I hired a high street firm for our conveyancing in Westcombe Park recently. After carefully reading the official terms of business it is apparent thatwe are responsible for costs even if the movedoes not happen. Should I go with them or instruct an internet firm who offer no move no charge conveyancing in Westcombe Park?
Generally there is a concession along the lines that if "No Completion No Fee" is offered then the fee levels will tend to be be higher to offset those transactions that do not go ahead. You should be mindful that these arrangements tend not to protect you from disbursements for example Westcombe Park conveyancing search costs.
How up to date is your database of Westcombe Park solicitors on the Aldermore conveyancing panel? Do Aldermore send you an updated list?
Westcombe Park conveyancing firms themselves provide us confirmation that they are on the Aldermore conveyancing panel as opposed to being supplied with a list from Aldermore directly.
Please help - my lawyer says that defective lease insurance is needed on my purchase. What is the level of cover for Westcombe Park conveyancing?
The right level of defective lease indemnity insurance should be dictated by who who your lender is. It would differ for example between HSBC Bank and Norwich and Peterborough Building Society. Conveyancing lawyers as opposed to borrowers take out such policies.
I am selling my house. I had a double glazing fitted in July 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Yorkshire BS are being problematic. The Westcombe Park solicitor who is on the Yorkshire BS conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Yorkshire BS are insisting on a building regulation certificate. Why do Yorkshire BS have a conveyancing panel if they don't accept advice from them?
It is probably the case that Yorkshire BS have referred the matter to their valuer. The reason why Yorkshire BS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
My offer was accepted on an apartment in Westcombe Park on 10/6/2019, valuation was booked 3 days later, received a clean bill of health. Conveyancer instructed, so the only thing outstanding was my mortgage offer. Having made daily calls to HSBC and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the HSBC conveyancing panel. Are HSBC entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for HSBC to deal with your lawyer's application to be on the HSBC conveyancing panel. There's no guarantee that your solicitor will be accepted.
I decided to have a survey done on a property in Westcombe Park ahead of appointing conveyancers. I have been advised that there is a flying freehold element to the property. Our surveyor advised that some mortgage companies tend not issue a mortgage on this type of home.
It depends who your proposed lender is. Santander has different instructions from Birmingham Midshires. If you e-mail us we can investigate further via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Westcombe Park. Conveyancing will be smoother if you use a solicitor in Westcombe Park especially if they are accustomed to such properties in Westcombe Park.
I'm converting the mortgage on my primary house to a buy to let loan with Bank of Ireland and I will use the rest of the raised equity towards a second property. The location we are interested in is Westcombe Park. Will your lawyers be able to act for the two mortgage companies and link together the two deals?
Do use our search tool on this site to check that the conveyancers are approved by both mortgage companies. Having checked that they are the conveyancer should be able to connect the two transactions but you should have a chat with you solicitor and communicate your desired outcome and needs.
My husband and I are 18 days into a leasehold purchase having been recommend to conveyancers by the estate agent to perform conveyancing in Westcombe Park. I am am very frustrated with the quality of service. Could you help me find new solicitors?
They would need to be really bad in order to consider replacing them. Has your mortgage offer been generated? In the event that it has you will need to inform them of the new solicitor and have the offer are re-issued. Your solicitor ideally needs to be on the banks panel to avoid supplemental fees and delays. So that should be your first question of the new conveyancers. Our search tool should assist you in finding a lender approved conveyancer for your conveyancing in Westcombe Park