Are the Killay conveyancing solicitors identified as being on the Coventry BS conveyancing panel, together with their details provided by Coventry BS?
Killay conveyancing firms themselves provide us confirmation that they are on the Coventry BS conveyancing panel as opposed to being supplied with a list from Coventry BS directly.
I am about to put a bid on a leasehold apartment in Killay. The estate agents advise that it is standard for flats in Killay to have less than 75 years remaining. I am getting a mortgage with Tesco Bank. Is this going to be acceptable if the lease has 69 years unexpired.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 14/12/2025 the requirements read as follows :
When it comes to mortgage companies such as Lloyds, do Killay solicitors incur an annual charge to be on the list of approved solicitors?
We are not aware of any bank fees to be on their panel, although some do levy an administration charge to deal with the processing of the conveyancing panel application.
We previously appointed conveyancing lawyers located in Killay on the Leeds Building Society solicitor approved list. They have just invoiced me a further sum for the legal aspects of the Leeds Building Society mortgage. Is this a supplemental conveyancing fee set by Leeds Building Society?
Provided it is contained in their Terms of Engagement or Quote then yes your property lawyer is entitled to charge a fee for this. This charge is not dictated by Leeds Building Society but by your Killay solicitor. Numerous firms on the Leeds Building Society panel will charge ’dealing with mortgage’ fee but plenty of practices incorporate it on their overall fee.
We are getting the release of further funds on our mortgage from Coventry BS as we wish to conduct a loft conversion to our home in Killay. Are we obliged to choose a local Killay solicitor on the Coventry BS conveyancing panel to handle the legals?
Coventry BS do not ordinarily instruct firms on their conveyancing panel to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Coventry BS panel.
Various online forums that I have come across warn that are the number one cause of obstruction in Killay house deals. Is that correct?
The Council of Property Search Organisations (CoPSO) has noted the determinations of a review by MoveWithUs that conveyancing searches do not feature amongst the common causes of delays in the conveyancing process. Local searches are not likely to feature in any slowing down conveyancing in Killay.
It has been three months since my purchase conveyancing in Killay concluded. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
How does conveyancing in Killay differ for newly converted properties?
Most buyers of new build or newly converted property in Killay contact us having been asked by the seller to exchange contracts and commit to the purchase even before the house is constructed. This is because builders in Killay typically buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Killay or who has acted in the same development.