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Choosing the right solicitor is the most important decision when it comes to your Ramsey conveyancing

Reasons to use our Ramsey conveyancing solicitors

  • 1 We are the UKs most comprehensive domestic conveyancing directory service identifying bank approved law firms conducting conveyancing in Ramsey regulated by the SRA or Council of Licensed Conveyancers.
  • 2 Ramsey conveyancers will have connections at the local Land Registry Office, Local Authority and estate agents
  • 3 Ramsey property lawyers have a crucial advantage when it comes to Ramsey conveyancing as they have valuable local knowledge of local authority requirements, planning policies and other matters that can impact your conveyancing
  • 4 The firms identified on our web pages have a variation of conveyancing solicitors, legal executives and support staff handling thousands of conveyancing matters annually.
  • 5 The Ramsey conveyancing practitioners that are identified are dedicated to supplying value for money, efficient and accessible conveyancing service to borrowers, sellers and remortgagors in Ramsey

Examples of recent conveyancing in Ramsey since November 2020*

Recently asked questions about conveyancing in Ramsey

We are due to move house in May. Should my conveyancing solicitor call the removal company on the completion day. Incidentally, can you put forward a removal company in Ramsey. Conveyancing lawyer was chosen before I stumbled across your site.

On the afternoon of completion you will need to collect the keys from your property agent however this should only be done when the sellers lawyers advise the agent that the monies to complete are in and the keys can be passed over. After that you can inform the removal company that you are ready to move in. We do not suggest a specific removal company but can assist you in choosing a conveyancing in Ramsey or a lawyer that specialises in conveyancing in Ramsey.

We have a mortgage agreed in principle with Virgin Money. Ramsey conveyancing solicitors were chosen. What is the average time that one could expect to receive a mortgage offer from Virgin Money?

There is no definitive answer here. Have Virgin Money conducted the valuation? Have you informed Virgin Money as to your lawyers' details and checked that your lawyers are on the Virgin Money conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.

Our sealed bid on a semi in Ramsey has been agreed to, the vendors do nevertheless have a connected purchase. The owners have put an offer on a property, however it’s not yet tied up, and are looking at other properties booked. I have chosen a bricks and mortar conveyancing solicitor in Ramsey. What do I do now? At what point do I apply for the mortgage with Virgin Money?

It is understandable to have apprehensions where there is a chain as you are unlikely to want to incur costs too early (mortgage application is approx one thousand pounds, then valuation, Ramsey conveyancing search costs, etc). The first thing to do is check that your conveyancing practitioner is on the Virgin Money conveyancing panel. Concerning the subsequent stages this very much dictated by the uniqueness of your transaction, motivation for the property and on the state of the market. During a buoyant market the majority of buyers would apply for a home loan with Virgin Money and pay for the valuation and only if it comes back ok would they pay their solicitor to move forward with searches.

My friend recommended that if I am buying in Ramsey I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. What does it cover?

This is a search is occasionally quoted for as part of the standard Ramsey conveyancing searches. It is not a small document of about 40 pages, listing and detailing significant information about Ramsey around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Ramsey Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Ramsey Education with maps and statistics, Local Amenities and other useful data about Ramsey.

How does conveyancing in Ramsey differ for newly converted properties?

Most buyers of new build premises in Ramsey come to us having been asked by the builder to sign contracts and commit to the purchase even before the property is built. This is because new home sellers in Ramsey typically purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Ramsey or who has acted in the same development.

What does commercial conveyancing in Ramsey cover?

Ramsey conveyancing for business premises incorporates a wide array of advice, given by qualified solicitors, relating to business premises. For example, this type of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the transfer of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of leases.

We expect to complete the disposal of our £375,000 garden flat in Ramsey on Thursday in a week. The landlords agents has quoted £348 for Certificate of Compliance, building insurance schedule and 3 years statements of service charge. Is it legal for a freeholder to charge an administration fee for a flat conveyance in Ramsey?

Ramsey conveyancing on leasehold apartments often necessitates the purchaser’s lawyer sending enquiries for the landlord to answer. Although the landlord is not legally bound to respond to such questions the majority will be willing to assist. They are entitled to invoice a reasonable charge for responding to questions or supplying documentation. There is no upper cap for such fees. The average fee for the information that you are referring to is £350, in some transactions it is above £800. The administration charge levied by the landlord must be sent together with a summary of rights and obligations in respect of administration fees, without which the invoice is not strictly payable. In reality one has no option but to pay whatever is demanded if you want to sell the property.

I purchased a garden flat in Ramsey, conveyancing formalities finalised 3 years ago. How much will my lease extension cost? Corresponding properties in Ramsey with over 90 years remaining are worth £186,000. The ground rent is £55 invoiced every year. The lease expires on 21st October 2074

You have 53 years left to run we estimate the price of your lease extension to span between £27,600 and £31,800 plus plus your own and the landlord's "reasonable" professional fees.

The suggested premium range that we have given is a general guide to costs for extending a lease, but we are not able to supply a more accurate figure in the absence of comprehensive investigations. You should not use this information in a Notice of Claim or as an informal offer. There are no doubt other issues that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. Neither should you take any other action placing reliance on this information before getting professional advice.

Are all Ramsey property lawyers on every bank conveyancing panel?

You can use our search tool or you can drop into your high street lender branch in Ramsey. the probability is that they can recommend conveyancing solicitors in Ramsey

Last updated

Commercial Conveyancing solicitors in Ramsey regulated by the SRA

The list below is a non-comprehensive list of solicitors in Ramsey practicing in commercial conveyancing in Ramsey. This could include advice on re-mortgaging commercial property
  • Serjeant & Son, 101 High Street, Ramsey, Huntingdon, Cambridgeshire, PE26 1DA

disposing of a home in Ramsey is a complex business, both legally and administratively. The exact order of events varies slightly, below are some of the tasks in the process.

  • Obtaining instructions from parties involved
  • Collating the documents evidencing the title to the property
  • Drafting contract and related documents
  • Supplying draft papers to the property lawyer acting for the buyer
  • Finalising the wording for contracts and responding to additional queries from the buyer’s property lawyer
  • Negotiating the transfer deed
  • Answering requisitions raised by the buyer’s property lawyer
  • Proceeding to exchange of contracts and then completion formalities
  • Accepting the sale proceeds and transferring funds to the owner, the estate agent and other relevant parties (where applicable)

Whether you are going through a divorce or breakup or simply wish to transfer your property to someone else, transfer of equity conveyancing in Ramsey includes some of the following tasks:

  • Obtaining instructions from parties involved
  • Investigating the title to the property
  • Acting on behalf of the lender (where appropriate)
  • Negotiating the terms of the transaction
  • Drafting Transfer or approving the Transfer deed
  • Agreeing adjustments to the the Transfer deed
  • Communicating with parties with regards to the Transfer
  • Agreeing and preparing for completion
  • Receiving and transferring monies to the appropriate parties
  • Completing and submitting to HM Revenue and Customs the correct Land Tax forms and payment
  • Registering the transfer of ownership and the home loan (if applicable) at the HM Land Registry.

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.