We are acquiring a brand new flat in Bushey and my conveyancer is advising me that she has to the bank to reveal incentives from the seller. I am on a tight deadline to sign contracts and I would rather not prolong matters. Is my lawyer right?
You should not exchange unless you have been advised to do so by your property lawyer. A precondition to being on a bank panel is to comply with the UK Finance Lenders’ Handbook requirements. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
My brother-in-law has suggested I instruct a conveyancing solicitor in Bushey. I need to find out whether they are on the Alliance & Leicester approved list of lawyers. Could you advise?
The first thing you should do is call the lawyer and enquire if they can act for the bank. Alternatively you can get in touch with Alliance & Leicester who may be able to help.
I am assisting my step-mother sell her flat in Bushey. Will the solicitor order the EPC or should I organise this?
Following the demise of Home Information Packs, energy assessments was left as a mandatory component of moving house. An energy performance certificate should be to hand before the property is advertised. It is not as aspect of the sale process that solicitors normally organise. Where you are instructing a Bushey conveyancing solicitor they may be able to arrange energy performance certificates due to their contacts with long established local assessors
Does a directory service exist listing Santander panel conveyancers in Bushey on the UK Finance Lenders’ Handbook Website?
No. There is no such directory service on the Council of Mortgage Lenders or Building Society Association websites. Very few lending institutions make their panel listings available online. If you are in need of a Bushey conveyancer on the Santander please make the most of our tool.
I have today made my last payment due on my mortgage with Coventry BS. I assume I don't need a Bushey conveyancing practitioner on the Coventry BS panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Coventry BS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Coventry BS mortgage from the register. Coventry BS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Coventry BS has sent the Land Registry the discharge electronically, and
- Coventry BS has instructed the Land Registry to do so
Will commercial conveyancing searches disclose proposed roadworks that could affect a commercial site in Bushey?
Its becoming the norm that commercial conveyancing solicitors in Bushey will perform a SiteSolutions Highways report as it dramatically cuts the time that conveyancers invest in sourcing accurate data on highways that impact buildings and development assets in Bushey. The search result provides definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Bushey.
For every commercial conveyancing transaction in Bushey it is critical to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been dealt with adequately may cause delays to Bushey commercial conveyancing transactions as well as pose a risk to future plans for the site. These searches are not carried out for domestic conveyancing in Bushey.
Are there restrictive covenants that are commonly picked up during conveyancing in Bushey?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Bushey. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I am thinking of appointing a conveyancing solicitor in Bushey for my house move. Can I review a solicitor's record with the legal regulator?
One can read documented Solicitor Regulator Association (SRA) determinations resulting from inquisitions started on or after 1 January 2008. Go to Check a solicitor's record. To find details about the period before 1 January 2008, or to check a firm's record, call 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. International callers, use +44 (0)121 329 6800. The SRA could monitor call for training reasons.