Find a Lender-Approved Local Conveyancer in Ramsey

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If you have reached us by Googling ‘Conveyancing in Ramsey’ follow your intuition — you will have a better house move where you instruct a conveyancing solicitor in Ramsey.

Reasons to use our Ramsey conveyancing solicitors

  • 1 The practices shown on our web pages have a mix of conveyancing solicitors, legal executives and support staff handling thousands of conveyancing matters each year.
  • 2 Our site offers most comprehensive residential conveyancing directory service identifying lender approved law practices delivering conveyancing in Ramsey regulated and authorised by the SRA or CLC.
  • 3 This site is the first site that enables you the facility to check that your conveyancing in Ramsey will be conducted by a property lawyer on your mortgage lender’s conveyancing panel.
  • 4 Regardless other on-line conveyancers inform you it may be necessary to visit your lawyer to execute documents. There are various parties with with an interest in a house sale without having to include Royal Mail into the pot.
  • 5 Ramsey conveyancers will have connections at the local Land Registry Office, Local Authority and property agents

Examples of recent conveyancing in Ramsey since August 2020*

Recently asked questions about conveyancing in Ramsey

I am hoping to complete my purchase in Ramsey next Friday. My conveyancing practitioner now wants me to supply her with evidence of content and building insurance for the property as as she informs me that she is duty bound to validate that it is in order for the mortgage company. What does the insurance need to cover?

Any lawyer on acting for lenders would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s UK Finance Lenders’ Handbook requirements. These requirements are not unique to conveyancing in Ramsey.

I have been advised by my solicitor that absentee landlord insurance is necessary on my purchase. What is the typical level of cover needed for conveyancing in Ramsey?

The appropriate level of absentee landlord indemnity insurance depends on who your lender is. It would differ for example between Barclays and Norwich and Peterborough Building Society. Conveyancing practitioners as opposed to members of the public take out such insurances.

We had chosen solicitors locally in Ramsey on the Co-operative solicitor approved list. They are now charging me a supplemental sum for dealing with the Co-operative mortgage. Is this a supplemental conveyancing fee specified by Co-operative?

Provided it is contained in their Terms of Engagement or estimate then yes your property lawyer is entitled to levy a fee for this. The fee is not dictated by Co-operative but by your Ramsey conveyancing practitioner. Numerous firms on the Co-operative panel will charge ’dealing with mortgage’ fee but many practices incorporate it on their overall fee.

I am expecting a AIP from Aldermore this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Aldermore recommend any Ramsey solicitors on the Aldermore conveyancing panel, or is it better to go independently?

You will need to appoint Ramsey solicitors independently although you'll need to choose one on the Aldermore conveyancing panel. The solicitor represents both you and Aldermore through the process.

Are there restrictive covenants that are commonly picked up during conveyancing in Ramsey?

Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Ramsey. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

The estate agent has sent us the confirmation of our purchase of a new build flat in Ramsey. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Set out below is a sample of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Ramsey

    Please confirm the Lease plans are architect prepared. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. There must be mutual enforceability of lessee’s covenants. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.

My step-father has urged me to use his lawyers for conveyancing in Ramsey. Should I use them?

Much as we are happy to recommend a Ramsey conveyancing lawyer it’s preferable to find a conveyancing practitioner is to have recommendations from friends or family who have experience in using the firm that you are contemplating using.

I have been told by many estate agents that it may take up to two months for Ramsey conveyancing to complete.This was four weeks ago. The property information was only forwarded from the vendors conveyancer last week so now does it countdown?

Don't rely on counting down any 6-8 week suggested period. Addressing precisely how long Ramsey conveyancing will take is virtually impossible. Every conveyance has it’s specific set of issues. Accordingly your solicitor will find it difficult to guarantee an exact timescale to conclude conveyancing in Ramsey.

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Sample of conveyancing solicitors in Ramsey regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Ramsey but also conveyancing throughout England and Wales.

  • Serjeant & Son, 101 High Street, Ramsey, Huntingdon, Cambridgeshire, PE26 1DA

What to expect from a Licensed Conveyancer for conveyancing in Ramsey?

Licensed Conveyancers specialise in the legalities surrounding buying and selling property and cover conveyancing countrywide as well as Ramsey. When using a Licensed Conveyancer governed by the CLC, you are entitled to:
  • Have an honest and lawful service.
  • Enjoy the benefit of a high standard of legal services.
  • Receive your transaction dealt with using care, skill and legal know-how.
  • Have a high quality of service due to your lawyer’s arrangements, resources, procedures, skills and commitment.
  • Be provided with a service which is accessible and responsive to your individual needs.
  • You should not consider yourself discriminated against, victimised or harassed.
  • Not receive a service which is below the level you could expect, however, if you do your lawyer accepts responsibility for this and provides you with any appropriate redress.
  • Ensure your specific needs taken into account should a complaint be necessary.
  • Be supplied with a speedy, independent and comprehensive service when if a complaint is made about your conveyancing in Ramsey.

Transfer of Equity conveyancing in Ramsey normally consists of the following:

  • Obtaining instructions from the appropriate parties
  • Collating the documents evidencing the title to the property
  • Following instructions from the mortgage company (if relevant)
  • Negotiating the terms of the transaction
  • Preparing the Transfer or approving draft Transfer
  • Negotiating amendments to the draft Transfer
  • Corresponding with parties concerning the Transfer
  • Agreeing and preparing for completion
  • Receiving and releasing funds to the appropriate parties
  • Preparing and submitting to HMRC the correct Land Tax forms and payment
  • Registering the change in proprietorship and the home loan (if applicable) at the HMLR.

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.