Can your site be used to locate a Conveyancing solicitor in Ventnor even if I’m not buying or disposing of a house, for example where I wish to buy an office in Ventnor with a mortgage from Nationwide Building Society?
Our comparison service is predominantly used to select domestic conveyancing solicitors in Ventnor but we have recorded towards the bottom of this page some Ventnor commercial conveyancing firms. You will need to enquire with the solicitors directly to check if they can also act for Nationwide Building Society
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Ventnor. My lender is Chelsea Building Society
Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 3/4/2025, the requirements read as follows :
Have just purchased a repossessed house at auction in Ventnor. Conveyancing is necessary. What is next?
Now that you are to in every practical sense signed on the dotted line you should appoint a conveyancing lawyer as a matter of priority as you now have a fast approaching deadline in which to complete the conveyancing. An auction property should have an associated legal set of papers. This will likely include the copy title deeds, local authority and drainage searches. If you have purchased leasehold property the auction papers may contain a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation relating to leasehold premises. You should hand this to your appointed conveyancing solicitor ASAP. You also need to ensure that your finances are in order to complete on the date specified in the contract.
I am the only beneficiary of my late father’s estate and I have everything in my name now, including the my former home in Ventnor. Conveyancing formalities meant that the Land Registry date was in March. I want to move. I do know about the Mortgage Lenders six month 'rule', which means that my property ownership could be regarded the same way as if I'd bought the property in March. Will no one buy the property for half a year?
The Council of Mortgage Lenders’ handbook obliges solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be affected by that. Some banks would take a pragmatic view as this requirement is principally there to identify the purchase and immediately sell or the flipping of property.
I am due to exchange contracts on my apartment. I had a double glazing fitted in May 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, UBS are being difficult. The Ventnor solicitor who is on the UBS conveyancing panel is happy to accept ‘lack of building regulation’ insurance but UBS are insisting on a building regulation certificate. Why do UBS have a conveyancing panel if they don't accept advice from them?
It is probably the case that UBS have referred the matter to their valuer. The reason why UBS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
The deeds to our home can not be found. The conveyancers who handled the conveyancing in Ventnor 5 years ago have long since closed. Will I be able to sell the house?
Gone are the days when you need to have the physical original deeds to evidence that you are the registered proprietor of land or property, as the Land Registry hold details of all registered land or property electronically.
I am looking for a leasehold apartment up to £305k and identified one near me in Ventnor I like with open areas and railway links in the vicinity, however it's only got 51 remaining years left on the lease. There is not much else in Ventnor suitable, so just wondered if I would be making a mistake acquiring a short lease?
Should you need a home loan the remaining unexpired lease term will likely be a potential deal breaker. Reduce the price by the expected lease extension will cost if it has not already been discounted. If the current owner has owned the premises for a minimum of 2 years you can ask them to start the process of the extension and then assign it to you. You can add 90 years to the current lease term and have £0 ground rent by law. You should consult your conveyancing solicitor about this.
I have just started marketing my 2 bed apartment in Ventnor. Conveyancing has not commenced, however I have just had a half-yearly service charge invoice – what should I do?
The sensible thing to do is clear the invoice as usual as all ground rent and service charges should be allotted as part of the financial calculations for completion monies, so you will be reimbursed by the purchaser for the period running from after the completion date to the next payment date. Most management companies will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.
Ventnor Conveyancing for Leasehold Flats - Examples of Questions you should consider Prior to buying
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How much is the ground rent and service charge? Its a good idea to discover as much as you can about the company managing the building as they will impact your use and enjoyment of the property. Being a leasehold owner you are frequently in the clutches of the managing agents both financially and when it comes to daily issues like the upkeep of the common parts. Don't be shy to ask other people whether they are happy with them. Finally, be sure you discover the dates that the maintenance fees are due to the managing agents and precisely what it includes. This question is useful as a) areas may result in problems for the building as the common areas may start to deteriorate where maintenance are not paid for b) if the tenants have a dispute with the managing agents you will wish to have full disclosure