I have been referred to a conveyancing solicitor in Rayners Lane. I I would like to check if they are on the Barnsley Building Society conveyancing panel. Could you advise?
The first thing to do is e-mail the lawyer and ask them whether they can act for the bank. Otherwise you can call Barnsley Building Society who may be able to confirm.
Are all Rayners Lane Conveyancing Quality Solicitors on the Bank of Ireland conveyancing panel?
A selection of lenders now utilise the accreditation scheme as the kick off point for Panel membership such as HSBC and Santander. CQS accreditation however is no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for solicitor practices wishing to remain on their approved list of firms.
Last month we had a mortgage agreed in principle with Barclays. Rayners Lane conveyancing lawyers have been instructed. How long does it take for Barclays to issue the offer to the property lawyer?
Some lenders take longer than others. Have Barclays completed the valuation? Have you advised Barclays as to your lawyers' details and checked that your lawyers are on the Barclays conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I have decided to exercise my right to buy my property in Rayners Lane off the council. I have a mortgage agreed with Coventry BS. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Coventry BS, you will need to appoint a solicitor on the Coventry BS conveyancing panel.
Should our lawyer be asking questions regarding flooding during the conveyancing in Rayners Lane.
Flooding is a growing risk for lawyers dealing with homes in Rayners Lane. There are those who acquire a property in Rayners Lane, completely expectant that at some time, it may suffer from flooding. However, leaving to one side the physical damage, where a property is at risk of flooding, it may be difficult to obtain a mortgage, adequate insurance cover, or dispose of the property. There are steps that can be taken during the course of a house purchase to forewarn the buyer.
Lawyers are not best placed to give advice on flood risk, but there are a various checks that can be carried out by the buyer or by their solicitors which can figure out the risks in Rayners Lane. The conventional set of information sent to a purchaser’s solicitor (where the solicitors are adopting what is known as the Conveyancing Protocol) contains a usual question of the owner to determine if the property has suffered from flooding. In the event that flooding has previously occurred and is not disclosed by the owner, then a purchaser could bring a claim for damages as a result of such an inaccurate response. The buyer’s solicitors should also conduct an enviro report. This should disclose if there is a recorded flood risk. If so, more detailed investigations will need to be conducted.
Me and my brother have a semi-detached Victorian house in Rayners Lane. Conveyancing practitioner represented me and Halifax. I did a free Land Registry search last week and there are a couple of entries: one for freehold, the second leasehold under the matching address. If a house is not a freehold shouldn't I have been informed?
You need to review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Rayners Lane and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the situation with your conveyancing practitioner who conducted the conveyancing.
Is it possible to change solicitor as I need to instruct a firm on the Bank of Scotland conveyancing panel. I was using a family conveyancing solicitor in Rayners Lane five minutes from me but she is not accepted by Bank of Scotland
It would be our pleasure to help you find a conveyancing solicitor in Rayners Lane on the Bank of Scotland panel. Please note that the conveyancers that we on the directory do not pay us fee if you instruct them and are registered with the SRA who regulate all conveyancing solicitors in Rayners Lane. In making use of the find a conveyancing solicitor tool on this site, you can contrast costs for conveyancing solicitors in Rayners Lane and beyond.
Is it the case that all Rayners Lane property lawyers on every bank conveyancing panel?
You can use our search tool or you can go into your local lender branch in Rayners Lane. the probability is that they will be in a position to suggest some reputable conveyancing solicitors in Rayners Lane