Find a Lender-Approved Local Conveyancer in Ramsey

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Selecting the right solicitor is the most important decision when it comes to your Ramsey conveyancing

Reasons to use our Ramsey conveyancing solicitors

  • 1 We are the UKs largest domestic conveyancing directory service identifying mortgage company approved law practices conducting conveyancing in Ramsey regulated and authorised by the SRA or CLC.
  • 2 Solicitors that specialise in conveyancing in Ramsey regularly deal withlocal concerns peculiar to Ramsey and therefore you may benefit from better advice and speedier conveyancing.
  • 3 Ramsey solicitor are the linchpin to a successful Ramsey home move, keeping the process under control. They are on your side throughout, offering dedicated advice for the duration of your move
  • 4 On the balance of probabilities the the solicitors for the other party are based in Ramsey - if so both parties are likely to be less confrontational
  • 5 This site is the first site that enables you the ability to ensure that your conveyancing in Ramsey will be conducted by a solicitor on your mortgage lender’s authorised panel.

Examples of recent conveyancing in Ramsey since February 2023*

Recently asked questions about conveyancing in Ramsey

Unfortunately I am unable to travel far from Ramsey. What is the rationale as to why all Ramsey solicitors are not on all lender panels?

A decade ago most lenders displayed an attitude to risk which differs from the current day. The Financial Services Authority in 2010 carried out a thematic review into mortgage fraud which in summary warned lenders: know the solicitors on your panel. Consequently, banks have since looked to extract more data from law firms concerning their processes and the staff employed by them and set certain criteria such as completing a minimum volume of transactions. Many firms have found themselves removed from lender panels even though they had an exemplary disciplinary record, no complaints and no claims and didn't just 'dabble' in conveyancing. Such firms found it impossible meet the criteria of volume of transactions the lenders set.

What is the difference between a licensed conveyancer and conveyancing solicitor in Ramsey

There are two types of lawyers who can perform conveyancing in Ramsey namely CLC regulated conveyancers or solicitors. The two can provide the legal services that you need to complete the sale or purchase of property. Both are duty bound to carry out Ramsey conveyancing on similar quality and guidelines so you can be safe in the knowledge that your conveyancing will be properly carried out and that the requisite procedures should be suitably followed.

Are all Ramsey Conveyancing Quality Solicitors on the Barclays conveyancing panel?

Some major banks and building societies now make use of the accreditation scheme as the starting point for Panel approval such as HSBC and Santander. The Law Society’s CQS membership however gives no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for solicitor practices wishing to remain on their panels.

I currently have a mortgage with Skipton for my property in Ramsey. Conveyancing has been completed some time ago. Should I wish to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Skipton?

Skipton must be informed of your intention in advance of renting your property as this is likely to be a breach of Skipton’s mortgage conditions. It may be that Skipton will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Skipton directly. You need not do this via a Skipton conveyancing panel solicitor.

2 months have elapsed since my purchase conveyancing in Ramsey concluded. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £180,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

The estate agent has sent us the confirmation of our purchase of a new build apartment in Ramsey. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Here are examples of a selection of leasehold new build questions that you should expect your new-build leasehold conveyancing in Ramsey

    Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Please confirm the Lease plans are architect prepared. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Please supply evidence that the form of Lease proposed has been approved by the Land Registry. There must be mutual enforceability of lessee’s covenants.

How do I search for a Ramsey solicitor on the HSBC Bank conveyancing panel? I have wheels and am prepared to travel upto 25miles to meet the solicitor.

You can use the facility on this website. Please choose the mortgage company and your location and you will see a number of Ramsey conveyancing lawyers located nearest you. We have listed some Ramsey conveyancing firms towards the end of this page and you can telephone them to verify whether they are on the HSBC Bank approved list

My a dozen years ago. He has since got married, widowed and in recent months got remarried. He now wishes to the sell the Ramsey property. I think he will simply be asked to provide a copy of the marriage certificates to the lawyer however he is worried it will hold up the sale of the property. Should he appoint a lawyer to update the land title details for the house?

It is not absolutely necessary to bring up to date the register on the basis that you have the proof needed to show how the name change has come about.

Any purchaser’s solicitor will examine the title entries and requisition evidence by way of proof of the name change for example marriage documentation.

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Sample of conveyancing solicitors in Ramsey regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Ramsey but also conveyancing throughout England and Wales.

  • Serjeant & Son, 101 High Street, Ramsey, Huntingdon, Cambridgeshire, PE26 1DA

Commercial Conveyancing solicitors in Ramsey regulated by the SRA

The list below is a small selection of solicitors in Ramsey practicing in commercial conveyancing in Ramsey. This may include advice on granting a lease to a commercial tenant
  • Serjeant & Son, 101 High Street, Ramsey, Huntingdon, Cambridgeshire, PE26 1DA

What to expect from a Licensed Conveyancer for conveyancing in Ramsey?

Licensed Conveyancers assist with the transfer of the legal title of a property from one person to another and cover conveyancing countrywide not just Ramsey. When using a Licensed Conveyancer governed by the CLC, you are entitled to:
  • Have an honest and lawful service.
  • Be supplied with a high standard of legal services.
  • Receive your transaction dealt with using care, skill and diligence.
  • Enjoy the benefit of a high standard of service due to your lawyer’s arrangements, resources, procedures, skills and commitment.
  • Be provided with a service which is accessible and responsive to your individual needs.
  • Not feel discriminated against, victimised or harassed.
  • To receive the level you could expect, however, if you do your lawyer accepts responsibility for this and provides you with any appropriate redress.
  • Have your individual needs taken into account should you make a complaint.
  • Be provided with a speedy, impartial and comprehensive service when if a complaint is registered about your conveyancing in Ramsey.

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.