Is the fact that my solicitor in Archway is not on my mortgage company's conveyancing panel that there is a problem with the standard of her conveyancing?
It would not be wise to jump to that conclusion. There are all sorts of perfectly plausible explanations. A recent report by the solicitors regulator revealed that over three quarters of law firms surveyed had been removed from at least one lender panel. The most common reasons for removal are: (1) lack of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. If you are concerned you should contact the Archway conveyancing practice and ask them why they are no longer on the approved list for your bank.
My wife and I have recently appointed a conveyancing solicitor in Archway. I I would like to check whether they are accepted on the Lloyds TSB Bank approved list of lawyers. Can you assist?
You should call the solicitor and ask them if they are on the lender panel. Alternatively you should call Lloyds TSB Bank who may be able to help.
Does a directory service exist listing Santander panel conveyancers in Archway on the Building Society Association’s Website?
No. There is no such facility on the CML or Building Society Association websites. Very few lenders make their panel listings viewable on the web. If you are seeking to appoint a Archway conveyancer on the Santander please make the most of our tool.
I have today made my last payment due on my mortgage with Co-operative. I assume I don't need a Archway property lawyer on the Co-operative panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Co-operative mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Co-operative mortgage from the register. Co-operative, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Co-operative has sent the Land Registry the discharge electronically, and
- Co-operative has instructed the Land Registry to do so
About to purchase apartment in Archway. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the RBS conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Archway lawyer is on the RBS conveyancing panel.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Archway?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Archway. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
How do I identify a Archway solicitor on the The Mortgage Works conveyancing panel? I drive a motor bike and am prepared to travel upto 20kilometers to meet the solicitor.
Feel free to make use of the facility on this page. Please pick a mortgage company and your location and you will see a number of Archway conveyancing lawyers located nearest you. We have detailed some Archway conveyancing firms towards the end of this page and you can telephone them to see if they are on the The Mortgage Works approved list
Should I instruct a Archway conveyancing solicitor in close proximity to the house I am purchasing? We have a good friend who can deal with the legal work but they are based 400miles away.
The benefit of a local Archway conveyancing practice is that you can drop in to execute documents, present your ID and apply pressure on them where appropriate. They will also have local knowledge which is a bonus. That being said it's more important to get someone that will pull out all the stops for you. If you know people who used your friend and on the whole were content that should trump using an unfamiliar Archway conveyancing solicitor just because they are Archway based.