I am in the market for a low cost conveyancer. Do I opt for a web based conveyancer or a local Swadlincote conveyancing lawyer?
Swadlincote is a unique place, where regional insight is a big bonus. The laid-back lifestyle has it’s attractions – just not when it comes to your conveyancing. The solicitors that we list possess wide Swadlincote know how with a positive, can doattitude that helps the conveyancing to progress without drama. It will certainly help if they benefit from long term connections with financial advisers, search providers, valuers and counterpart Swadlincote conveyancing practitioners
My brother-in-law has suggested I instruct a conveyancing solicitor in Swadlincote. I need to find out if they are accepted on the HSBC Bank conveyancing panel. Could you or the lender confirm if they are on the panel?
The first thing to do is e-mail the conveyancer and ask them whether they can act for the lender. Otherwise you can get in touch with HSBC Bank who may be able to assist.
My wife and I have organised a further advance on our mortgage from Nationwide as we intend to carry out improvements to our home in Swadlincote. Do we need to select a high street Swadlincote solicitor on the Nationwide conveyancing panel to handle the paperwork?
Nationwide would not normally require firms on their approved list of lawyers to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Nationwide conveyancing panel.
After months of negotiation I have agreed a price on an apartment in Swadlincote. My mortgage broker pressured me to appoint their conveyancer. I paid an advanced payment of £225. A few days later, the solicitor called me sheepishly admitting that they were not on the TSB conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the TSB panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I am due to exchange contracts on my house. I had a double glazing fitted in May 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Skipton are being a right pain. The Swadlincote solicitor who is on the Skipton conveyancing panel is saying indemnity insurance will be fine but Skipton are requiring a building regulation certificate. Why do Skipton have a conveyancing panel if they don't accept advice from them?
It is probably the case that Skipton have referred the matter to their valuer. The reason why Skipton may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
My wife and I purchased a terraced Edwardian property in Swadlincote. Conveyancing lawyer represented me and Nottingham Building Society. I did a free Land Registry search last week and I saw two entries: the first freehold, another for leasehold under the exact same address. Is it worth asking Nottingham Building Society to clarify?
You need to read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Swadlincote and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the position with the conveyancing lawyer who conducted the conveyancing.
I was pointed in your direction by numerous estate agents in Swadlincote to get a quote from a conveyancer using your seach tool. What’s the financial upside for Estate Agents to recommend your site rather than a competitor’s?
We don’t give any financial incentive for pointing buyers and sellers our way. We thought it would be too underhand a fee because members of the public would think, ‘Why is the agent getting a kickback? Why aren’t I receiving any benefit too?’ So we decided to step away from that.
I need to find a conveyancing solicitor for remortgage conveyancing in Swadlincote. I happened to discover a web site which appears to be the perfect offering If there is a chance to get all this stuff done via email that would be ideal. Do I need to be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?