Much to our surprise we have been notified by our financial adviser that my Taplow lawyer is not on the lender Conveyancing panel. How can I be certain whether this is indeed the case?
The best course of action for you to take is to call your Taplow conveyancer. You lawyer should inform you what has happened. If they are not on the panel they may recommend you to a Taplow conveyancing firm that is on the conveyancing panel for your mortgage company.
Can your site be used to recommend a Conveyancing solicitor in Taplow even where I’m not buying or disposing of a house, for example if I intend to acquire an office in Taplow with a loan from The Mortgage Works?
Our comparison service is predominantly used to locate residential conveyancing solicitors in Taplow but we have recorded at the bottom of this page a few Taplow commercial conveyancing firms. You should make contact with the solicitors directly to check if they are also authorised to represent The Mortgage Works
We wanted to use a property lawyer in Taplow for our house purchase. Our financial adviser informed us that our mortgage company Skipton Building Society won't deal with them. Surely this is unfair competition?
Mortgage Companies ordinarily restrict either the type or the amount of conveyancing firms on their panel. Typical examples of such restriction(s) being that a firm must not be a sole practitioner. In addition to restricting the profile of firm, a few banks have reduced the amount of solicitor practices they allow to act for them. You should note that Skipton Building Society have no responsibility for the quality of advice provided by any member of Skipton Building Society Conveyancer Panel. Mortgage fraud was a primary driver in the rationalisation of conveyancing panels a few years ago even though there remains mixed views regarding the level of solicitor involvement in some of that fraud. Statistics from the Land Registry reveal that plenty of law firms, including some in or near Taplow only carry out a couple conveyances a year.
I have been told that property searches are the main cause of obstruction in Taplow house deals. Is this right?
The Council of Property Search Organisations (CoPSO) released findings of research by MoveWithUs that conveyancing searches do not feature amongst the common causes of delays in the conveyancing process. Local searches are unlikely to feature in any slowing down conveyancing in Taplow.
The deeds to our house can not be found. The solicitors who dealt with the conveyancing in Taplow 4 years ago no longer exist. What do I do?
Gone are the days when you need to have the physical official documentation to evidence that you are the registered proprietor of land or property, as the Land Registry hold details of all registered land or property electronically.
I have just appointed agents to market my basement flat in Taplow. Conveyancing lawyers have not yet been instructed, but I have recently had a yearly maintenance charge demand – should I leave it to the buyer to sort out?
The sensible thing to do is clear the maintenance contribution as normal as all ground rent and maintenance payments will be apportioned as part of the financial calculations for completion monies, so you will be reimbursed by the buyer for the period running from after the completion date to the subsequent invoice date. Most management companies will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.
I own a 2 bed flat in Taplow, conveyancing having been completed half a dozen years ago. Can you shed any light on how much the price could be for a 90 year extension to my lease? Similar properties in Taplow with over 90 years remaining are worth £260,000. The average or mid-range amount of ground rent is £45 charged once a year. The lease ceases on 21st October 2098
With 74 years left to run the likely cost is going to be between £8,600 and £9,800 as well as costs.
The figure that we have given is a general guide to costs for extending a lease, but we are not able to provide a more accurate figure in the absence of detailed investigations. Do not use the figures in tribunal or court proceedings. There are no doubt additional concerns that need to be considered and clearly you should be as accurate as possible in your negotiations. Please do not move forward based on this information before seeking the advice of a professional.