I have paid off my mortgage with Lloyds. I assume I don't need a Greenfield solicitor on the Lloyds panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Lloyds mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Lloyds mortgage from the register. Lloyds, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Lloyds has sent the Land Registry the discharge electronically, and
- Lloyds has instructed the Land Registry to do so
My offer was accepted on a property in Greenfield on 9/9/2025, valuation was booked five days later, received a clean bill of health. Conveyancer appointed, so all that was missing was my mortgage offer. Having made daily calls to Kent Reliance and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Kent Reliance conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Kent Reliance to deal with your lawyer's application to be on the Kent Reliance conveyancing panel. There's no guarantee that your solicitor will be accepted.
I have finally had an offer on a flat in Greenfield agreed to, but there is a chain. The vendors have put an offer on a property, but it’s not yet tied up, and are looking at other flats booked. I have chosen a high street conveyancing solicitor in Greenfield. What should be my next step? At what point do I apply for the mortgage with Bank of Ireland?
It is usual to have apprehensions where there is a chain as you are unlikely to want to be too out of pocket too early (home loan application is in the region of one thousand pounds, then valuation, Greenfield conveyancing search charges, etc). First, you should check that your solicitor is on the Bank of Ireland approved list. Concerning the next steps this very much dictated by the specifics of your case, motivation for this property and on the state of the market. During a rising market the majority of home buyers would apply for a home loan with Bank of Ireland and pay for the valuation and only if it was satisfactory would they request their conveyancing practitioner to move forward with searches.
I have recentlydiscovered that Wolstenholmes have closed. They carried out my conveyancing in Greenfield for a purchase of a leasehold apartment 12 months ago. How can I establish that the property is registered correctly in the name of the former proprietor?
The quickest method to see if the property is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Greenfield conveyancing specialists.
I am looking to sell my property. My previous conveyancers closed down. It would be helpful to have a recommendation of a conveyancing firm. Im based in Greenfield if that makes a difference.
Do use our search tool to help you find a solicitor for your conveyancing in Greenfield. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes with a minimum of fuss.
I have been sourcing a conveyancing lawyer in Greenfield for my home move. Is it possible to see a firm’s record with the profession’s regulator?
One may read documented Solicitor Regulator Association (SRA) decisions resulting from investigations commenced on or after 1 January 2008. Visit Check a solicitor's record. For information about the period before 1 January 2008, or to check a firm's record, telephone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, use +44 (0)121 329 6800. The SRA could monitor call for training requirements.
I only have 68 years unexpired on my flat in Greenfield. I am keen to extend my lease but my freeholder is absent. What options are available to me?
If you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for an order to dispense with the service of the initial notice. This will enable the lease to be granted an extra 90 years by the magistrate. However, you will be required to demonstrate that you have used your best endeavours to find the landlord. For most situations an enquiry agent should be useful to conduct investigations and to produce a report which can be accepted by the court as evidence that the freeholder can not be located. It is advisable to get professional help from a property lawyer in relation to devolving into the landlord’s absence and the vesting order request to the County Court overseeing Greenfield.
Greenfield Leasehold Conveyancing - Examples of Questions you should consider before Purchasing
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The prefered form of lease arrangement is where the freehold interest is in the ownership of the leaseholders. In this situation the leaseholders have being in charge if their destiny and although a managing agent is often retained where the building is bigger than a house conversion, the managing agent employed by the leaseholders. Are there any major works on the horizon that will likely increase the service costs? Who takes responsibility for maintaining and repairing the building?
Is there a distinction between surveying and conveyancing in Greenfield?
Conveyancing - in Greenfield or anywhere in England and Wales - is the process of legally transferring legal title of property from one person to another. It involves the checking of the title. Whether buying or selling, you should be aware of anything affecting the property such as proposals by government departments, illegal buildings, or outstanding rates. The conveyancer should conduct the appropriate searches and inquiries on the property. Surveying relates to the structure of a property itself. A surveyor will look at a house, flat and any outbuildings you are intending to buy and will help you discover the condition of the building and, if there are problems, give you leverage for reducing the price down or asking the seller to fix the problems prior to you complete your move.