I have 71 years remaining on my lease and need a lease extension for my flat in Repton. Conveyancing solicitors on the Virgin panel can deal with such extensions right?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 17/1/2026 the requirements read as follows :
3 months have elapsed following my purchase conveyancing in Repton took place. I have checked the Land Registry site which shows that I paid £175,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I am purchasing my first flat in Repton benefiting from help to buy. The builders would not budge the amount so I negotiated 6k of fixtures and fittings instead. The estate agent suggested that I not inform my solicitor about the deal as it could adversely affect my loan with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the advice of my in-laws I had a survey completed on a house in Repton prior to instructing lawyers. I have been informed that there is a flying freehold element to the house. The surveyor has said that some lenders will not grant a mortgage on such a premises.
It depends who your proposed lender is. Bank of Scotland has different instructions from Birmingham Midshires. Should you wish to call us we can check with the relevant lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Repton. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Repton to see if the conveyancing will be more expensive.
In my capacity as executor for the will of my uncle I am selling a house in Newport but live in Repton. My solicitor (based 250 kilometers from merequires that I execute a stat dec before completion. Can you recommend a conveyancing lawyer in Repton who can witness this legal document for me?
strictly speaking you are not likely to be required to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or solicitor will suffice regardless of whether they are Repton based
Due to exchange soon on a garden flat in Repton. Conveyancing solicitors have said that they are sending me a report tomorrow. What should I be looking out for?
Your report on title for your leasehold conveyancing in Repton should include some of the following:
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Whether your lease caters for for a slush account for major works? You should have a good understanding of the insurance provisions What remedies are open the freeholder should you are in breach of your lease terms? The total ownership of the property. This may be the flat itself but might include a roof space or cellar if applicable. You would want to be sent a copy of the lease
Repton Leasehold Conveyancing - Sample of Questions you should ask Prior to buying
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This question is helpful as a) areas may result in problems for the building as the common areas may start to deteriorate if services remain unpaid b) if the leasehold owners have a dispute with the managing agents you will want to have full disclosure Where a Repton lease has no more than 80 years it will have adverse implications on the marketability of the flat. It is worth checking with your lender that they are willing to lend given the lease term. Leases with less than 80 years remaining means that you will probably require a lease extension sooner rather than later and you need to have some idea of what this will be. Remember, in most cases you would be be obliged to have owned the premises for 24 months before you are legally able to extend the lease. Is the freehold owned collectively by the leaseholders?