we are a couple who are buying a purpose built apartment in Swavesey with a residential mortgage from Barclays Direct.We would like to retain our Swavesey conveyancing solicitor but Barclays Direct says her practice is not on their "panel". It seems we are left with little choice but to instruct a Barclays Direct panel firm or retain our high street solicitor and pay for one of their panel ones to represent them. This seems very unfair; is there anything we can do?
No, not really. The home loan offered to you contains various provisions, one of which will be that solicitors needs to be on the Barclays Direct conveyancing panel. in the past, most banks had large numbers of solicitors on their panels: a borrower could find one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your solicitors to apply to be on the conveyancing panel for Barclays Direct
Me and my partner are buying a apartment in Swavesey. It might be a silly question but how we can trust a lawyer? On the day of competition we will need to put our life savings into their account. What is the protection we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I am helping my aunt sell her flat in Swavesey. Does the conveyancer arrange the energy assessment or it is for me to coordinate?
Following the demise of Home Packs, energy assessments was maintained a required part of moving house. An energy performance certificate needs to be to hand before the property is put on the market. This is not a task that conveyancers normally organise. If you are using a Swavesey conveyancing practitioner they may be willing to arrange EPC’s given their contacts with reputable Swavesey assessors
We are purchasing a 3 bedroom semi in Swavesey. We would like to convert the garage to a playroom at the house.Will legal investigations on the property involve checks to ascertain if these alterations are prohibited?
Your solicitor will check the deeds as conveyancing in Swavesey will on occasion identify restrictions in the title deeds which prevent certain works or require the consent of a 3rd party. Certain works need local authority planning permissions and approval under the building regulations. Certain locations are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. It would be prudent to check these issues with a surveyor before you commit yourself to a purchase.
What does a local search tell me regarding the property my wife and I buying in Swavesey?
Swavesey conveyancing often commences with the submitting local authority searches directly from your local Authority or via a personal search organisations for example Onsearch The local search plays a central part in many a Swavesey conveyancing purchase; that is if you don’t want any nasty once you have moved into your new home. The search should provide data on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject headings.
Yesterday I discovered that there is a flying freehold element on a house I have offered on a fortnight ago in what should have been a simple, no chain conveyancing. Swavesey is the location of the property. Is there any guidance you can impart?
Flying freeholds in Swavesey are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Swavesey you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Swavesey may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Given that I am about to spend 450k on a two bedroom apartment in Swavesey I would like to have a conversation with the solicitor concerning thetransaction before giving the go ahead to the firm. Can this be arranged?
Absolutely - we would be delighted to talk to you we do not take any clients on without you liaising with the conveyancer due to be carrying out your property ownership legalities in Swavesey.There is no ‘factory style conveyancing’ - each client is unique individual, not a case reference. The solicitors that we put you in touch with believe that the figure you are quoted for your conveyancing in Swavesey should be the amount on the final invoice that you end up paying.
My step-father has urged me to use his conveyancing solicitors in Swavesey. Should I use them?
No doubt the best way to select a conveyancing solicitor is to seek referrals from friends or relatives who have previously instructed the firm you're are thinking of instructing.