Me and my partner are planning to acquire a 2 bedroom flat in Chatteris with a mortgage. We like our Chatteris conveyancer, but the bank advise she’s not on their "panel". We have to appoint one of the lender panel conveyancing practices or retain our Chatteris conveyancer as well as pay for one of their panel ones to act for them. This seems very unfair; are we not able to demand that the lender use our Chatteris conveyancer ?
Unfortunately,no. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Chatteris conveyancing lawyer to apply to be on the conveyancing panel.
Finally the sale completed on my house in Chatteris last May yet the purchaser is calling daily to say his conveyancer is waiting to hear from mysolicitor. What are the post completion sale legalities now that I have sold?
Following your sale your lawyer should forward the transfer documentation and all of the paperwork to the purchaser's conveyancer. Where relevant, your conveyancer must also confirm that the home loan has been redeemed to the buyers conveyancers. There are no post completion procedures just for conveyancing in Chatteris.
Just had an offer accepted on a new build flat in Chatteris. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Set out below are examples of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Chatteris
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There must be mutual enforceability of lessee’s covenants. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?
Yesterday I discovered that there is a flying freehold element on a property I put an offer in two weeks back in what was supposed to be a simple, no chain conveyancing. Chatteris is where the house is located. Is there any advice you can impart?
Flying freeholds in Chatteris are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Chatteris you would need to get your solicitor to go through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Chatteris may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I need to instruct a conveyancing solicitor in Chatteris for my house move. Can I review a firm’s complaints history with the legal regulator?
One may find presented Solicitor Regulator Association (SRA) decisions resulting from inquisitions commenced on or after 1 January 2008. Visit Check a solicitor's record. To find details Pre 2008, or to check a firm's history, call 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, call +44 (0)121 329 6800. The regulator may monitor call for training reasons.
What type of property do your Chatteris conveyancing estimates apply to?
The quotes issued are only relevant to standard residential premises in England & Wales. Where you have any different requirements for example industrial or agricultural land or commercial conveyancing in Chatteris you should telephone us to address this further .