Me and my wife are purchasing property in West Harrow. My Conveyancer has never been on on the bank conveyancing list. Can I still continue with my West Harrow conveyancing solicitor notwithstanding that they are not on the lender panel of approved conveyancing solicitors?
You have a number of options open to you here
- Complete the purchase with your chosen West Harrow lawyer but your lender will undoubtedly instruct a conveyancer from their approved list. The net result is additional charges together with potential interruption.
- Appoint a fresh conveyancer to conduct the conveyancing, ensuring that they are on the mortgage company conveyancing panel.
- Appeal to your property lawyer to seek to join the mortgage company panel
I am helping my niece sell her flat in West Harrow. Will the conveyancing solicitor order an energy performance certificate or it is for me to see to?
Following the demise of Home Information Packs, EPC’s remained a mandatory part of selling a property. An energy assessment should be commissioned prior to the property being advertised. It is not something that lawyers ordinarily organise. Where you are using a West Harrow conveyancing solicitor they might be able to arrange energy assessments due to their contacts with reputable local assessors
My fiancee and I are in the process of viewing apartments in West Harrow and I am now considering a potential offer. Is it sensible to have a property lawyer on ‘stand by’? I will be getting a home loan with HSBC.
You should start obtaining conveyancing quotes from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their details on to the selling agent. Given that you are getting a mortgage with HSBC, make sure you remember to check that your lawyer is on the HSBC conveyancing panel.
About to purchase house in West Harrow. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Lloyds conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the West Harrow lawyer is on the Lloyds conveyancing panel.
I am buying a new build apartment in West Harrow. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Set out below are examples of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in West Harrow
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Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided.
I have been on the look out for a flat up to £305k and identified one close by in West Harrow I like with a park and transport links nearby, however it only has 49 remaining years left on the lease. There is not much else in West Harrow suitable, so just wondered if I would be making a mistake purchasing a lease with such few years left?
If you require a home loan that many years may be a potential deal breaker. Reduce the offer by the anticipated lease extension will cost if not already taken into account. If the existing proprietor has owned the property for a minimum of twenty four months you may ask them to start the process of the extension and then assign it to you. An additional ninety years can be extended on to the current lease with a zero ground rent applied. You should consult your conveyancing lawyer about this matter.
I am selling my property. My former conveyancers has retired. I would be grateful for any recommendation of a conveyancing firm. I happen to live in West Harrow if that makes a difference.
You should use our search tool to help you choose a solicitor for your conveyancing in West Harrow. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs with a minimum of fuss.
My property lawyer in West Harrow has informed me that he requires identification documents asserting that this is part of his obligations as a solicitor on the lender Solicitor panel. Can you confirm whether this is the case?
Anti-terror and anti-money-laundering rules require West Harrow conveyancing solicitors and licensed conveyancers to verify the identity of the person or body they are dealing with before they can accept their conveyancing business. The Terms and Conditions that you need to sign will no doubt confirm this. Your lawyer is right that the bank also require certain documents to be viewed. If a you refuse to provide ID verification documents, your conveyancer would not be able to accept instructions from you. Your lawyer also has obligations to obtain certain documents in accordance with the lender's UK Finance Lenders’ Handbook requirements