My wife and I are purchasing a 2 bedroom apartment in West Harrow with a mortgage. We have a West Harrow solicitor, but the mortgage company says he's not on their "panel". We have to appoint one of the lender panel firms or keep our West Harrow lawyer and pay for one of their panel firms to represent them. This feels very unfair; are we not able to insist that the bank use our West Harrow conveyancer ?
Unfortunately,no. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your West Harrow conveyancing solicitor to apply to be on the conveyancing panel.
My lender has recommended a law firm on their panel based in West Harrow but I would rather use a conveyancing lawyer in West Harrow round the corner to me. Are you able to assist?
It is by no means the case that all West Harrow conveyancing firms are on all lender’s conveyancing panel. Use our search tool to locate a West Harrow conveyancing conveyancer on the on the lender panel.
Should commercial conveyancing searches reveal proposed roadworks that could affect a commercial premises in West Harrow?
Its becoming the norm that commercial conveyancing solicitors in West Harrow will order a SiteSolutions Highways report as it dramatically cuts the time that conveyancers invest in sourcing accurate data on highways that impact buildings and development assets in West Harrow. The report sets out definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in West Harrow.
For every commercial conveyancing transaction in West Harrow it is critical to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been addressed adequately may cause delays to West Harrow commercial conveyancing transactions as well as pose a risk to future intentions for the site. These searches are not carried out for domestic conveyancing in West Harrow.
The estate agent has sent us the confirmation of our purchase of a new build flat in West Harrow. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below are examples of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in West Harrow
Please supply a car parking plan. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Please confirm the Lease plans are surveyor prepared.
Yesterday I discovered that there is a flying freehold issue on a house I put an offer in last month in what should have been a quick, no chain conveyancing. West Harrow is the location of the property. What do you suggest?
Flying freeholds in West Harrow are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in West Harrow you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in West Harrow may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I am selling my property. My past lawyers closed down. I would be grateful for any recommendation of a conveyancing firm. Im based in West Harrow if that makes a difference.
You should use our search tool to help you find a solicitor for your conveyancing in West Harrow. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move goes with a minimum of fuss.