Are the Camden Town conveyancing solicitors identified as being on the Bank of Ireland conveyancing panel, together with their details provided by Bank of Ireland?
Camden Town conveyancing firms themselves provide us confirmation that they are on the Bank of Ireland conveyancing panel as opposed to being supplied with a list from Bank of Ireland directly.
I have a decision in principle. The lender mentioned the home loan came with free conveyancing. Does this mean I have to instruct their panel solicitor as I would much rather use a local conveyancing solicitor in Camden Town?
You should check but the the likelihood is that appoint one of their panel solicitors if you accept the "fee-free" deal. Contact the mortgage company to determine if they allow a cash alternative. It is not unheard for a lender to give a £250 cashback as an alternative in which case you could put that amount towards the cost for your conveyancing solicitor in Camden Town.
My wife and I have a 4 bedroom Georgian house in Camden Town. Conveyancing solicitor acted for me and Britannia. I did a free Land Registry search last week and there are two entries: one for freehold, the second leasehold under the exact same property. Is it worth asking Britannia to clarify?
You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Camden Town and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the situation with your conveyancing practitioner who completed the work.
I am using a search engine for the words cheap conveyancing in Camden Town it brings up numerous property lawyersin the vicinity. With so much choice what is the best way to find the right conveyancing solicitor for the sale of my house?
The preferential way of seeking the right conveyancer is through a personal recommendation, so enquire of colleagues and relatives who have acquired a property in Camden Town or the reputable estate agent or mortgage broker. Fees for conveyancing in Camden Town vary, so it's advisable to obtain at least three fee calculations from different solicitors. Make sure that you clarify that the fees are fixed.
Back In 2007, I bought a leasehold flat in Camden Town. Conveyancing and The Royal Bank of Scotland mortgage organised. I have received a letter from someone claiming to own the reversionary interest in the property. Attached was a demand for arrears of ground rent dating back to 1998. The conveyancing solicitor in Camden Town who acted for me is not around. Do I pay?
First contact the Land Registry to be sure that this person is indeed the registered owner of the freehold reversion. There is no need to instruct a Camden Town conveyancing solicitor to do this as you can do this on the Land Registry website for a few pound. Rest assured that regardless, even if this is the legitimate landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.
I have given up trying to purchase the freehold in Camden Town. Can the Leasehold Valuation Tribunal adjudicate on premiums?
Most certainly. We can put you in touch with a Camden Town conveyancing firm who can help.
An example of a Lease Extension decision for a Camden Town property is Flat 120, Clare Court Judd Street in August 2013. the Tribunal held that the premium to be paid for the extension of the lease should be £64,650 This case was in relation to 1 flat. The unexpired residue of the current lease was 62.79 years.
My father-in-law mentioned that when selecting a conveyancing solicitors they must be approved by your lender. It happens to be my first home move but I have an AIP with Santander and I already have a family conveyancing solicitor in Camden Town at the ready. Will Birmingham Midhshires insist on an approved solicitor to be selected? Does a directory of approved solicitors even exist for my conveyancing in Camden Town?
You need to use a solicitor that is on the Birmingham Midhshires panel. Simply call your chosen Camden Town conveyancing lawyer to check if they are on the Birmingham Midhshires panel. If they are not on the panel you have a couple of alternatives available to you here:
- Proceed with your existing Camden Town conveyancing practitioner but Birmingham Midhshires will no doubt appoint a property lawyer from their conveyancing panel. This will result in additional charges and probable delay.
- Appoint a new lawyer to conduct the conveyancing, obviously checking they are on the Birmingham Midhshires conveyancing panel.
- Appeal to your lawyer to apply to join the lender panel.