I am acquiring a property without a mortgage in Gower. I have been living for the previous twelve years in Gower. Conveyancing searches are a lot of money. As I know the road and vicinity very well must I have all the conveyancing searches?
Provided that you do not need a home loan, then all but one or two of the Gower conveyancing searches are non-obligatory. Your solicitor will 'advise', no-doubt strongly, that you should have searches carried out, but he has a professional duty to take that path of guidance. Do take into account; if you are likely to dispose of the house one day, it will be of relevance to your prospective purchaser what the searches determine. There are plenty of instances where premises with functional issues can still show up negative search results. A competent conveyancing solicitor in Gower will be able to give you some helpful advice concerning this.
Can I use your services to find a Conveyancing solicitor in Gower even where I’m not purchasing or selling a house, for example if I intend to acquire an office in Gower with a loan from Halifax?
The service is primarily used to get a quote from residential conveyancing solicitors in Gower but we have recorded towards the end of this page a selection of Gower commercial conveyancing firms. You should make contact with the solicitors directly to see if they can also act for Halifax
I am buying a house and require a conveyancing solicitor in Gower who is on the Clydesdale solicitor. Can you recommend a local conveyancing firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Clydesdale in certain locations such as Gower. We dont recommend any particular firm.
I am helping my step-mother sell her flat in Gower. Does the conveyancer order the energy performance certificate or it is for the owner to see to?
After the abolition of Home Packs, energy assessments was retained a required part of selling a house. An EPC should be to hand before the property is placed on the market. It is not a task that solicitors ordinarily organise. Where you are using a Gower conveyancing practitioner they may be able to arrange energy assessments given their relationships with long established Gower accredited person
When it comes to mortgage companies such as UBS, do Gower conveyancers face a yearly amount to be on the list of approved solicitors?
We are not aware of any bank fees to be on their panel, although some do charge an administration charge to deal with the processing of the conveyancing panel application.
The formalities of my purchase has taken place for my property in Gower. Conveyancing was a necessary evil but I would like to complain about the lender. How does one go about formally complaining?
Most lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Department at head office. In most cases complaints to a lender are resolved effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
I am 3 weeks into a leasehold purchase having been referred to a firm by the high street agent to handle our conveyancing in Gower. I am am extremely frustrated with the level of service. Could you help me find new solicitors?
They would have to be very bad in order to consider replacing them. Has the mortgage been sent? If so you will need to advise them of the new contact details and get the offer are issued to the new lawyers. The conveyancer should be on the banks panel to avoid added costs and frustration. That should be your first question of the new solicitors. Our search tool will assist you in finding a lender approved conveyancer for your conveyancing in Gower
I am intending to sublet my leasehold apartment in Gower. Conveyancing solicitor who did the purchase is retired - so can't ask her. Is permission from the freeholder required?
A small minority of properties in Gower do contain a provision to say that subletting is only allowed with permission. The landlord cannot unreasonably withhold but, in such cases, they would need to review references. Experience dictates that problems are usually caused by unsatisfactory tenants rather than owner-occupiers and for that reason you can expect the freeholder to take up the references and consider them carefully before granting permission.
I acquired a basement flat in Gower, conveyancing was carried out in 2012. Can you let me have an estimated range of the fair premium for a lease extension? Similar properties in Gower with a long lease are worth £175,000. The average or mid-range amount of ground rent is £65 per annum. The lease terminates on 21st October 2083
With only 58 years left to run we estimate the premium for your lease extension to span between £23,800 and £27,400 plus professional fees.
The suggested premium range that we have given is a general guide to costs for extending a lease, but we cannot give you the actual costs in the absence of comprehensive investigations. You should not use this information in tribunal or court proceedings. There may be additional issues that need to be considered and you obviously should be as accurate as possible in your negotiations. You should not move forward based on this information without first seeking the advice of a professional.