We note that you have a search directory listing law firms on the Skipton conveyancing panel. Do companies pay you a commission if I retain them for our own conveyancing in West Harrow?
We are a listing service only for law firms wishing to communicate if they are on the Skipton conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in West Harrow.
My bank has suggested solicitors on their panel based in West Harrow but I would rather use a conveyancing lawyer in West Harrow or nearer to where I live. Can you help?
The minority of West Harrow conveyancing practitioners are approved and listed on all banks conveyancing panel. Use the above find an approved solicitor tool to choose a West Harrow conveyancing firm on the on the mortgage company panel.
I am helping my niece sell her house in West Harrow. Does the solicitor order an energy assessment or it is for me to coordinate?
Following the demise of Home Packs, EPC’s was maintained a required component of moving house. An energy assessment needs to be commissioned prior to the property being advertised. It is not something that lawyers ordinarily organise. Where you are using a West Harrow conveyancing solicitor they may be willing to arrange energy performance certificates due to their contacts with reputable local providers
I am purchasing a property in West Harrow. One unusual aspect is that the roof has a solar panel. Nationwide have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that you are obtaining a mortgage with Nationwide your lawyer must comply with the formal requirements set out in Section two of UK Finance Lenders’ Handbook for Nationwide. The Council of Mortgage Lenders’ Handbook contains minimum provisions for solar panel roof-space leases, and property lawyers are required to report to Nationwide where a lease fails to satisfy these specifications. The conditions relate to the installation of panels on properties nationwide and is not isolated to West Harrow.
After what seems like an age I have had an offer on a maisonette in West Harrow agreed to, the sellers do nevertheless have a tied purchase. The vendors have offered on a property, however it’s not yet agreed to, and are looking at other apartments in the pipeline. I have chosen a local conveyancing solicitor in West Harrow. What do I do now? At what point do I apply for the mortgage with Kent Reliance?
It is understandable to have anxieties where there is a chain as you are unlikely to want to incur costs prematurely (home loan application is in the region of one thousand pounds, then survey, West Harrow conveyancing search charges, etc). The first thing to do is ensure that your solicitor is on the Kent Reliance conveyancing panel. Concerning the next steps this very much dictated by the circumstances of your case, desire for the property and on the state of the market. During a buoyant market the majority of home buyers would apply for the mortgage with Kent Reliance and arrange for the valuation and only if it comes back ok would they pay their conveyancing practitioner to press on with the conveyancing in West Harrow.
I am buying a new build house in West Harrow with a mortgage from Barnsley Building Society. The sellers refused to reduce the amount so I negotiated 6k of extras instead. The estate agent suggested that I not disclose to my conveyancer about the extras as it would adversely affect my loan with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
How can the Landlord & Tenant Act 1954 impact my commercial premises in West Harrow and how can your lawyers assist?
The 1954 Act affords security of tenure to commercial lessees, giving them the right to apply to court for a renewal lease and continue in occupation when the lease comes to an end. There are limited grounds where a landlord can refrain from granting a lease renewal and the rules are complex. Fees are different for commercial conveyancing. West Harrow is one of the numerous areas of the UK in which our lawyers are based
My offer on house in West Harrow has been agreed to, but there is a chain. The current proprietors have submitted an offer on somewhere, however it’s not yet tied up, and has viewings of other apartments booked. I have chosen a nearby conveyancing lawyer in West Harrow. What do I do now? When should I get the mortgage application with Nationwide started with Nationwide?
It is normal to have anxieties where there is a chain given your reluctance to be too out of pocket prematurely (home loan application is approx £1k, then valuation, West Harrow conveyancing search fees, etc). The first thing to do is ensure that your conveyancer is on the Nationwide conveyancing panel. Concerning the next steps this very much depends on the specifics of your transaction, desire for this property and on the state of the market. During a rising market many purchasers would apply for the mortgage with Nationwide and pay for the survey and only if it comes back ok would they ask their solicitor to move forward with the conveyancing in West Harrow.