At what point does exchange of contracts occur in sale conveyancing in Bushey and do I need to be at the solicitors office?
If you are in close proximity to one of the conveyancing solicitors in Bushey you are invited in to sign contracts. That being said, the lender approved solicitors we work with supply a nationwide conveyancing service and give as equally diligent and professional a job for you when dealing with you digitally. The executing of the sale agreement is not the important part. Signing on the dotted line is necessary for the solicitor to address the formalities when the time is right, which is ordinarily shortly after signing. The exchange process is is usually a five minute process, although where a long "chain" is in the mix, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Bushey)to be in the office at the appropriate time.
I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Bushey. My lender is The Mortgage Works
The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 8/8/2025, the requirements read as follows :
We had appointed solicitors with offices in Bushey on the Lloyds solicitor approved list. They are now charging me a supplemental fee for dealing with the Lloyds mortgage. Is this an additional conveyancing fee set by Lloyds?
As unfair as it may appear, as long as it’s in their Terms of Engagement or estimate then yes your lawyer may levy a fee for this. This fee is not set by Lloyds but by your Bushey conveyancing practitioner. Numerous firms on the Lloyds panel will levy ’dealing with mortgage’ fee but many firms include it on their overall fee.
I have paid off my mortgage with Nationwide. I assume I don't need a Bushey solicitor on the Nationwide panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Nationwide mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Nationwide mortgage from the register. Nationwide, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Nationwide has sent the Land Registry the discharge electronically, and
- Nationwide has instructed the Land Registry to do so
About to purchase house in Bushey. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Bank of Ireland conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Bushey conveyancer is on the Bank of Ireland conveyancing panel.
I need some quick conveyancing in Bushey as I have an ultimatum to complete inside 4 weeks. A home loan is not required. Can I avoid the conveyancing searches to save money and time?
As you are not obtaining a home loan you have the choice not to have searches carried out although no solicitor would recommend that you don't. With lots of history conveyancing in Bushey the following are instances of issues that can arise and therefore impact market value: Enforcement Notices, Overdue Fees, Overdue Grants, Unadopted Roads,...
I am hoping to put an offer on a small detached house that appears to be perfect, at a great price which is making it more attractive. I have since found out that it's a leasehold rather than freehold. I would have thought that there are issues purchasing a leasehold house in Bushey. Conveyancing solicitors have are about to be instructed. Will they explain the issues?
The majority of houses in Bushey are freehold rather than leasehold. This is one of the situations where having a local conveyancer who is familiar with the area who can assist with the conveyancing process. it is apparent that you are buying in Bushey so you should seriously consider shopping around for a Bushey conveyancing solicitor and be sure that they are used to dealing with leasehold houses. As a matter of priority you will need to check the number of years remaining. Being a leaseholder you will not be entirely free to do whatever you want to the property. The lease will likely included provisions such as requiring the landlord’spermission to conduct changes to the property. It may be necessary to pay a maintenance charge towards the maintenance of the communal areas where the house is part of an estate. Your lawyer will report to you on the legal implications.
I have tried to negotiate informally with with my landlord for a lease extension without getting anywhere. Can a leaseholder apply to the Leasehold Valuation Tribunal? Can you recommend a Bushey conveyancing firm to help?
in cases where there is a absentee freeholder or where there is disagreement about the premium for a lease extension, under the Leasehold Reform, Housing and Urban Development Act 1993 it is possible to make an application to the Leasehold Valuation Tribunal to decide the premium.
An example of a Lease Extension case for a Bushey residence is 197 Byron Road in March 2013. In relation to the value of the extended lease the tribunal concluded that the appropriate premium should be £19237 This case was in relation to 1 flat. The remaining number of years on the lease was 70.92 years.
Finally, a loan offer from a mortgage company for the remortgage of my 2 bedroom garden flat is to be issued by the end of next week. Are you able to suggest a cheap remortgage conveyancing lawyer in Bushey ?
You are on the wrong site if you are in need of a cheap conveyancing solicitors in Bushey. Our intention is to offer cost effective conveyancing but our intention is not to work with the cheapest lawyers. Resist the temptation to appoint companies offering £99 conveyancing in Bushey.In your best case scenario, in going for cheap conveyancing, you will end up with what you pay for and at worst you will end up paying a lot in extras and still not get the service you were hoping for.