I am need of leasehold conveyancing for an apartment in a fairly new development (6 years built) in Saltdean. Almost all the properties have already been sold. Do I need carry out the local searches as part of conveyancing in Saltdean?
You are putting yourself at risk in refusing to carrying out Saltdean conveyancing searches. Without searches you have no clarity over flooding, environmental etc which may mean you walk away due to potential problems down the line. If you are buying without a mortgage there is no legal necessity to have them, but we would strongly advise in no uncertain terms that your lawyer conducts them. Where speed and driving down costs are primary issues you should consider with your conveyancer about the options such as lack of search insurance available to you
When it comes to mortgage companies such as TSB, do Saltdean lawyers have to pay an annual charge to be on the list of approved solicitors?
We are unaware of any mortgage company fees to register on their list of approved firms, although some do charge an administration fee to deal with the processing of the conveyancing panel application.
Can I be sure that the Saltdean conveyancing solicitor on the UBS panel is any good?
When it comes to conveyancing in Saltdean seeking recommendations is a good start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advocate that you speak with the lawyer conducting your conveyancing.
We are getting a further advance on our home loan from Barclays as we wish to conduct improvements to our home in Saltdean. Are we obliged to appoint a high street Saltdean solicitor on the Barclays conveyancing panel to handle the legals?
Barclays do not ordinarily require a member of their conveyancing panel to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Barclays panel.
My friend recommended that where I am purchasing in Saltdean I should ask my conveyancer to execute a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is usually quoted for as part of the standard Saltdean conveyancing searches. It is a large report of more than thirty pages, listing and detailing important information about Saltdean around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Saltdean Education with plans and statistics, Local Amenities and other useful data concerning Saltdean.
I am purchasing a new build house in Saltdean with the aid of help to buy. The builders would not reduce the price so I negotiated £7000 of additionals instead. The house builders rep suggested that I not to tell my solicitor about this side-deal as it will jeopardize my mortgage with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
As co-executor for the estate of my uncle I am disposing of a house in Monmouth but I am based in Saltdean. My solicitor (approximately 300 kilometers from mehas requested that I sign a statutory declaration prior to the transaction finalising. Can you recommend a conveyancing lawyer in Saltdean to witness this legal document for me?
Technically speaking you are unlikely to need to have the documents attested by a conveyancing solicitor. Ordinarily or notary public or solicitor will do regardless of whether they are Saltdean based
I am purchasing a house and require a conveyancing solicitor in Saltdean who is on the bank solicitor panel. Could you point me in the right direction as regards a Saltdean conveyancing firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for the bank who conduct conveyancing in Saltdean. We dont recommend any particular firm.