We wanted to use a conveyancing solicitor in Westcombe Park for our house purchase. Our broker informed us that our bank Clydesdale won't deal with them. Why is this not regarded as unduly restrictive?
A mortgage company can require a panel conveyancer act for it. Borrowers are expected to meet the charges for this. Please make use of our database to get a quote from a solicitor to carry conveyancing in Westcombe Park on the Clydesdale approved list of solicitors.
I have recentlybecome aware that Wolstenholmes have closed. They conducted my conveyancing in Westcombe Park for a purchase of a leasehold flat 18 months ago. How can I establish that the property is registered correctly in the name of the former proprietor?
The quickest way to see if the premises is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Westcombe Park conveyancing specialists.
How does conveyancing in Westcombe Park differ for new build properties?
Most buyers of new build or newly converted property in Westcombe Park come to us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the house is completed. This is because new home sellers in Westcombe Park typically acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Westcombe Park or who has acted in the same development.
I've recently found out that there is a flying freehold issue on a house I have offered on two weeks back in what was supposed to be a quick, chain free conveyancing. Westcombe Park is the location of the property. What do you suggest?
Flying freeholds in Westcombe Park are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Westcombe Park you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Westcombe Park may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Is it simple use your search tool to locate a conveyancing practitioner in Westcombe Park on the panel for my lender?
Step one is to choose a bank such as Birmingham Midshires, Skipton Building Society or Barclays Direct then choose your preferred area for example Westcombe Park. Conveyancing practices in Westcombe Park and further afield should be shown.
How does one as executor remove a departed person's name from the title register for a house in Westcombe Park?
If a Westcombe Park property is jointly owned and one of the owners dies, their name will not automatically be removed from the title deeds. It is not necessary to remove their name as in the event of a sale your lawyer would simply need to supply proof as to the reason the co owner is not included in the contract, such as a grant of probate.
With the aim of making the sale conveyancing simpler for the sale of the property you may apply to have the deceased party removed from the title by submitting an application to the land registry with evidence of the death. There is no fee from the Registry for this service.