Why would one instruct a Swansea conveyancing solicitors firm when national conveyancers are easier on the wallet?
By all means make sure that you shop around for conveyancing costs in Swansea and you should seek a competitive estimate but don’t be focused with scouring the internet for the lowest priced Swansea conveyancer. Identifying the right conveyancer can be the distinction between a smooth and a stressful move. It is important that you ensure that you have expert advice from a specialist conveyancer. Emails can't replace a telephone discussion and are no substitute for a face to face meeting. Our partner firms will allocate you a qualified and top rated conveyancing solicitor who can deal with your conveyancing from start to finish, providing a level of continuity that you are unlikely to received from an online conveyancer. He or She will inform you as to headway making sure that you are never in the dark. Should you need to call the firm you will be sure who you need to speak to and they will be sure you are in the know.
My wife and I are only a couple days away from an exchange on a house in Swansea and my parents have transferred the 10% deposit to my conveyancing practitioner. I am now advised that as the deposit has been sent from someone other than me my conveyancer needs to make a notification to my mortgage company. I am advised that, in also acting for the bank he must inform them that the balance of the purchase price is not just from me. I disclosed to the lender regarding my parents' contribution when I applied for the home loan, so is it really appropriate for him to raise this?
The lawyer is duty bound to check with the bank to ensure that they are aware that the balance of the purchase price is not from your own funds. Your solicitor can only notify this to your lender if you permit them to, failing which, your lawyer must cease to continue acting.
I am downsizing from our house in Swansea and the buyers lawyers are claiming that there is a possibility that the property was constructed on contaminated land. A local lawyer would know this is not the case. It does beg the question why the buyers used an online conveyancing outfit as opposed to a conveyancing solicitor in Swansea. Having lived in Swansea for many years we know that this is a non issue. Do we contact our local Authority to obtain clarification that there is no issue.
It sounds as though you may have a conveyancing solicitor currently acting for you. What do they say? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
I am buying a new build house in Swansea with the aid of help to buy. The developers refused to reduce the price so I negotiated 6k of additionals instead. The estate agent suggested that I not to tell my solicitor about this side-deal as it would jeopardize my mortgage with the bank. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I am looking into buying my first house which is in Swansea and I am already nervous. I couldn't find anything specific about Swansea. Conveyancing will be needed in due course but do you know about the Swansea area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Swansea. In the meantime here are some basic statistics that we found
I have been told by numerous family members to expect six to eight weeks for Swansea conveyancing to complete.This was four weeks ago. The draft contract was only forwarded to my property lawyer a few days ago so now does it countdown?
You should take with some degree of scepticism any promises as to expedited completion times. Rather you should enquire about the average timeframe to complete Swansea conveyancing deals and if they are content to aim towards your proposed completion date for your home move in Swansea