmarthen. The report sets out definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Carmarthen.
For each commercial conveyancing transaction in Carmarthen it is crucial to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been addressed adequately may cause delays to Carmarthen commercial conveyancing transactions as well as present a risk to future intentions for the site. These searches are not ordered for domestic conveyancing in Carmarthen.
I'm buying my first flat in Carmarthen with a mortgage from HSBC Bank. The developers refused to move on the amount so I negotiated £7000 of additionals instead. The property agent told me not disclose to my lawyer about this side-deal as it could put at risk my mortgage with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Yesterday I discovered that there is a flying freehold element on a property I put an offer in a fortnight ago in what was supposed to be a straight forward, no chain conveyancing. Carmarthen is the location of the property. Can you offer any advice?
Flying freeholds in Carmarthen are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Carmarthen you must be sure that your lawyer goes through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Carmarthen may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
In scouring the world wide web for the term cheap conveyancing in Carmarthen it brings up numerous property lawyersin the area. How do I determine which is the right property lawyer for the sale of my house?
The preferential method of finding a suitable conveyancer is via trusted referral, so seek the opinion of friends and relatives who have bought a property in Carmarthen or a local estate agent or financial adviser. Charges for conveyancing in Carmarthen vary, so it's advisable to request at least three estimates from varying types of law firms. Dont forget to clarify what costs in the quote includes.
We are soon to acquiring a apartment in Carmarthen. Conveyancing is not yet done but we would like keep the amount we are are purchasing for confidential from sites such as Zoopla. How do I make sure this is not revealed?
The Land Registry are legally bound to reveal price paid data on a register of the title for domestic properties nationwide including properties in Carmarthen. The Title Register is a public document, so the Land Registry would be breaching their statutory obligations excluded certain properties such as your one in Carmarthen.
In essence you can ask HMLR to withhold the price paid data but the answer would be in the negative.