We are buying a house and need a conveyancing solicitor in Westcombe Park who is on the Coventry BS solicitor panel. Can you recommend a local conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Coventry BS . We don't recommend any particular firms conducting conveyancing in Westcombe Park.
I am purchasing a new build house in Westcombe Park with a mortgage from Nottingham Building Society. The builders would not reduce the price so I negotiated £7000 of fixtures and fittings instead. The property agent told me not inform my conveyancer about this side-deal as it could adversely affect my mortgage with Nottingham Building Society. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I decided to have a survey completed on a house in Westcombe Park in advance of appointing conveyancers. I have been advised that there is a flying freehold overhang to the house. Our surveyor has said that some mortgage companies tend not issue a mortgage on this type of premises.
It depends who your proposed lender is. Bank of Scotland has different requirements from Halifax. If you e-mail us we can investigate further with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Westcombe Park. Conveyancing may be slightly more expensive based on your lender's requirements.
I am four weeks into a freehold purchase having been recommend to solicitors by the estate agent to handle our conveyancing in Westcombe Park. We are not happy. Could you help me find new solicitors?
A solicitor would have to be really bad to suggest replacing them. Has the loan offer been sent? In the event that it has you will need to inform them of the new contact details and get the offer are issued to the new lawyers. The solicitor ideally should be on the lenders approved list to avoid supplemental costs and complications. That should be your starting point. Our find a solicitor tool will assist you in finding a lender approved lawyer for your conveyancing in Westcombe Park
My wife and I purchased a leasehold house in Westcombe Park. Conveyancing and Nationwide Building Society mortgage went though with no issue. I have received a letter from someone claiming to own the freehold. Attached was a demand for arrears of ground rent dating back to 1997. The conveyancing practitioner in Westcombe Park who previously acted has long since retired. Do I pay?
First make enquiries of the Land Registry to make sure that this person is in fact the new freeholder. It is not necessary to incur the fees of a Westcombe Park conveyancing firm to do this as it can be done on-line for a few pound. You should note that in any event, even if this is the legitimate freeholder, under the Limitation Act 1980 no more than 6 years of rent can be collected.
I have tried to negotiate informally with with my landlord to extend my lease without success. Can the Leasehold Valuation Tribunal adjudicate on such issues? Can you recommend a Westcombe Park conveyancing firm to help?
in cases where there is a absentee freeholder or if there is disagreement about the premium for a lease extension, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the First-tier Tribunal (Property Chamber) to assess the price.
An example of a Lease Extension decision for a Westcombe Park flat is 73 Walerand Road in August 2012. the result of the findings of the Tribunal led to a premium to be paid for the extended lease in respect of Flat 73 in the sum of £10,040. The premium applicable in respect of Flat 85 was £5,710. This case affected 2 flats. The unexpired lease term was 72 years.
Our lawyer in Westcombe Park is asking me for proof of ID documents stating that this forms part of his obligations as a conveyancer on the bank Conveyancing panel. Can this be correct?
Anti-terror and anti-money-laundering rules require Westcombe Park conveyancing solicitors and licensed conveyancers to verify the identity of the person or body they are dealing with before they can accept their conveyancing business. The Client Care letter that you need to sign will no doubt confirm this. Your lawyer is right that the bank also require certain documents to be viewed. If a you refuse to provide ID verification documents, your conveyancer would not be able to accept instructions from you. Your lawyer also has obligations to obtain certain documents in accordance with the mortgage company's UK Finance Lenders’ Handbook requirements