Is there a search tool that I can use to check that the solicitor carrying out my conveyancing in Mickleover is on the bank’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Leeds Building Society thus spending £192.00 in another set of conveyancing costs.
You should make use of the search tool on this site. Pick the mortgage company and type ‘Mickleover’ or your location and you will see numerous conveyancers based in Mickleover or by proximity to you.
I am currently in the process of buying my council flat in Mickleover. I have a mortgage agreed with Principality. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Principality, you will need to appoint a solicitor on the Principality conveyancing panel.
Planning on purchasing a flat in Mickleover. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Leeds Building Society conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Mickleover solicitor is on the Leeds Building Society conveyancing panel.
Our offer on a semi in Mickleover has been agreed to, but there is a chain. The sellers have put an offer on a flat, however it’s not yet agreed to, and are looking at other properties booked. I have instructed a local conveyancing solicitor in Mickleover. What do I do now? At what point should I apply for the mortgage with Leeds Building Society?
It is understandable to have anxieties where there is a chain as you are unlikely to want to be too out of pocket too early (home loan application is in the region of one thousand pounds, then valuation, Mickleover conveyancing search costs, etc). The first course of action is to ensure that your lawyer is on the Leeds Building Society conveyancing panel. Regarding the next steps this very much dictated by the specifics of your transaction, motivation for this property and on the state of the market. In a hot market some purchasers will apply for the mortgage with Leeds Building Society and arrange for the valuation and only if it comes back ok would they request their property lawyer to press on with the conveyancing in Mickleover.
I have recentlyfound out that Action Conveyancing have been shut down. They conducted my conveyancing in Mickleover for a purchase of a leasehold apartment 12 months ago. How can I check that my home is in my name in the name of the previous owner?
The easiest method to check if the property is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Mickleover conveyancing specialists.
Due to the advice of my in-laws I had a survey completed on a house in Mickleover ahead of retaining solicitors. I have been advised that there is a flying freehold overhang to the house. The surveyor has said that some mortgage companies tend not grant a loan on this type of home.
It varies from the lender to lender. Bank of Scotland has different requirements for example to Halifax. Should you wish to telephone us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Mickleover. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Mickleover to see if the conveyancing will be more expensive.
I'm refinancing my existing house to a buy to let loan with Nationwide Building Society and I will use the ballance of the raised equity as a down payment on a second property. The neighborhood we are interested in is Mickleover. Will your lawyers be able to act for the two banks and tie in the conveyances?
Do use our search tool on this page to ensure that the conveyancers are approved by both mortgage companies. Assuming that they are your conveyancer will be able to simultaneously deal with the two transactions but you should have a chat with you lawyer and make clear your expectations and requirements.
As co-executor for the will of my grandfather I am disposing of a residence in Swansea but I am based in Mickleover. My conveyancer (who is 200 kilometers from meneeds me to execute a stat dec ahead of the transaction finalising. Could you suggest a conveyancing lawyer in Mickleover who can witness and place their company stamp on the document?
Technically speaking you are unlikely to be required to have the documents witnessed by a conveyancing solicitor. Normally or notary public or qualified solicitor will do regardless of whether they are Mickleover based