Is there a search tool that I can use to investigate if the solicitor conducting my conveyancing in West Harrow is on the bank’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for Birmingham Midshires thus paying £187.00 plus VAT in additional conveyancing fees.
Please do make use of the search tool on this site. Please choose the lender and type ‘West Harrow’ or your preferred area and you will see numerous conveyancers based in West Harrow or near you.
My wife and I are buying a flat in West Harrow. It might be a silly question but how we can trust a conveyancer? On completion day we have to put money into their account. What protection do we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
The formalities of my remortgage has taken place for my property in West Harrow. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. How do I make a complaint?
Most lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Team at head office. Ordinarily complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
I have finally had an offer on a flat in West Harrow agreed to, the owners do nevertheless have a tied purchase. The vendors have put an offer on a property, but it’s not been accepted yet, and are looking at other properties in the pipeline. I have selected a high street conveyancing solicitor in West Harrow. What should be my next step? When do I get the mortgage application with Leeds Building Society going?
It is usual to have anxieties where there is a chain as you are unlikely to want to incur expenses too early (mortgage application is approx £1k, then survey, West Harrow conveyancing search charges, etc). The first course of action is to check that your solicitor is on the Leeds Building Society approved list. Regarding the next stages this very much dictated by the specifics of your case, desire for this property and on the state of the market. During a rising market many purchasers would apply for a home loan with Leeds Building Society and arrange for the valuation and only if it comes back ok would they request their conveyancer to proceed with the conveyancing in West Harrow.
Are there restrictive covenants that are commonly identified during conveyancing in West Harrow?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in West Harrow. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I have been on the look out for a flat up to £305k and identified one round the corner in West Harrow I like with open areas and transport links nearby, however it's only got 52 years on the lease. I can't really find anything else in West Harrow for this price, so just wondered if I would be making a grave error purchasing a lease with such few years left?
If you need a home loan that many years may be an issue. Discount the price by the amount the lease extension will cost if it has not already been discounted. If the existing owner has owned the premises for a minimum of twenty four months you can request that they start the process of the extension and pass it to you. You can add 90 years to the current lease term and have £0 ground rent by law. You should speak to your conveyancing solicitor about this matter.
I have been recommended by a few selling agents in West Harrow to get a quote from a solicitor on your site. What’s the financial inducement for Estate Agents to promote your services over and above another?
We don’t give any referral fee for directing people our way. We found it would be just too difficult a fee because members of the public would think, ‘Why is the agent getting a kickback? Why am I not getting any benefit too?’ We would prefer to grow our business on genuine recommendations.
What are your top tips when it comes to choosing a West Harrow conveyancing firm to carry out our lease extension conveyancing?
When appointing a conveyancer for lease extension works (regardless if they are a West Harrow conveyancing practice) it is most important that he or she should be familiar with the legislation and specialises in this area of work. We advise that you make enquires with two or three firms including non West Harrow conveyancing practices prior to instructing a firm. If the firm is ALEP accredited then so much the better. The following questions might be of use:
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How many lease extensions has the firm carried out in West Harrow in the last twenty four months?
I am the leaseholder of a first floor flat in West Harrow. In the absence of agreement between myself and the freeholder, can the Leasehold valuation Tribunal make a decision on the premium due for the purchase of the freehold?
Where there is a missing landlord or where there is dispute about the premium for a lease extension, under the relevant statutes it is possible to make an application to the Leasehold Valuation Tribunal to arrive at the price payable.
An example of a Lease Extension case for a West Harrow premises is flat 93b Welldon Crescent in May 2009. The Tribunals valuation for a 90-year lease extension of this fat was £13,171 This case affected 1 flat. The unexpired lease term was 75.25 years.