It is 10 years ago since I bought my house in West Drayton. Conveyancing lawyers have now been appointed on the sale but I can't locate the title documents. Is this a major issue?
You need not be too concerned. First the deeds may be retained by your mortgage company or they could still be with the solicitor who handled the purchase. Secondly the chances are that the land will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers obtaining current official copies of the land registers. Most conveyancing in West Drayton relates to registered property but in the unlikely event that your home is unregistered it is more tricky but is resolvable.
What will a local search tell me concerning the house we're buying in West Drayton?
West Drayton conveyancing often starts with the ordering local authority searches directly from your local Authority or via a personal search company for example Searches UK The local search is essential in every West Drayton conveyancing purchase; that is if you don’t want any unpleasant once you have moved into your property. The search should reveal information on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic headings.
I have todayfound out that Wolstenholmes have closed. They conducted my conveyancing in West Drayton for a purchase of a freehold house 18 months ago. How can I be sure that the property is in my name in the name of the previous owner?
The easiest method to see if the premises is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of West Drayton conveyancing specialists.
How does conveyancing in West Drayton differ for new build properties?
Most buyers of new build residence in West Drayton contact us having been asked by the seller to exchange contracts and commit to the purchase even before the premises is constructed. This is because new home sellers in West Drayton tend to purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in West Drayton or who has acted in the same development.
I've recently found out that there is a flying freehold element on a house I have offered on last month in what was supposed to be a quick, chain free conveyancing. West Drayton is the location of the property. Can you offer any guidance?
Flying freeholds in West Drayton are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside West Drayton you must be sure that your lawyer goes through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in West Drayton may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I have been recommended by a few property agents in West Drayton to locate a conveyancer on your site. What’s the financial inducement for Estate Agents to market your services over another?
We refuse to give any referral fee for pointing buyers and sellers to this site. We found it would be just too difficult a fee as a client could think, ‘How come the agent getting a kickback? Why aren’t I receiving any benefit too?’ So we decided to step away from that.