I am acquiring a newly built flat in Timsbury and my solicitor is informing me that she has to the lender to disclose incentives from the builder. I am nearing the developer’s deadline to exchange contracts and I don't want to delay matters. Is my lawyer right?
You should not exchange unless you have been advised to do so by your solicitor. A precondition to being on a bank panel is to comply with the UK Finance Lenders’ Handbook provisions. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
Can I use your services to find a Conveyancing solicitor in Timsbury even if I’m not buying or disposing of a house, for instance if I want to buy an office in Timsbury with a loan from Virgin Money?
Our comparison service is primarily used to find residential conveyancing solicitors in Timsbury but we have set out at the bottom of this page a few Timsbury commercial conveyancing firms. You will need to enquire with the company directly to see if they are also authorised to represent Virgin Money
How can we know in advance if a Timsbury conveyancing solicitor on the Kent Reliance panel is any good?
When it comes to conveyancing in Timsbury seeking recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always suggest that you speak with the solicitor conducting your conveyancing.
We have agreed to purchase a house in Timsbury. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender HSBC be concerned?
Given that your lender is HSBC your lawyer must follow the conveyancing instructions outlined in Section two of UK Finance Lenders’ Handbook for HSBC. The CML Handbook sets out minimum specifications for solar panel roof-space leases, and lawyers are required to report to HSBC where a lease does not comply with these conditions. The provisions relate to the installation of panels on properties in England and Wales and is not restricted to Timsbury.
I am currently in the process of buying my council flat in Timsbury. I have a mortgage offer with HSBC. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with HSBC, you will need to appoint a solicitor on the HSBC conveyancing panel.
I need some quick conveyancing in Timsbury as I am under a deadline to sign on the dotted line inside one month. Fortunately I do not require a mortgage. Is it possible to avoid the conveyancing searches to save money and time?
If.Given you are not getting a mortgage you are at liberty not to have searches carried out although no solicitor would suggest that you don't. With plenty of history conveyancing in Timsbury the following are examples of issues that can appear and therefore affect the marketability of the property: Enforcement Notices, Outstanding Charges, Overdue Grants, Railway Schemes,...
I got the keys to my flat on 13 September and the transaction details is not yet on the land registry website. Any reason for this? My conveyancing solicitor in Timsbury expressed confidence that it would be concluded in less than a month. Are titles in Timsbury uniquely lengthy to register?
There is nothing unique when it comes to conveyancing in Timsbury registration formalities. Rather than based on location, timeframes can adjust according to who lodges the application, whether there are errors and whether the Land registry have to notify any 3rd parties. Currently in the region of 80% of such applications are completed within two weeks but occasionally there can be protracted delays. Registration takes place after the purchaser has moved in to the property therefore 'speed' is not typically an essential issue yet where it is urgent that the the registration takes place urgently then you or your solicitor should contact the land registry and explain the circumstances.
I have been sourcing a conveyancing solicitor in Timsbury for my home move. Is there any facility to review a solicitor's complaints history with the profession’s regulator?
Anyone can see published Solicitor Regulator Association (SRA) decisions arising from inquisitions commenced on or after Jan 2008. Go to Check a solicitor's record. To find records about the period before 1 January 2008, or to check a firm's record, call 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For non-uk callers, dial +44 (0)121 329 6800. The SRA may recorded call for training purposes.