My wife and I are purchasing a maisonette in Milton. My Conveyancer is not listed on the mortgage company approved panel. Can I still use my Milton conveyancing solicitor notwithstanding that they are excluded from the bank approved list?
One will need to instruct a solicitor to complete the legal work required when you take out a loan to purchase your home. They will conduct all the appropriate due diligence on the property, ensuring that you’re properly registered as the owner and ensure that all the required mortgage paperwork is dealt with. You can instruct a Milton conveyancer of your choosing. Nevertheless, where the property lawyer selected is not on the bank approved list supplemental charges will arise as separate legal representation will be need by the bank. Bank panel applications can be submitted, so if your conveyancer has not previously applied for membership they should take the opportunity to apply.
Finally the sale completed on my house in Milton last October yet the purchaser is SMS messaging me to moan that their lawyer is waiting to hear from mine. What should my lawyer have done following completion?
Following your sale your solicitor should forward the transfer documentation and all supplemental paperwork to the purchaser's solicitors. Depending on the transaction, your solicitor should also send confirmation that the legal charge in favour of the lender has been discharged to the buyers conveyancers. There are no post completion tasks specific conveyancing in Milton.
When reviewing consumer advice sites for a conveyancing solicitor in Milton, many post that I must use a CQS assured lawyer. Can you explain what CQS is?
The Law Society's Conveyancing Quality Scheme is the recognised quality mark for legal experts in home moving process, trusted by some of the UK's leading lenders. In 2011-12 the Conveyancing Quality Scheme was officially recognised by the Association of British Insurers (ABI). CQS is not a scheme offered by the Council of Licensed Conveyancing. Milton is one of the numerous areas in England and Wales where there are CQS lawyers.
I have todayfound out that Stirling Law have closed. They carried out my conveyancing in Milton for a purchase of a leasehold flat 12 months ago. How can I establish that the property is registered correctly in the name of the previous owner?
The easiest way to check if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Milton conveyancing specialists.
Just had an offer accepted on a new build apartment in Milton. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Here are examples of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Milton
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There must be mutual enforceability of lessee’s covenants. Please supply a car parking plan. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified.
I opted to have a survey done on a property in Milton ahead of instructing lawyers. I have been told that there is a flying freehold overhang to the property. Our surveyor has said that some mortgage companies may not grant a loan on such a home.
It varies from the lender to lender. Bank of Scotland has different instructions for example to Birmingham Midshires. If you e-mail us we can look into this further with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Milton. Conveyancing may be slightly more expensive based on your lender's requirements.