We are about to exchange contracts for a property in Peacehaven. We encountered a problem. The loan offer with Bank of Scotland runs out on 16/9/2024 but the vendors are putting forward a completion date of 18/9/2024. Is it possible to prolong the mortgage expiry date?
The person best placed to address this question is your solicitors who will determine whether they better off negotiating with the mortgage company, vendor’s solicitors, estate agents or conceivably all three taking into account the history of your transaction as of today.
My house in Peacehaven is up for sale and I have a buyer. Does the conveyancing practitioner need to be required to be on the Nationwide conveyancing panel in order to deal with redeeming my mortgage?
Ordinarily, even if your lawyer is not on the Nationwide conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their conditions fairly frequently at the moment.
We are planning to move property in August. Does my conveyancing solicitor update the removal company on the completion day. Incidentally, can you suggest a removal company in Peacehaven. Conveyancing firm was found prior to coming across your website.
On the afternoon of completion you can pick up the house keys from your selling agent but this can only be done when the previous owners solicitors inform the agent that they have the completion monies and the keys can be passed over. You can inform the removal men that they can start moving you in. We do not suggest a specific removal company but can help you locate a conveyancing in Peacehaven or a solicitor that specialises in conveyancing in Peacehaven.
When it comes to mortgage companies such as Yorkshire BS, do Peacehaven property lawyers face a fee to be on the conveyancing panel?
We are not aware of any mortgage company fees to be on their list of approved firms, although some do levy an administration charge to deal with the processing of the conveyancing panel submission.
We were going to get a AIP from Nottingham this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Nottingham recommend any Peacehaven solicitors on the Nottingham conveyancing panel, or is it better to go independently?
You will need to appoint Peacehaven solicitors independently although you'll need to choose one on the Nottingham conveyancing panel. The solicitor represents both you and Nottingham through the process.
I used Stirling Law several years past for my conveyancing in Peacehaven. I now require my file but cannot find the solicitor. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Peacehaven of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I'm purchasing a new build house in Peacehaven with the aid of help to buy. The developers refused to reduce the price so I negotiated 6k of fixtures and fittings instead. The property agent suggested that I not disclose to my solicitor about this extras as it could put at risk my loan with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I need to instruct a conveyancing lawyer in Peacehaven for my home move. Can I see a firm’s complaints history with the legal regulator?
Anyone may find presented Solicitor Regulator Association (SRA) determinations stemming from investigations commenced on or after 1 January 2008. Go to Check a solicitor's record. For details Pre 2008, or to check a solicitors record, telephone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, call +44 (0)121 329 6800. The SRA sometimes monitor call for training requirements.