It is a dozen years since I bought my house in Wallington. Conveyancing lawyers have recently been retained on the sale but I can't locate my title deeds. Will this jeopardise the sale?
You need not be too concerned. Firstly the deeds may be with your mortgage company or they may still be with the conveyancers who acted in your purchase. Secondly in most cases the land will be registered at the land registry and you will be able to establish that you own the property by your conveyancing lawyers obtaining up to date copy of the land registers. The vast majority of conveyancing in Wallington relates to registered property but in the rare situation where your home is not registered it is more tricky but is not insurmountable.
We are getting a further advance on our home loan from Virgin Money as we want to carry out alterations to our house in Wallington. Are we obliged to select a high street Wallington solicitor on the Virgin Money conveyancing panel to handle the legals?
Virgin Money do not ordinarily instruct firms on their conveyancing panel to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Virgin Money panel.
We expect to receive a DIP from Clydesdale this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Clydesdale recommend any Wallington solicitors on the Clydesdale conveyancing panel, or is it better to go independently?
You will need to appoint Wallington solicitors independently although you'll need to choose one on the Clydesdale conveyancing panel. The solicitor represents both you and Clydesdale through the process.
My wife and I are in the throws of looking at flats in Wallington and I am about to put in an offer. Should I already have a property lawyer in place at this stage? I intend to finance via a home loan with HSBC.
You should start requesting conveyancing quotes from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their details on to the EA. As you are obtaining a mortgage with HSBC, make sure you remember to check that your lawyer is on the HSBC conveyancing panel.
I am buying a new build flat in Wallington. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Set out below are examples of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Wallington
If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Please confirm the Lease plans are architect prepared. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. There must be mutual enforceability of lessee’s covenants.
What does commercial conveyancing in Wallington cover?
Commercial conveyancing in Wallington incorporates a wide range of guidance, offered by qualified solicitors, relating to business premises. By way of example, this area of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the assignment of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of tenancies.
I need to appoint a conveyancing solicitor for residential conveyancing in Wallington. I have discover a site which seems to have the perfect answer If there is a chance to get all formalities done via email that would be preferable. Do I need to be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
What do I do if I am dissatisfied with the solicitor who did our conveyancing in Wallington?
We live in an imperfect world, and unfortunately sometimes things do go wrong. Nevertheless there is recourse where you were not happy with your conveyancing in Wallington. This varies from trying to resolve matters directly with them, through to reporting a solicitor to their regulator. If things still aren’t resolved you may consider enlisting the help of the Legal Ombudsman.