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FACT : Ramsey Conveyancing Solicitors Know more about Conveyancing in Ramsey

Reasons to use our Ramsey conveyancing solicitors

  • 1 Cut price packages from online conveyancers might seem attractive. However, these firms are often based hundreds of miles away with limited understanding of the factors that impact property transactions in Ramsey
  • 2 Personal touch and pure property experience are key benefits that you should look for when choosing conveyancing solicitors. Ramsey property deals can be made a lot more stressful due to lack of transparency between all the parties. The lawyers we work with strive to make sure that communication channels are open and act on arising issues and developments expeditiously.
  • 3 Retaining the services of a a family Solicitor on the whole results in a more personal touch. Online forums often suggest that in selecting a large conveyancing firm, your conveyancing is dealt with by a team of people who who update you by determining whether the ‘computers says no’.
  • 4 Our site offers largest residential conveyancing directory listing mortgage company approved law firms delivering conveyancing in Ramsey registered with the SRA or CLC.
  • 5 Ramsey solicitors will acquainted with the local Land Registry Office, Local Authority and property agents

Examples of recent conveyancing in Ramsey since August 2021*

Recently asked questions about conveyancing in Ramsey

I have just been advised by my lender that my Ramsey property lawyer is not on the lender Solicitor panel. How can I be certain that this is indeed the case?

The sensible course of action for you to take is to contact your Ramsey conveyancer. You lawyer should notify you what has happened. If they are not on the panel they may recommend you to a Ramsey conveyancing practice that is on the approved list of lawyers for your mortgage company.

Should conveyancers request money on account for my conveyancing in Ramsey?

Where you are retaining lawyers for conveyancing in Ramsey your lawyer will ask you place them with funds to cover the search fees. This will be the total of the cost of the conveyancing searches. When the down payment is as part of the sale price then this should be asked for immediately prior to exchange of contracts. The closing balance that is due should be sent to your lawyer shortly before completion.

I have todayfound out that Stirling Law have been shut down. They carried out my conveyancing in Ramsey for a purchase of a leasehold apartment 9 months ago. How can I establish that the property is not still registered in the name of the previous owner?

The easiest way to check if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Ramsey conveyancing specialists.

Taking into account that I will soon part with 450k on a property in Ramsey I wish to talk to a solicitor regarding theconveyancing in advance of giving the go ahead to the firm. Can this be arranged?

Absolutely - we would be delighted to talk to you we do not take any clients on without you first talking to the lawyer who will be carrying out your property ownership legalities in Ramsey.There is no ‘factory style conveyancing’ - each client is unique individual, not a matter number. The solicitors that we put you in touch with believe that the fees you are provided with for residential conveyancing in Ramsey should be the figure that you are charged.

Can you provide any top tips for leasehold conveyancing in Ramsey with the intention of expediting the sale process?

  • Much of the delay in leasehold conveyancing in Ramsey can be reduced where you instruct lawyers as soon as you market your property and ask them to collate the leasehold information which will be required by the purchasers’ representatives.
    • If you have had any disputes with your freeholder or managing agents it is very important that these are resolved prior to the flat being put on the market. The purchasers and their solicitors will be concerned about purchasing a flat where there is an ongoing dispute. You may have to bite the bullet and pay any arrears of service charge or resolve the dispute prior to completion of the sale. It is therefore preferable to have any dispute settled prior to the contract papers being issued to the buyers’ solicitors. You will still have to reveal details of the dispute to the purchasers, but it is better to reveal the dispute as historic rather than ongoing. If you are supposed to have a share in the Management Company, you should make sure that you have the original share document. Obtaining a re-issued share certificate can be a lengthy process and delays many a Ramsey conveyancing deal. If a new share certificate is necessary, you should approach the company director and secretary or managing agents (if applicable) for this as soon as possible. If you have carried out any alterations to the residence would they have required Landlord’s consent? In particular have you laid down wooden flooring? Most leases in Ramsey state that internal structural alterations or laying down wooden flooring require a licence from the Landlord consenting to such works. Should you fail to have the consents to hand do not contact the landlord without contacting your lawyer before hand. The majority of landlords or Management Companies in Ramsey charge for providing management packs for a leasehold premises. You or your lawyers should enquire as to the actual amount of the charges. The management information sought on or before finding a buyer, thus reducing delays. The average time it takes to obtain the necessary information is three weeks. It is the most usual reason for frustration in leasehold conveyancing in Ramsey.

Ramsey Conveyancing for Leasehold Flats - Examples of Questions you should consider Prior to Purchasing

    Is there a share of the freehold? What is the the remaining lease term? Are there any major works in the near future that could increase the service charges?

Me and my partner have just had an offer agreed on a flat and had meeting on Monday with the Post Office for the mortgage. They warned us that when it comes to appointing a conveyancing practitioner that unless they are on their approved list of property lawyers then we will be subject to an an additional fee of £200. This is because they would then have to instruct a solicitor to act on their behalf in addition to the one we choose to act for ourselves and we assume responsibility for their costs. I have requested the Post Office to send me with a list so I can seek estimates only from their approved solicitors but was told they dont have such a list to hand over. Is there a list online?

Ask the Post Office what their panel criteria is for a solicitor.Thereafter ask the lawyer of your choice whether they meet the criteria and have they acted on loans for the Post Office in the past. If the answer to those is yes, then just double check with the Post Office. Alternatively please utilise our search tool and we may be able to find you a conveyancer in Ramsey on the panel for the Post Office.

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Sample of conveyancing solicitors in Ramsey regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Ramsey but also conveyancing throughout England and Wales.

  • Serjeant & Son, 101 High Street, Ramsey, Huntingdon, Cambridgeshire, PE26 1DA

What to expect from a Licensed Conveyancer for conveyancing in Ramsey?

Licensed Conveyancers support the transfer of the legal title of a property from one person to another and cover conveyancing throughout England and Wales as well as Ramsey. If using a Licensed Conveyancer regulated by the CLC, you are entitled to:
  • Receive an honest and lawful conveyancing.
  • Have a high standard of legal services.
  • Be supplied with your transaction dealt with using care, skill and diligence.
  • Enjoy the benefit of a high quality of service due to your lawyer’s arrangements, resources, procedures, skills and commitment.
  • Have a service which is accessible and responsive to your individual needs.
  • You should not consider yourself discriminated against, victimised or harassed.
  • To receive the standard you could expect, however, if you do your lawyer accepts responsibility for this and provides you with any appropriate redress.
  • Have your individual needs taken into account should a complaint be necessary.
  • Receive a timeous, independent and comprehensive service where if a complaint is registered about your conveyancing in Ramsey.

Typically, Ramsey conveyancing for a purchase has some of the following tasks

  • Obtaining instructions from parties involved
  • Checking the title to the premises
  • Conducting Ramsey property searches with respect to the title
  • Reviewing draft contract pack and other papers collated by the owner’s property lawyer
  • Submitting queries with the seller’s property lawyer
  • Agreeing the wording of the purchase agreement
  • Considering the replies given by the seller to pre-contract enquiries
  • Agreeing the wording for a Transfer Deed for completion
  • Advising the buyer in respect of the mortgage offer: (where applicable)
  • Drawing up and sending the purchaser a report on title (that is; a breakdown of all findings on the property)
  • Carrying out the key stage of exchanging contracts and then completion formalities
  • Completing and submitting to HMRC the appropriate stamp duty forms and payment
  • Registering the change in ownership and the home loan (where relevant) at the HM Land Registry.

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.