My son-in-law is purchasing a new build apartment in Mitcham with a mortgage from HSBC. His solicitor has said that there is a delay in receiving the ‘Disclosure of Incentive Form’. This document is news to me - what is it and who needs sight of it?
The document is intended to provide information to the main parties engaged in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the HSBC conveyancing panel as a standard part of the process, and to the surveyor when asked. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the HSBC conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
As someone not used to the Mitcham conveyancing process what’s the number one tip you can give me for the legal transfer of property in Mitcham
You may not hear this from too many lawyers but conveyancing in Mitcham or throughout England and Wales is an adversarial process. Put another way, when it comes to conveyancing there is lots of opportunity for conflict between you and others involved in the transaction. For example, the seller, selling agent and even potentially a mortgage company. Selecting a lawyer for your conveyancing in Mitcham an important selection as your conveyancer is your adviser, and is the ONE party in the process whose interest is to look after your best interests and to keep you safe.
There is a worrying emergence in the "blame" culture- someone must be at fault for the process taking so long. You must always trust your conveyancer ahead of all other players in the home moving process.
I am looking to buy a house and need a conveyancing solicitor in Mitcham who is on the Godiva Mortgages Ltd approved. Can you recommend a local solicitor?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Godiva Mortgages Ltd in certain locations such as Mitcham. We dont recommend any particular firm.
I am downsizing from our home in Mitcham and the buyers lawyers are claiming that there is a risk of it being constructed on contaminated land. Any high street Mitcham conveyancer would know this is not the case. It does beg the question why the purchasers instructed a nationwide conveyancing practice rather than a conveyancing solicitor in Mitcham. Having lived in Mitcham for many years we know of no issue. Do we get in touch with our local Authority to get confirmation that the buyers are looking for.
It sounds as though you may have a conveyancing solicitor already. What do they say? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
I have justbeen informed that Stirling Law have been shut down. They conducted my conveyancing in Mitcham for a purchase of a leasehold apartment 18 months ago. How can I establish that the property is registered correctly in the name of the previous owner?
The easiest method to see if the property is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Mitcham conveyancing specialists.
Am I better off to appoint a Mitcham conveyancing lawyer based in the location that I am buying? I have an old university friend who can execute the legal work however they are based 300kilometers away.
The primary upside of using a local Mitcham conveyancing practice is that you can attend the office to sign documents, deliver your ID and pester them if necessary. Having local Mitcham know how is a bonus. However it's more important to get someone that will do a good and efficient job. If if people you trust instructed your friend and the majority were content that must outweigh using an unfamiliar Mitcham conveyancing lawyer solely due to them being local.