I am hoping to receive a mortgage offer from Halifax. My intention is to use a Licensed Conveyancer in Newhaven. Does the Halifax Solicitor panel exclude conveyancers regulated by the CLC?
The Halifax approved solicitor list is, like many other lenders, associated to the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
We are about to exchange contracts for a freehold house in Newhaven. We encountered a stumbling block. The mortgage offer with Halifax runs out on 20/11/2023 but the sellers are insisting on a completion date of 22/11/2023. Can one extend the loan expiry date?
The best person to address this concern is your solicitors who is in a position to assess whether he or she is better off negotiating with the mortgage company, seller’s representatives, estate agents or possibly all three given the history of your conveyancing as of today.
Completed the sale of my flat in Newhaven last June but my buyer keeps calling every few hours complaining that his lawyer is waiting to hear from mine. What should my lawyer have done now that I have sold?
Following your disposal your lawyer is committed to deliver the transfer deeds and all of the paperwork to the buyer’s conveyancer. Depending on the transaction, your conveyancer should also send confirmation that the legal charge in favour of the lender has been redeemed to the buyers lawyers. There are no post completion tasks just for conveyancing in Newhaven.
I am considering applying for a TSB mortgage for purchase of a new build (under development) in Newhaven with 65 per cent loan to value. Is it compulsory to choose a solicitor on the conveyancing panel for TSB ?
In theory, you could use a solicitor that is not on the TSB conveyancing panel, but TSB would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same conveyancing matter.
I am buying a house and the lawyer has mentioned Chancel Repair for which the property could be liable as it falls into the area of such a church. She has mentioned insurance. Is this strictly required for conveyancing in Newhaven
Unless a prior acquisition of the premises took place after 12 October 2013 you can expect solicitors handling conveyancing in Newhaven to remain encouraging a chancel search and or chancel repair liability insurance.
I need to instruct a conveyancing solicitor for sale conveyancing in Newhaven. I have stumble upon a web site which seems to have the perfect answer If there is a chance to get all the legals done via web that would be preferable. Do I need to be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?