My best friend’s sister is a solicitor. I anticipate that I will receive preferential fee for conveyancing, but if not, what level of costs should I be paying for conveyancing in Dunvant?
It’s wise to look for 3 or more like-for-like conveyancing estimates. Do use our comparison tool on this site. You will notice that fees will contrast greatly but service levels do are distinct between conveyancers as is true with the vast majority of professional services.
What does my ID and proof of funds have anything to do with my conveyancing in Dunvant? Why is this being asked of me?
Dunvant conveyancing solicitors and indeed property practitioners accross the UK have a duty under Anti-terror and anti-money-laundering rules to check the identity of any client in order to satisfy themselves that clients are who they say they are.
Conveyancing clients are required to disclose two forms of certified identification; proof of ID (typically a Passport or Driving Licence) and evidence of address (usually a Utility Bill no more than three months).
Proof of the origin of monies is also necessary in accordance with the money laundering regulations as lawyers are required to investigate that the monies you are using to buy a property (whether it be the deposit for exchange or the full purchase price where you are buying without a mortgage) has originated from legitimate source (such as employment savings) and is not the product of illegitimate activity.
I have a renovated Victorian house in Dunvant. Conveyancing solicitor acted for me and The Mortgage Works. I did a free Land Registry search last week and I saw two entries: one for freehold, the second leasehold with the matching property. If a house is not a freehold shouldn't I have been informed?
You need to read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Dunvant and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also question the situation with your conveyancing practitioner who conducted the work.
I decided to have a survey completed on a house in Dunvant prior to instructing conveyancers. I have been told that there is a flying freehold overhang to the property. Our surveyor has said that some lenders tend not issue a mortgage on such a house.
It depends who your proposed lender is. Santander has different requirements from Halifax. Should you wish to telephone us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Dunvant. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Dunvant to see if the conveyancing will be more expensive.
I am thinking of appointing a conveyancing lawyer in Dunvant for my house move. Can I see a firm’s complaints history with the legal regulator?
Anyone can review documented Solicitor Regulator Association (SRA) determinations resulting from inquisitions commenced on or after 1 January 2008. Visit Check a solicitor's record. For records about the period before 1 January 2008, or to check a firm's record, phone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For non-uk callers, dial +44 (0)121 329 6800. The regulator sometimes monitor telephone calls for training reasons.
Back In 2004, I bought a leasehold house in Dunvant. Conveyancing and Halifax mortgage organised. I have received a letter from someone claiming to own the reversionary interest in the property. Attached was a ground rent demand for rent dating back to 1998. The conveyancing practitioner in Dunvant who acted for me is not around. Do I pay?
The first thing you should do is make enquiries of the Land Registry to make sure that the individual claiming to own the freehold is indeed the registered owner of the freehold reversion. There is no need to incur the fees of a Dunvant conveyancing practitioner to do this as you can do this on the Land Registry website for a few pound. Rest assured that in any event, even if this is the legitimate landlord, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.
Leasehold Conveyancing in Dunvant - Sample of Queries before Purchasing
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Does this lease have in excess of 80 years remaining? It would be sensible to find out if the the lease includes any unreasonable restrictions in the lease. For example it is very common in Dunvant leases that pets are not permitted in in a block in Dunvant. If you love the propertyin Dunvant yet your dog can’t move with you then you will be faced difficult choice. Plenty Dunvant leasehold flats will incur a service bill for the upkeep of the block levied on behalf of the freeholder. If you acquire the property you will have to pay this amount, normally in instalments during the year. This could be anything from a few hundred pounds to thousands of pounds for bigger purpose-built blocks. In all probability there will be a rentcharge for you to pay yearly, ordinarily this is not a large figure, say around £25-£75 but you should to enquire as occasionally it could be many hundreds of pounds.