We are a couple about to exchange contracts for a ground floor flat in Ammanford. We encountered a problem. Our mortgage offer with Santander runs out on 27/3/2026 but the owners are insisting on a completion date of 31/3/2026. Is it possible to extend the mortgage offer?
The person best placed to deal with your concern is your conveyancer who is in a position to assess if he or she is better off negotiating with the lender, seller’s solicitors, selling agents or indeed all three taking into account the history of your transaction as of today.
I am planning to acquire a flat and require a conveyancing solicitor in Ammanford who is on the The Mortgage Works approved. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for The Mortgage Works in certain locations such as Ammanford. We dont recommend any particular firm.
I just bought a property at auction in Ammanford. Conveyancing is required. What is next?
Given that you have now to all intents and purposes signed on the dotted line you must appoint a conveyancing solicitor as a matter of urgency as you will have a fast approaching a fixed date to complete the deal. Every auction property will have an associated legal pack. This will likely include the copy title deeds, local authority and drainage searches. Where you are dealing with leasehold premises the legal papers may provide a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation specific to leasehold premises. You need to give this to your appointed conveyancing solicitor ASAP. Do make sure that you have funds in order to complete the transaction on the set completion date.
Is there a list of Nationwide panel solicitors in Ammanford on the UK Finance Lenders’ Handbook Website?
No. There is no such facility on the CML or Building Society Association sites. A small selection of banks make their panel listings open the public over the internet. Where you are in need of a Ammanford conveyancer on the Nationwide please make the most of our facility.
After months of negotiation I have agreed a price on an apartment in Ammanford. My mortgage broker suggested a property lawyer. I paid an advanced payment of £200. Shortly after, the conveyancing practitioner contacted me embarrassingly acknowledging that they were not on the Nationwide conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Nationwide panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Due to the guidance of my in-laws I had a survey completed on a property in Ammanford prior to retaining lawyers. I have been advised that there is a flying freehold overhang to the property. My surveyor advised that some lenders tend not issue a mortgage on this type of house.
It depends who your proposed lender is. Bank of Scotland has different requirements for example to Nationwide. If you e-mail us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Ammanford. Conveyancing will be smoother if you use a solicitor in Ammanford especially if they are acquainted with such properties in Ammanford.
Should I be wary that estate agents that I am dealing with are suggesting a factory type conveyancing firm as opposed to a High Street Ammanford conveyancing company?
As is the case with many service providers, often suggestions from connections can be worth their weight in gold. Yet there are lots of people with a vested interest in a conveyancing deal; estate agents, financial adviser and lenders might all recommend conveyancers to use. On occasion these solicitors might be known to one of the organisations as one of the best in their field, but sometimes there may be a commercial relationship behind the recommendation. You are free to choose your own lawyer. Don't forget that the majority of lenders specify a panel list of conveyancers you have to use for the mortgage aspect of your conveyancing.
We're first time buyers - had an offer accepted, yet the agent has warned us that the seller will only go ahead if we use the agent's recommended solicitors as they want a ‘quick sale’. We would rather use a local solicitor used to conveyancing in Ammanford
It is improbable the vendors are behind this. If they require ‘a quick sale', taking such a hostile approach to a genuine buyer is going to damage their objectives. Avoid the agents and go straight to the owners and explain that (a)you are genuine buyers (b)you are excited to move forward, with mortgage lined up © you have nothing to sell (d) you intend to proceed fast (e)but you will continue to use your preferred Ammanford conveyancing firm - rather thanthose that will earn the estate agent a commission or hit his conveyancing figures pre-set by corporate headquarters.