AssumingI were to buy a freehold housein Blackwell for cash and dispense with a survey and no local authority searches how much should I expect to have to pay for conveyancing in Blackwell?
The only saving you would achieve is the Blackwell conveyancing searches. A conveyancing practitioner is required to do the vast majority of work - money laundering, communicating with the sellers conveyancer, SDLT submission, register the ownership etc. A slight saving might be made by not needing to register a charge but it won't be a lot.
We are purchasing a house and need a conveyancing solicitor in Blackwell who is on the Co-operative solicitor panel. Can you recommend a local conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Co-operative . We don't recommend any particular firms conducting conveyancing in Blackwell.
I am being told by my conveyancer that absentee landlord insurance is necessary on my purchase. What is the level of cover for Blackwell conveyancing?
The right level of absentee landlord indemnity insurance should be dictated by who your lender. It would differ for example between Lloyds TSB Bank and Chelsea Building Society. Conveyancing solicitors as opposed to borrowers take out such insurances.
I had an offer accepted on an apartment in Blackwell on 13/3/2025, valuation was booked 4 days later, all came back fine. Solicitor retained, so all that was missing was my mortgage offer. Having made daily calls to Lloyds and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Lloyds conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Lloyds to deal with your lawyer's application to be on the Lloyds conveyancing panel. There's no guarantee that your solicitor will be accepted.
Principality have agreed my home loan in principle, my offer on a property in Blackwell has been agreed to, what happens next?
The estate agent will need to know who your solicitors are (make sure the solicitors are on the lender’s approved list). Telephone Principality or your financial adviser and finish off any appropriate paperwork. Principality will appoint a valuer who will get in contact with the estate agent or seller to book an appointment. Once conducted (assuming no problems) it takes approximately a fortnight for the mortgage offer to be issued. Principality will issue the offer to you and your property lawyers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Blackwell.
Yesterday I discovered that there is a flying freehold issue on a property I have offered on a fortnight ago in what was supposed to be a quick, no chain conveyancing. Blackwell is the location of the property. Is there any guidance you can give?
Flying freeholds in Blackwell are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Blackwell you would need to get your solicitor to go through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Blackwell may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
My husband and I are new on the property ladder - had an offer accepted, but the selling agent told us that the seller will only issue a contract if we use the agent's preferred solicitors as they are insisting on a ‘quick sale’. Our preferred option is to instruct a local conveyancer accustomed to conveyancing in Blackwell
We suspect that the seller is unaware of this request. Should the seller desire ‘a quick sale', taking such a hostile approach to a motivated purchaser is counter productive. Contact the sellers directly and make sure they understand (a)you are genuine purchasers (b)you are ready to go, with mortgage lined up © you have nothing to sell (d) you wish to move quickly (e)however you will continue to use your own,trusted Blackwell conveyancing solicitors - rather thanthose that will earn their negotiator at the agency a introducer fee or hit his conveyancing figures demanded by head office.
Should local authority permission be needed to change a house into multiple flats in Blackwell? This has been carried out to a house next door to a relative in Blackwell and was ignorant of the conversion until it was done.
Planning consent is required for converting a single dwelling in Blackwell into apartments but probably not for converting back to single dwelling-house so, simply put, yes,a it is needed.