We are purchasing a 1 bedroom flat in Dartmouth Park with a mortgage. We have a Dartmouth Park conveyancer, however the bank says he's not on their "panel". We have to appoint one of the bank panel solicitors or keep our Dartmouth Park lawyer and pay for one of their panel firms to represent them. We feel that this is inequitable; is there anything we can do?
Unfortunately,no. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Dartmouth Park conveyancing lawyer to apply to be on the conveyancing panel.
I have given 2 months notice to my existing landlord and must be out of my rented flat in Dartmouth Park by 1/6/2021. Conveyancing for my house purchase has just started. Is it possible to complete in six weeks as I wish to avoid having to find temporary accommodation?
Generally one should not give notice for your lease until your lawyer suggests that you should. Assuming that you have not already done so, notify to your conveyancer and urge them to they apply pressure on the sellers side, try to an agreed time frame that all parties will work towards
Do lenders provide you with an approved list of Dartmouth Park conveyancing solicitors? How do you know who is on the Barclays conveyancing panel?
Dartmouth Park conveyancing firms themselves provide us confirmation that they are on the Barclays conveyancing panel as opposed to being supplied with a list from Barclays directly.
Just acquired a terraced house in Dartmouth Park , What is the estimated time for the Land Registry to record my ownership? My Dartmouth Park conveyancing solicitor has been very slow, so I want to be certain the land registry aspects are addressed.
As far as conveyancing in Dartmouth Park registration is no faster or slower than anywhere else in the country. As opposed to being determined by geographic area, timeframes can differ subject to the party submitting the application, whether it is in order and whether the Land registry must send notices to any 3rd parties. As of today approximately three quarters of submission are completed in less than three weeks but some can be subject to longer delays. Historically registration takes place once the new owner is living at the property thus post completion formalities is not always top priority but if it is urgent that the the registration takes place urgently then you or your solicitor should speak with the land registry and explain the circumstances.
I decided to have a survey carried out on a property in Dartmouth Park ahead of retaining conveyancers. I have been advised that there is a flying freehold element to the property. Our surveyor has said that some banks will not issue a loan on such a property.
It depends who your proposed lender is. Santander has different requirements for example to Birmingham Midshires. If you contact us we can investigate further with the relevant bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Dartmouth Park. Conveyancing may be slightly more expensive based on your lender's requirements.
I am hoping to exchange soon on a garden flat in Dartmouth Park. Conveyancing solicitors inform me that they will have a report out to me next week. What should I be looking out for?
The report on title for your leasehold conveyancing in Dartmouth Park should include some of the following:
Do you need to have carpet in the flat or are you allowed wood flooring? Whether the lease restricts you from letting out the property, or having a home office for business Setting out your legal entitlements in respect of the communal areas in the block.E.G., does the lease provide for a right of way over an accessway or hallways? if lease has a provision for a slush account for major repairs?
I have attempted and failed to negotiate with my landlord to extend my lease without getting anywhere. Can a leaseholder apply to the Leasehold Valuation Tribunal? Can you recommend a Dartmouth Park conveyancing firm to help?
Where there is a missing landlord or where there is disagreement about what the lease extension should cost, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the LVT to determine the price payable.
An example of a Lease Extension matter before the tribunal for a Dartmouth Park flat is Flat 2 27 Mackeson Road in December 2012. The Tribunal assessed the value of the lease extension premium at £35,435 and rounded the figure to £35,500 This case affected 1 flat. The number of years remaining on the existing lease(s) was 64.77 years.