I plan on acquiring a maisonette in Mitcham. My property lawyer has never been on on the mortgage company solicitor list. Am I still permitted to use my Mitcham conveyancing solicitor even though they are not on the bank list of approved lawyers?
One will need to use a conveyancer to deal with the legal work required if you take out a loan to purchase your property. They will carry out all the essential legal checks on the property, ensuring that you will be registered as proprietor and ensure that all the required mortgage documentation is in place. One can instruct a Mitcham solicitor of your choice. However, where the property lawyer appointed is not a member of the bank solicitor panel additional fees will arise as separate legal representation will be need by the bank. Lender panel applications may be submitted, so where your conveyancer has not previously applied for membership they should take the chance to apply.
My colleague suggested that where I am purchasing in Mitcham I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is sometimes included in the estimate for your Mitcham conveyancing searches. It is not a small document of about 40 pages, listing and setting out significant information about Mitcham around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Mitcham Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Mitcham Education with maps and statistics, Local Amenities and other useful information regarding Mitcham.
I purchased a 4 bedroom Edwardian house in Mitcham. Conveyancing practitioner acted for me and Yorkshire Building Society. I did a free Land Registry search last week and there are two entries: one for freehold, the second leasehold under the exact same address. Is it worth asking Yorkshire Building Society to clarify?
You need to review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Mitcham and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also check the situation with your conveyancing lawyer who conducted the work.
My business partner and I are looking to take an assignment of a lease of an office on a shopping parade. Can you recommend solicitors offering no-sale-no charges for commercial conveyancing in Mitcham for under £2000?
We are happy to recommend firms who have an in-depth of experience of commercial conveyancing in Mitcham, including the sale and acquisition of businesses as well as simply property. Whether you are intending to purchase or dispose of a shop, pub, restaurant, office, retail unit or a whole business we will find you the right solicitor. As for the fees these will vary based on the structure and heads of terms of the proposed transaction. Please provide us with your contact information or call so as to enable us to supply you with comprehensive commercial conveyancing quote.
In scouring the web for the words cheap conveyancing in Mitcham it reveals many solicitorsin the area. With so much choice what is the best way to find the right conveyancer for the sale of my house?
The ideal method of choosing the right conveyancer is via trusted referral, so ask colleagues and relatives who have purchased a property in Mitcham or the local estate agent or mortgage broker. Costs for conveyancing in Mitcham differ, so it's a good idea to secure at least three estimates from varying types of conveyancers. Be sure to secure confirmation that the costs are assured not to to be inflated.
I today plan to offer on a house that appears to tick a lot of boxes, at a great price which is making it more attractive. I have just been informed that the title is leasehold rather than freehold. I am assuming that there are issues buying a house with a leasehold title in Mitcham. Conveyancing advisers have not yet been appointed. Will my lawyers set out the risks of buying a leasehold house in Mitcham ?
The majority of houses in Mitcham are freehold and not leasehold. This is one of the situations where having a local conveyancer used to dealing with such properties who can help the conveyancing process. We note that you are buying in Mitcham so you should seriously consider shopping around for a Mitcham conveyancing solicitor and check that they are used to dealing with leasehold houses. First you will need to check the number of years remaining. Being a tenant you will not be at liberty to do whatever you want to the property. The lease will likely included provisions such as obtaining the landlord’sconsent to conduct changes to the property. It may be necessary to pay a service charge towards the maintenance of the communal areas where the property is located on an estate. Your solicitor will appraise you on the various issues.
I am the leaseholder of a ground flat in Mitcham. In the absence of agreement between myself and the freeholder, can the Leasehold valuation Tribunal make a decision on the premium payable for the purchase of the freehold?
Most certainly. We are happy to put you in touch with a Mitcham conveyancing firm who can help.
An example of a Freehold Enfranchisement matter before the tribunal for a Mitcham flat is 50 & 52 Southcroft Road in September 2013. The tribunals own valuation determined that the premium payable should be £29,000 This case affected 2 flats. The unexpired residue of the current lease was 86.11 and 60.64.