We were just about to exchange contracts for a garden flat in Frome. We have hit a stumbling block. The loan offer with Virgin Money expires on 20/4/2026 but the sellers are putting forward a completion date of 22/4/2026. Can one prolong the mortgage expiry date?
The person best placed to deal with your concern is your solicitors who is in a position to determine if they corresponding with the lender, owner’s solicitors, selling agents or indeed all parties taking into account the history of your house move to date.
I am purchasing a new build flat in Frome. How practical is it for me to do the conveyancing?
Leaving aside the complexities and merits of DIY conveyancing in Frome you will have to appoint a solicitor on your lender's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Frome.
My colleague advised me that if I am purchasing in Frome I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is sometimes quoted for as part of the standard Frome conveyancing searches. It is not a small report of more than thirty pages, listing and detailing significant information about Frome around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Local Education with maps and statistics, Local Amenities and other useful information about Frome.
In what way can the Landlord & Tenant Act 1954 affect my commercial premises in Frome and how can you help?
The particular law that you refer to provides security of tenure to business lessees, giving them the a statutory right to apply to court for a continuation of occupancy when the lease reaches an end. There are certain specified grounds that a landlord can refuse a lease renewal and the rules are involved. Fees are different for commercial conveyancing. Frome is one of our many locations in which our lawyers have offices
As co-executor for the will of my grandmother I am selling a house in Swansea but live in Frome. My conveyancer (based 250 miles awayneeds me to execute a statutory declaration prior to completion. Can you recommend a conveyancing lawyer in Frome to witness this legal document for me?
strictly speaking you are not likely to need to have the documents attested by a conveyancing solicitor. Normally or notary public or solicitor will do regardless of whether they are located in Frome
Me and my wife are soon to exchange on the purchase a house in Frome but as a consequence of wreckage from the recent storms I have negotiated reparation from the current proprietors of £2k taking the form of a deduction in the price. This was going to be dealt with as part of the conveyancing process yet the lender will not permit this. Should they have been involved?
Your solicitor being on the lender conveyancing panel is duty bound to inform the mortgage company of any changes to the purchase amount. If you prohibit your conveyancer to disclose the reduction to your bank then they would need to refrain from representing you and the mortgage company.