Having been suggested to visit your service we were about to use a conveyancing solicitor in West Harrow recommended on your site but stumbled across some other estimates on the internet appear less pricey – how come?
There are many firms of websites advertising supposedly £99 conveyancing, but additionalcosts end up with the closing invoice markedly uplifted. Conveyancers are obliged to make sure that charges contained in terms and conditions should be equitable and be applied The law firms that we put forward for conveyancing in West Harrow clearly state all charges for the property you intend tobuy.
Me and my partner are purchasing a apartment in West Harrow. I might seem paranoid but how we can trust a conveyancer? On the day of competition we will need to send money into their account. What is the protection we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
My conveyancer has informed me that lack of building regulations insurance is necessary on my purchase. What is the typical level of cover needed for conveyancing in West Harrow?
The right level of lack of building regulations indemnity insurance should be dictated by who your lender. It would differ for example between Nationwide Building Society and Leeds Building Society. Conveyancing solicitors as opposed to members of the public take out such policies.
I've read lots of house buying guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local West Harrow solicitor - who is on the Leeds Building Society conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Leeds Building Society will need an independent valuation of the property. Your lawyer will not arrange this. Usually Leeds Building Society will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own West Harrow surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
I have justbecome aware that Action Conveyancing have closed. They conducted my conveyancing in West Harrow for a purchase of a leasehold flat 10 months ago. How can I check that the property is registered correctly in the name of the former proprietor?
The easiest way to check if the property is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of West Harrow conveyancing specialists.
I decided to have a survey completed on a property in West Harrow ahead of instructing solicitors. I have been advised that there is a flying freehold element to the house. The surveyor advised that some mortgage companies may not give a loan on a flying freehold home.
It depends who your proposed lender is. Santander has different requirements from Nationwide. Should you wish to telephone us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in West Harrow. Conveyancing may be slightly more expensive based on your lender's requirements.
I have been advised by two or three local selling agents in West Harrow to find a solicitor on your site. What’s the financial incentive for Estate Agents to offer your site rather than another?
We refuse to offer any commission for sending work our way. We thought it would be too underhand a fee because members of the public would think, ‘Why is the agent getting a kickback? Why am I not getting any benefit too?’ So we decided to step away from that.
I need to find a conveyancing solicitor for remortgage conveyancing in West Harrow. I happened to chance upon a site which looks to be the ideal answer If there is a chance to get all this stuff completed via web that would be ideal. Do I need to be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?