Just contacted my conveyancing solicitor in Hatton who completed the legal work 18 months ago asking for a conveyancing quote based on an identical type of home move (a leasehold residence and a freehold property) of similar values with a mortgage from Norwich and Peterborough Building Society. It looks as though am now being quoted twice the amount. Am I right to be tempted to shop around for a cheaper online conveyancer?
The costs illustration is slightly on the high side. If you shop around you could decrease the fees marginally by perhaps £100 plus VAT. On the other hand, if you were satisfied with the conveyancing the firm gave you mightcome to rue opting for an an unknown lawyer. Don't forget to enquire the conveyancer can also act for Norwich and Peterborough Building Society. You can make use of our search tool to locate a Hatton conveyancing firm on the Norwich and Peterborough Building Society conveyancing panel, which can often include conveyancing solicitors in Hatton.
When it comes to mortgage companies such as Virgin Money, do Hatton conveyancing practitioners have to pay a fee to be on the list of approved solicitors?
We are not aware of any mortgage company fees to be on their list of approved firms, although some do levy an administration fee to deal with the processing of the conveyancing panel submission.
I have paid off my mortgage with Nationwide. I assume I don't need a Hatton solicitor on the Nationwide panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your Nationwide mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Nationwide mortgage from the register. Nationwide, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Nationwide has sent the Land Registry the discharge electronically, and
- Nationwide has instructed the Land Registry to do so
After weeks of negotiation I have agreed a price on an apartment in Hatton. My financial adviser recommended their conveyancers. I paid an advanced payment of £150. Shortly after, the solicitor called me embarrassingly acknowledging that they were not on the Kent Reliance conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Kent Reliance panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Various online forums that I have frequented warn that are the number one cause of hinderance in Hatton house deals. Is that correct?
The Council of Property Search Organisations (CoPSO) published conclusions of a review by MoveWithUs that conveyancing searches do not figure amongst the common causes of delays in the conveyancing process. Local searches are not likely to feature in any delay in conveyancing in Hatton.
What makes your site different to other internet conveyancing brokers when it comes to conveyancing in Hatton?
At this site obtain an accurate costs illustration from a Solicitor or Licensed Conveyancer that appreciates the issues of your conveyancing in Hatton. Unlike many estate agents and brokerage sites we are not in the business of charging firms a fee if you choose them for your conveyancing in Hatton
My husband and I are novice buyers - had an offer accepted, yet the property agent told us that the vendor will only issue a contract if we use their recommended lawyers as they want an ‘expedited deal’. We would rather use a local solicitor with experience of conveyancing in Hatton
It is unlikely the owners are driving this. Should the owner require ‘a quick sale', taking such a hostile approach to a genuine buyer is is going to put the whole deal at risk. Contact the vendors directly and make the point that (a)you are genuine buyers (b)you are ready to go, with mortgage lined up © you have nothing to sell (d) you wish to move quickly (e)however you intend to instruct your preferred Hatton conveyancing lawyers - not the ones that will earn their estate agent a introducer fee or hit his conveyancing thresholds pre-set by head office.
I've recently bought a leasehold flat in Hatton. Am I liable to pay service charges relating to a period prior to completion of my purchase?
In a situation where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
I have attempted and failed to negotiate with my landlord to extend my lease without any joy. Can I apply to the Leasehold Valuation Tribunal? Can you recommend a Hatton conveyancing firm to act on my behalf?
Where there is a absentee freeholder or if there is disagreement about what the lease extension should cost, under the relevant statutes it is possible to make an application to the Leasehold Valuation Tribunal to determine the price.
An example of a Lease Extension decision for a Hatton flat is 147 Redford Close in June 2012. The Tribunal determined the lease extension premium to be at £4,200 This case related to 1 flat. The number of years remaining on the existing lease(s) was 82.93 years.